Terry Reynolds
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Terry is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. My name is Terry Reynolds and I work as a loan officer for the Sibley Mortgage Group located in East Orlando. As a lifelong resident of the Central Florida area, I have been involved in the mortgage and real estate industry most of my life.

I truly understand the mortgage loan process and the detail required to properly assist clients with their home purchase or refinance transactions. I proudly provide mortgage services throughout the entire Orlando area. These areas include Oviedo, Winter Springs, Altamonte Springs, Winter Park, Lake Nona, Kissimmee, St. Cloud and even the Davenport area to name a few.
Services
Terry is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Kindly provide your date of birth so our mortgage brokers can verify your identity when they contact you. Thank you for your cooperation. Sibley Mortgage Group strives to ensure that its services are accessible to people with disabilities.

Sibley Mortgage Group has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.Sibley Mortgage Group makes available the UserWay Website Accessibility Widget that is powered by a dedicated accessibility server.
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes.
Applying for a mortgage can seem like a daunting and scary process. To help, we've created a checklist of things for you to compile, complete and acknowledge before applying. Credit history is a recorded file of past and current credit that is utilized to compile a credit score. A closing cost is a payment required to finalize a home loan and is separate from a down-payment.
The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime. Adjustable-rate mortgages include interest payments which shift during the loan's term, depending on current market conditions. Typically, these loans carry a fixed-interest rate for a set period of time before adjusting.
Reviews (10)
Jennifer Mccrory
Jennifer Mccrory
Apr 29, 2021
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Great service! Not only he help us get our mortgage he also helped us find a great deal on our home owners insurance too. We will be using him again to do our refinance.
David Petterson
David Petterson
Apr 23, 2021
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Terry Reynolds was recommended to us by a friend of ours from Church. At that time, we were in the middle of refinancing our home with another company. That company was taking way too long and was always difficult to contact and took days to answer our questions. We had a very bad feeling about them so we decided to go with our friend’s advice.
In the middle of Covid 19 where it’s difficult to get a face-to-face meeting with anyone and the only way to communicate is over the phone, Terry Reynolds has made it an art form.
He is supper attentive, always available, explained every little detail
Nathan Morrow
Nathan Morrow
Feb 28, 2021
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Great to work with. Kept me informed throughout the process. Always available and quick to help with any questions or issues I encountered.
Jason Kring
Jason Kring
Feb 17, 2021
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We had a wonderful experience working with Terry on our mortgage. He was extremely knowledgeable about the process and found us an incredible rate. During the application and approval process, he was always available to answer questions and provided frequent updates. In addition, Terry was a pleasure to interact with. He was polite, understanding, and always courteous and professional. We highly recommend Terry to anyone needing a mortgage.
Michael Christie
Michael Christie
Feb 15, 2021
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Hi Terry, Just want to say Thank You for assisting us with our refi! I braced myself for a painful process but you made it easy and seamless. You explained everything and were always available to answer my questions. I appreciate your efforts and transparency in servicing us.
Thanks again and we will definitely use your services again!
Mike and Cristina Christie
Danielle Mallory
Danielle Mallory
Jan 15, 2021
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Terry was amazing and walked us through every step of this process. We are Newly weds and this is our first home together. Even when things started getting confusing or frustrating as this is a lengthy and detailed process, he took the time to explain and re-explain where needed. We are very grateful for his help and guidance!
H. Jackson
H. Jackson
Sep 06, 2020
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So happy we chose Terry Reynolds from Sibley to help our son with his first mortgage. He was very trustworthy and readily available for any questions we had. He is very dependable and is always looking out for your best interest .
Johalvy Figueroa
Johalvy Figueroa
Jun 12, 2019
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When you are searching for a home, the process can be overwhelming. Mr. Terry Reynolds takes all the stress away and makes the process all about you and your family. He is very responsive, informative and understanding. He and his team helped my family and I with our first purchase. If you are looking for someone that will listen to all your questions, concerns and find the right home/mortgage, then contact Terry Reynolds today!
Mary Jay
Mary Jay
Oct 06, 2018
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Terry made things so easy for us with pushing our loan through in order to close in the time frame we needed. He was professional and informative through the entire process. We were lucky to have had his help in purchasing our home. I'd highly recommend using him, especially if you need something quick.
Eleanor Ballentine
Eleanor Ballentine
Jul 14, 2018
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Having dealt with many mortgage brokers over the years, I can honestly say that working with Terry was the best experience we have had buying a home. He was very good at keeping us informed of our loan’s progress every step of the way. The process was very smooth and we were able to close on our new home on time! Please consider Terry with Sibley Mortgage Group if you ever need a mortgage to purchase a new home or to refinance your current mortgage. Great Experience!