Getting a mortgage loan doesn't have to be intimidating. We've made it easy to learn about the types of home loans available and get pre-qualified online. At Bank of Tennessee: Mortgage Loan Office, we take pride in offering the personalized service of a community bank while giving you access to all the resources of larger banks.
Our mortgage lending process is no exception. An adjustable-rate mortgage is worth considering if you don't plan to be in your current home for long and expect mortgage rates to decrease after your ARM period is complete. Offered through the Federal Housing Administration (FHA), an FHA loan is an affordable option when you want a smaller down payment, lower closing costs, and with limited credit reporting to credit agencies.
Our mortgage lending process is no exception. An adjustable-rate mortgage is worth considering if you don't plan to be in your current home for long and expect mortgage rates to decrease after your ARM period is complete. Offered through the Federal Housing Administration (FHA), an FHA loan is an affordable option when you want a smaller down payment, lower closing costs, and with limited credit reporting to credit agencies.
Services
We refinanced our home loan with Bank of Tennessee and couldn't be happier. The process was efficient and we were able to discuss various rates with our broker. We had spoken with other lenders but Bank of Tennessee gave us the best rate with the lowest closing costs by far. We would recommend giving them a call if you are thinking about refinancing.
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Melanie St Amant
Jul 26, 2019
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We refinanced our home loan with Bank of Tennessee and couldn’t be happier. The process was efficient and we were able to discuss various rates with our broker. We had spoken with other lenders but Bank of Tennessee gave us the best rate with the lowest closing costs by far. We would recommend giving them a call if you are thinking about refinancing.