From the first conversation to the final closing of the loan, we will be readily available to make your loan process as painless as possible. Due to the high level of customer service that we provide, we are proud to say that we have in excess of 95% client loyalty with almost 100% of our business being produced by repeat clients and their referrals of friends, family and co-workers.
If you are searching for a home loan lender in California who offers low cost loans and some of the most competitive rates/terms in the country, then we're sure we would be the perfect fit.
If you are searching for a home loan lender in California who offers low cost loans and some of the most competitive rates/terms in the country, then we're sure we would be the perfect fit.
Services
We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices. Stephanie was born in Washington state.
Pre-qualification occurs before the loan process actually begins, and is usually the first step after initial contact is made. Here at Allied Pacific Financial we can either sit down with you in person or we can discuss different options with you over the phone.
In the initial conversation we will gather information about your income, debts, and future goals; from there we will be able to make a determination about how much of a loan or interest rate you may be able to afford.With a variety of different loan programs available in the mortgage markets we can usually find a program that fits what you are looking to achieve.
In the initial conversation we will gather information about your income, debts, and future goals; from there we will be able to make a determination about how much of a loan or interest rate you may be able to afford.With a variety of different loan programs available in the mortgage markets we can usually find a program that fits what you are looking to achieve.
A low cost refinance is essentially a loan transaction in which the lender or broker pays settlement costs, including typical lender fees such as processing, underwriting, appraisal, and loan origination points. If you plan on moving or upgrading to a more expensive home in just a few years, or if you're the type who refinances often, paying upfront costs for a lower interest rate will probably be a losing endeavor.
FHA insures mortgages on single family and multifamily homes including manufactured homes and hospitals. It is the largest insurer of mortgages in the world, insuring over 34 million properties since its inception in 1934. Loans must meet certain requirements established by FHA to qualify to be insured by FHA.
VA loans are guaranteed loans made by private lenders, such as banks, savings & loans, or mortgage companies to eligible veterans for the purchase of a home which must be for their own personal occupancy. The VA loan program was part of the GI Bill which was signed into law by President Franklin D. Roosevelt.
Reviews (23)
Jessica A. Mendez
Jan 28, 2022
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Kathy G.
Dec 29, 2021
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Joanna Tuanqui
Dec 25, 2021
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Tyson Young
Dec 03, 2021
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A. Martinez
Aug 14, 2021
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Worked with Scott Smith to get a loan on my home purchase and can’t say enough good things about the service. I am someone that price shops and also filled out an application with what is probably the most well known mortgage lender. I decided to go with Allied Financial since I got a good feeling that Scott was sincere and trustworthy, the other lender did not seem to have time to talk to me and when he did I felt rushed and talked down to. We had a tight deadline and Scott made sure it all went smoothly and my loan secured through Allied Pacific Financial offered a lower interest rate and closing
Andrea Morales
Apr 30, 2021
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I've done two refinances with Stephanie and they've both gone so smooth. I was referred by a friend and was not disappointed. Stephanie is so easy to talk to and is very patient and kind when I have questions. The service is top notch!!! Will use her again a small again for any future home loan needs!!
Andrea M.
Apr 15, 2021
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Stephanie and her team are amazing!!! They make the whole process easy. Once you work with them they'll always look out for you! I just completed my second refi which happened simply because Stephanie contacted me when she saw there was an opportunity to save me some money! It doesn't get better than that!
Kelly Napolitan
Feb 28, 2021
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Stephanie and Karla helped my husband and I with our first home purchase. We had absolutely NO idea what we were doing and they made us feel so comfortable and walked us through the whole process. Stephanie actually referred us to our real estate agent and we were THRILLED with her as well. We could not have been happier with their services and we've already refinanced with them as well when rates dropped!
Jeannie Rodriguez
Feb 15, 2021
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Deborah Chelesnik
Dec 30, 2020
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I have dealt with Stephanie and the Allied Pacific team for over 30 years. They are very knowledgeable, friendly, accommodating, and overall fantastic! Allied Pacific provides market information and works with you to decide the best options for your goals and needs. They have very competitive rates, excellent communication and are thorough and timely in getting your loan executed. They are also COVID safe when coming to you to sign documents. I have had nothing but great experiences with Stephanie, Curt, Devin, Karla, and the entire team processing my many loans over the years. I can't say enough
Nicole W.
Oct 27, 2020
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We worked with Allied Pacific to refinance our home and there aren't words to express how easy the whole experience was.
We worked with Thao and she is a dream! She was so organized, clear in her communication and kind. When we got stumped on requests, she pointed us in the right direction. She kept us updated and notified us of upcoming steps and actions so we knew what to anticipate.
I am so grateful to Thao and the Allied Pacific team! Thank you!!
We worked with Thao and she is a dream! She was so organized, clear in her communication and kind. When we got stumped on requests, she pointed us in the right direction. She kept us updated and notified us of upcoming steps and actions so we knew what to anticipate.
I am so grateful to Thao and the Allied Pacific team! Thank you!!
Jessica M.
Oct 15, 2020
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I can't say enough good things about Stephanie and her team. Never a disappointment, they deliver on what they advertise of a "no cost loan!" I ask a lot of questions, I want to make sure it makes dollars and cents. Stephanie always responded in a timely manner! Thanks so much for being the professionals you are!
Diana B.
Sep 30, 2020
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I am very so glad I found Stephanie at Allied Pacific Financial!!! I can't say enough about Stephanie (A+). Stephanie is very professional, and experienced in the Refinance field. Stephanie is honest, and very easy to work with. Stephanie always answers questions in a prompt manner (even if you ask the same question 100 times LOL). Our family has done several transactions with Allied Pacific Financial, and every one has gone very smoothly. I also want to recognize Courtney as well. Courtney, knows her job, and is always helpful & friendly!!! Thanks To All!!
Angie B.
Aug 19, 2020
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Stephanie and her team at Allied Pacific were nothing short of amazing! They got us an amazing rate on a refinance and walked us through the entire process. They made sure we were happy and certainly put in the work to get us the best deal possible.
We have and will continue to recommend their services to everyone in the market. We'll definitely use them again on our next home purchase.
We have and will continue to recommend their services to everyone in the market. We'll definitely use them again on our next home purchase.
Dani P.
Aug 04, 2020
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Stephanie is the most compassionate, efficient and a helpful person! Working with Allied Pacific was the best experience! I highly recommend them to anyone and everyone knowing they will be supported and treated SO well! It's tough knowing if you are getting the right support when going through escrow but I can assure you that Stephanie goes above and beyond for her clients! It was so reassuring knowing that Stephanie was with us even after the final escrow. She helped us refinance and made sure we were always taken care of! I wish I could hug her and thank her in person for all she did for
Gustavo R.
Jun 09, 2020
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4 months to try to refinance and after signing all the papers at the end they tell me there's a lien on my title since years back which is something that should of been found at the beginning! Wasted time and hurt my credit score with hard inquiries I was told I would skip 2 months it was only gonna a be 1 month . Worst experience. It was easier buying my house !
Andrea F.
Jun 25, 2019
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I have worked with Stephanie and her team professionally for a long time...when it came time for own refinance, I knew where to go. They covered my closing costs and it is was a seamless experience. I have known how amazing the Allied Pacific Financial Team is and now I have first hand experience. Highly recommend!
Maria H.
May 17, 2018
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After coworkers gave me great recommendations for working with Stephanie and her team, I did a mortgage refinance several years ago. It was a great experience because they explained everything, guided me through the process and made it easy. And I didn't pay any fees or closing costs.
Cut to 2016, when I decided to do a refinance again to lower my rate and take cash out. The large bank with a blue logo that held my mortgage at the time offered and said it would be easy. They promised a great rate and terms, but then they took a $500 application fee out of my account without warning and then
Cut to 2016, when I decided to do a refinance again to lower my rate and take cash out. The large bank with a blue logo that held my mortgage at the time offered and said it would be easy. They promised a great rate and terms, but then they took a $500 application fee out of my account without warning and then
Lorena J.
Jan 19, 2018
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A little background as why my review holds true weight to every word I say. I have previously worked in the real estate industry on the financial end in the escrow and title service for 3 years. I have worked with many brokers and lenders along the way, so to trust someone with my own home and refinance I truly was very meticulous and strict on who I wanted to use. Stephanie and her team at Allied Pacific Financial did not disappoint. Stephanie holds true to her words. We have refinanced our home TWICE with her in the last 8 months so that we can be in a better financial position to accommodate
Mari P.
Feb 08, 2017
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I absolutely adore Stephanie and her team!
My husband and I just purchased our first home and although we had been casually thinking about taking the plunge for about a year we were always intimidated by the lending process.
I had been referred to Stephanie by a colleague who had used her and couldn't say enough great things about their experience and she was spot on! As first time home buyers she helped walk us through everything, provided details along the way, and went over and beyond to be available, accessible, and answer our many questions along the way.
From the initial conversation
My husband and I just purchased our first home and although we had been casually thinking about taking the plunge for about a year we were always intimidated by the lending process.
I had been referred to Stephanie by a colleague who had used her and couldn't say enough great things about their experience and she was spot on! As first time home buyers she helped walk us through everything, provided details along the way, and went over and beyond to be available, accessible, and answer our many questions along the way.
From the initial conversation
Navi K.
Feb 06, 2017
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Stephanie and her team at Allied Pacific are the absolute best! I've used Stephanie for one condo refinance and most recently for a home purchase in PQ and I can't say enough about how helpful Stephanie is in the whole process. She genuinely cares to make sure you understand the process and gives you advice along the way to make sure you're making the best decision for your home. I always recommend Stephanie and her team when any friends or colleagues mention the home buying process.
Gill C.
Jun 12, 2015
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I'm posting this review on behalf of my Pops, who has had a wonderful experience with Allied Pacific Financial. (I'm working on getting him to create a Yelp profile, but in the meantime, he's asked me to post this Yelp for him). So read on, Yelpers!
"Allied Pacific Financial was successful in refinancing my mortgage and getting me a lower interest rate. They are fast, efficient, no drama, and most important, fun to work with. Stephanie and Karla are excellent to work with, very easy to talk to, no pressure, no hassle whatsoever. Working with APF was a truly awesome experience
"Allied Pacific Financial was successful in refinancing my mortgage and getting me a lower interest rate. They are fast, efficient, no drama, and most important, fun to work with. Stephanie and Karla are excellent to work with, very easy to talk to, no pressure, no hassle whatsoever. Working with APF was a truly awesome experience
Linda F.
May 27, 2015
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