Groves Capital is a family-owned business based in San Diego, CA. We know that each client has unique needs; we've built a reputation of being able to deliver a broad menu of options to our clients while maintaining great service and timely delivery. Today's technology is providing a more productive and real-time environment.
For example, through our website, you can submit a complete and secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios. Additionally, you can search for properties through our interactive MLS portal.
For example, through our website, you can submit a complete and secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios. Additionally, you can search for properties through our interactive MLS portal.
Services
Groves Capital, Inc., is a hybrid mortgage broker and banker based out of San Diego, California, founded in 2016 by Christoffer & Aleyna Groves. Aleyna, having well over a decade of experience in the mortgage business, formed Groves Capital with her husband Christoffer, a successful Realtor with experience dating back to the early 2000s.
We are a family/privately owned company looking for professionals to join our team. We are looking for experienced MLOs that want to go out on their own and are ready to grow their pipeline. Processors dedicated to Groves Capital, Inc. available or you can use your own processor as well. Owners will be available to help with the transition and coach you until you become familiar with systems/process.
The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime. Adjustable-rate mortgages include interest payments that shift during the loan's term, depending on current market conditions. Typically, these loans carry a fixed-interest rate for a set period of time before adjusting.
The traditional fixed-rate mortgage is the most common type of loan program, where monthly principal and interest payments never change during the life of the loan. Fixed-rate mortgages are available in terms ranging from 10 to 30 years and can be paid off at any time without penalty. This type of mortgage is structured, or "amortized" so that it will be completely paid off by the end of the loan term.
Adjustable Rate Mortgages (ARM)s are loans whose interest rate can vary during the loan's term. These loans usually have a fixed interest rate for an initial period of time and then can adjust based on current market conditions. The initial rate on an ARM is lower than on a fixed-rate mortgage which allows you to afford and hence purchase a more expensive home.
Reviews (22)
Kiera Marie
Feb 02, 2022
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I was with another lender that all of a sudden stopped returning my calls and giving me updates this went on for about two weeks finally got a hold of someone just to be told the agent was gone and I had to start over again. I was Referred to Al Hernandez and he and his processor Nancy kept me informed, explained everything from start to finish and I could not be happier with the results. I will definitely be recommending them to friends and family.
Ayaa Ouza
Jan 26, 2022
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I can’t thank this company enough. Great customer service and great team that’s efficient. I had a difficult time getting approved for a house loan, and Sam and his company were the only lenders who were able to help me with this process. They made the process less stressful and got the job done. They are very knowledgeable and his processor Jermiah helped slot in the process. Thank you guys! Good luck
Sean T.
Jan 13, 2022
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Shavarsh Alajajyan, our agent from Groves capitipl, was an absolute champion for my wife and in doing, what turned out to be, a refinance for our investment property in Texas. All said and done took about 1.5 months but what really impressed me was his work ethic and we really wanted to have the loan closed before the end of the year and Sharvarsh with his unwavering drive and bulldog work ethic was able to make it all happen. There were absolutely times where another broker would have given up on this as it was out of state with very different rules and title agents had to be changed, but I really
Julie Ciraulo-Ray
Jan 05, 2022
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Peruz Jelveh is more then a rock star when it comes to home loan refinance and real estate purchase advice and service. He is a very experienced, savvy, honest professional who under promises and over delivers. He and his team keep you informed and moving through the process in a timely manner. For my wife and I the only delay was due to our inaction in providing the necessary documentation to get the loan(s) done. I have recommended him to friends and family for whom he’s already closed transactions for and will continue to do so without reservation. Groves Capital is lucky to have him.
Carl
Carl
I'Ll Be MsholoZi Iii
Dec 28, 2021
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Hossain Mostaghim
Dec 27, 2021
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Peruz Jelveh is my loan agent over at Groves Capital and he is without a doubt the best loan agent I’ve ever worked with and I wouldn’t take my business anywhere else. I’ve worked with him on multiple properties and always had a great experience. It’s a rare blessing that you get to work with someone that will actually look out for YOU. He’s well versed in his world AND in the world of real estate so he’s a great resource all around. Never have to worry about him closing a deal on time. Will continue to refer him to friends and family.
Ignacio Diaz
Dec 24, 2021
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I had the pleasure to work with Peruz Jelveh twice, on a home purchase and a refinance, and he went above and beyond twice. As a first time buyer, he was able to guide me through the entire process. He always kept me in the loop and responded promptly to any questions or concerns that I had through the home buying process. Genuine person that truly cares for his clients best interest. Highly recommend Peruz!
Mary Luethe
Nov 30, 2021
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We have worked twice with Freddy Morales - once with Groves Capital and, previously, with another company. Our opinion as to the quality of service has to be based on how we feel Freddy treated us - and not necessarily how Groves Capital treated us. However, if all the folks who work for Groves Capital are as sincere, personable, knowledgeable and helpful as Freddy, then Groves is a great company! We could not be happier with our interactions and the outcome. We feel we have a "relationship" with Freddy and would recommend him without qualms to anyone who is looking to finance or refinance a home
Marcia Danielczyk
Nov 15, 2021
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I had the pleasure of working with Glenn Paris and Groves Capital in refinancing my VA mortgage. Glenn was extremely knowledgeable and right on top of things in processing paperwork and contacting the people needed to go forward with the refinance. Glenn was readily available to answer my questions and as promised my contract was ready to be signed at the low interest rate in less than 8 weeks .
Ask for Glenn Paris at Groves Capital - he is your realtor to get things done right!
Ask for Glenn Paris at Groves Capital - he is your realtor to get things done right!
T. T.
Oct 25, 2021
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I could not have asked for anyone better than Kristin Howard to assist me in refinancing my VA home loan. She was very prompt in communications, extremely courteous and exceptionally knowledgeable. Kristin always ensured all of my questions were answered, clearly broke down all of my options, kept me well informed, and updated me on the progress every step of the way. It was a pleasure working with Kristin; her assistance made all the difference throughout this process and took less than 30 days to close. Thank you!
Joe Meli
Sep 24, 2021
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Last year I had the opportunity to work with Glenn Paris to refinance my mortgage. I must say that the process with Grover Capital and specifically working with Glenn was extremely smooth. Glenn continuously followed up with me, keeping me informed as the process moved forward. Extremely delighted with Glenn's professionalism. I surely would recommend anyone seeking to refinance their mortgage to work with Glenn at Groves Capital. We are well pleased.
Joan Eckhardt
Sep 04, 2021
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Glenn Paris called me at a very opportune moment, after a bad experience with another loan officer with another lender. He was so upbeat and positive, and he got the ball rolling quickly. Glenn referred me to one of his associates that cleared up some issues with my credit, and then his loan processor smoothly took care of the rest. What a great team effort! Thank you Glenn for a great experience!
Niki Williams
Jul 13, 2021
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D. W.
Jun 24, 2021
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I cannot say enough good things about Sharon Moten. I don't often make referrals, but I would tell anyone who's looking to refinance to go to Sharon. She's very knowledgeable, personable and professional. She explained everything to me every step of the way during the process, and was quick to answer any additional questions I had. She truly made me feel like a valued customer. To top it off, she got me an incredible rate! Sharon made this, by far, the smoothest and easiest refinancing experience I've ever had. I look forward to working with her again in the future.
Victor G.
Jun 12, 2021
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G. D.
Jun 09, 2021
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Manuel A. Gloria
Apr 20, 2021
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Michelle C.
Jan 11, 2021
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I tried to get a home loan but didn't happen. Lori the agent I was working with is very unprofessional. I tried emailing and texting her she wouldn't respond. One day after I week or so I received a text asking for my email (she already because she sent me an email to upload my documents). The email stated I didn't qualify for the loan. She didn't provide me a denial letter, her excuse was because she wasn't in the office. I called the number on the website but the voice mail box was full. I filled out the contact information on the website and I still to this day haven
Sean M. Dougherty
Dec 10, 2020
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Steve C.
Nov 02, 2020
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Julie M.
Sep 22, 2020
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Adam C.
Sep 10, 2020
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