Based in Nashville, Tennessee, Legacy Home Loans is a mortgage lender serving the entire state of Tennessee with multiple loan programs for various borrower needs. We have a wide array of mortgage loan products, investment tools, helpful articles and of course quality service and individual attention.
FHA: First time buyers can take advantage of lower down payment requirements offered by the Federal Housing Administration. USDA: Qualifying income borrowers can receive zero down payment Rural Development loans in eligible areas. Jumbo: Buyers whose properties exceed conventional maximum values can benefit from our Jumbo program.
FHA: First time buyers can take advantage of lower down payment requirements offered by the Federal Housing Administration. USDA: Qualifying income borrowers can receive zero down payment Rural Development loans in eligible areas. Jumbo: Buyers whose properties exceed conventional maximum values can benefit from our Jumbo program.
Services
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes.
Applying for a mortgage can seem like a daunting and scary process. To help, we've created a checklist of things for you to compile, complete and acknowledge before applying. Credit history is a recorded file of past and current credit that is utilized to compile a credit score. A closing cost is a payment required to finalize a home loan and is separate from a down-payment.
There are a number of different types of home loans available to you, and it can pay to familiarize yourself with them. Luckily we're here to help you choose the best type of home loan for your needs. The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime.
Reviews (9)
David Lambert
Apr 19, 2021
Report
We have worked with Brandon twice now to finance our mortgage or refi and he has always delivered above and beyond consideration and professionalism in matching the best financing products to our financial objectives. He has also beat other companies hands down when comparing rates to other mortgage lenders. He is the only loan officer we will ever work with and we highly recommend him as the best person to work with for a mortgage loan.
Emily Leigh
Dec 09, 2020
Report
Michael Sager
Nov 05, 2020
Report
Crissy Riddle
Aug 01, 2020
Report
J. Bach
Jul 29, 2020
Report
Camille Ostman
Jan 02, 2020
Report
Lori Jordan
Sep 09, 2019
Report
Fred O'Neal
Oct 07, 2017
Report
Worked with Legacy on purchasing our first home. What a hassle. Lottie was always nice and helpful, but her team was completely incompetent. I was trying to communicate with 3 different people all asking for the same documents (no communication between them), had to remind them more than once to either “reply all” or copy my spouse on all correspondence, I had to resend info one of the people couldn’t find, there were name misspellings on the home deed...there’s more but that’s the gist of what we dealt with. Will never consider legacy or any of their partners in the
Brian Jones
Oct 28, 2016
Report
