Do you have a question? We can help. We guarantee your privacy. By checking the box, you agree that Southwest Funding may call/text you about your inquiry, which may involve use of automated means and prerecorded/artificial voices. Message/data rates may apply. Our mortgage experts give you the individual attention you deserve and treat you right.
We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you. Using our online loan application, you can take your time and complete your application whenever it's convenient for you.
We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you. Using our online loan application, you can take your time and complete your application whenever it's convenient for you.
Services
An FHA loan is insured by the Federal Housing Administration, a federal agency within the U.S. Department of Housing and Urban Development (HUD). The FHA does not loan money to borrowers, rather, it provides lenders protection through mortgage insurance (MIP) in case the borrower defaults on his or her loan obligations.
There are an enormous number of refinancing options available to borrowers. Contact us at (504) 832-3131 and we will match you with the loan program that best fits you. In the interest of looking at your options, you need to think about your goals for the refinance. Is your refinance primarily to lower your rate and monthly payments?
In a reverse mortgage (sometimes referred to as a a home equity conversion loan), borrowers of a certain age may use home equity for anything they need without having to sell their homes. Choosing between a monthly payment amount, a line of credit, or a one-time payment, you may take out a loan based on your home equity.
There's no question that getting a mortgage loan is a complex process. You wouldn't be visiting our website if you could complete a one-page mortgage application and receive a great loan funded the same day. We do the heavy lifting for you, so you can concentrate on what's important - preparing to move into your new home or saving money.
Before they decide on the terms of your loan, lenders must discover two things about you: your ability to repay the loan, and if you are willing to pay it back. To assess your ability to pay back the loan, lenders assess your debt-to-income ratio. To assess how willing you are to repay, they use your credit score.
Reviews (2)
Jamie Lynn
Oct 21, 2020
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The entire staff at Southwest Funding can only be described as dedicated, respectful and devoted. They go above and beyond for each and every borrower. At Southwest Funding you are more than a number. You matter! It carries a Family oriented atmosphere. At a time when there is absolute chaos and uncertainty, a time when the mortgage industry is booming and anyone who knows what they are doing is beyond busy and backed up, Southwest Funding is still delivery top notch service and support! Hats off to Southwest Funding in Metairie! Keep up the great work! 👏🏼👏🏼👏
Eva Maria Franco
Oct 21, 2020
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