Threshold Mortgage Solutions delivers an array of financial options with exceptional rates for home buyers throughout the State of Missouri. From home purchase, construction to permanent loans, and refinance, we are ready to help you receive the funding you need. It's an exciting time when you are looking for a new home, let our team make that search easier by getting your financing lined up first.
We are certain to have a product that can be tailored to your needs. As your Mortgage Consultant, asking the right questions upfront eliminates the guesswork. With just a 10 minute confidential "interview" we can be on the same page and put out fires BEFORE they start, ensuring a smoother, more enjoyable experience.
We are certain to have a product that can be tailored to your needs. As your Mortgage Consultant, asking the right questions upfront eliminates the guesswork. With just a 10 minute confidential "interview" we can be on the same page and put out fires BEFORE they start, ensuring a smoother, more enjoyable experience.
Services
The best way to shop for a house is having your financial ducks in a row, so-to-speak. Having a pre-approval agreement in your hand helps tremendously when negotiating with realtors. Choosing the right product that fits your situation depends on several factors. We will help you define those factors and simplify the process.
Right now, we are generally recommending fixed rate loans. The future interest rates are impossible to predict, but given how low rates are currently we feel that the most likely direction for rates to head is higher.
However, since adjustable rate loans have a fixed period (for example a 5/1 ARM will have a fixed rate for five years and then subject to adjustment thereafter) they may be a fit for borrowers that have a high degree of confidence that they will not stay in the home or loan beyond the fixed time frame.APR is intended to display the total cost to borrow over the loan amortization period.
However, since adjustable rate loans have a fixed period (for example a 5/1 ARM will have a fixed rate for five years and then subject to adjustment thereafter) they may be a fit for borrowers that have a high degree of confidence that they will not stay in the home or loan beyond the fixed time frame.APR is intended to display the total cost to borrow over the loan amortization period.
The pricing and fees are based upon certain loan assumptions in addition to information you provided and is subject to change without notice. Accuracy is not guaranteed, and products may not be available for your situation. This is not a credit decision or a commitment to lend and all loans are subject to a credit approval.
As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act.
Reviews (7)
Joshua Olakanmi
Sep 08, 2021
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Dear MICHELLE Thank you for the fantastic job you have been doing for me lately. Your hard work and dedication has really helped me out during difficult times . I just wanted to make sure you know how much you are valued and appreciated. We know that the recent round of lay-offs has been very bad for company morale. Not only are people worried… about losing their money but also many people are out there receiving their withdrawal every day You come in early stay late and even use your free time to help pitch in and get things done. Thank you MRS MICHELLE MIDRED for your hard work and dedication
Pam Ronkoski
Aug 03, 2021
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Megan Niemeyer
Aug 02, 2021
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Bob Ronkoski
Jul 28, 2021
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Threshold Mortgage Solutions handled our needs with fast, friendly and professional service. We had absolutely no issues, problems or delays. Every step of the way John Stiles went above and beyond the level of service I have received in the past from any other mortgage company or bank I have worked with. I highly recommend Threshold Mortgage Solutions for you mortgage needs.
Chris Martin
Jul 24, 2021
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John and his team are a pleasure to work with. From start to finish he guided us through the process. Transparency and honesty are at the forefront of everything he does. Never for a moment did we feel as if we were being sold something but rather he provided us great value and customer service. We will use him again and we trust him to provide the same service and attention to detail to our friends, family and colleagues!
Theresia Metz
Jul 15, 2021
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Recently I refinanced my home mortgage with Threshold Mortgage Solutions. My experience was more than expected. John was able to complete my refinancing, in less than a months time. Not only was John able to close my loan in a month, he also was able to provide me the lowest rate. Stop your search and go with John at Threshold Mortgage Solutions now!
Kim Lorenz
Mar 27, 2021
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John is one of the nicest guys that I know, so I was excited to work with him when it was time to buy our house! Once my husband talked with him he felt much more confident with the whole process of buying a new home. We were totally comfortable because we knew we could trust John to do the best for us and he made the whole mortgage process go very smoothly. And he even brought the Happy Camper to the closing...it doesn't get much happier than that! I couldn't recommend Threshold Mortgage enough to anyone buying a house!!!
