Formula Funding

Across America, when existing businesses need more working capital, what do you think is the most common source of funding? If you guessed "banks", you probably haven't had the displeasure of trying to get a bank to make a favorable lending decision, much less do it quickly and with minimal paperwork.

Our Working Capital loans are smart, affordable solutions to meet short term cash flow needs. Instead of making your business fit our box, we make our funding options fit yours. Funds can be in your account in just days because unlike your bank there is no red tape or mounds of paper work.

Most business owners use this capital to purchase inventory, cover unexpected expenses, increase staff, ramp up advertising, or to take advantage of a sudden business opportunity.We can approve your business for up to $500,000 in working capital in just hours. The team at Formula Funding is proud to customize programs for any business owner's budget.

When it comes to covering unexpected costs or taking advantage of a sudden business opportunity, timing is everything. It sometimes feels like you need working capital yesterday! In the most immediate situations, by the time you find a lender, submit your application, gather supporting documents, then wait for an approval, the opportunity might have moved on.

We understand your business requires specialized equipment and technology to succeed. The right equipment can dramatically improve sales volume, profit, and employee efficiency. Furthermore, equipment has one of the highest ROIs of anything a business owner will typically buy.

Formula Funding provides business owners with affordable equipment financing and leasing options to acquire equipment without using working capital reserves or banking lines of credit.Our equipment financing allows you to grow your business by increasing your manufacturing or production capabilities.

By checking above, each of the above listed business owners/officers (individually and collectively, "you") authorize Formula Funding ("FF") and each of its partners, representatives, investors, successors, assigns and designees ("Recipients") that may be involved with or acquire commercial funding having daily, weeky, or monthly repayment features or purchases of future receivables including merchant cash advance transactions, including without limitation the application therefore (collectively, "Transactions") to obtain consumer or personal, business and investigative reports and other information about you, including credit card processor statements and bank statements, from one or more consumer reporting agencies, such as TransUnion, Experian and Equifax, and from other credit bureaus, banks, creditors and other third parties.