Capital Fund 1
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Capital Fund 1
We are committed to helping you get your deal done with a fast, simple process that gets you the funding you need to create a successful real estate project. For the last decade, we have been Arizona's fastest, most reliable private-money lender because we are responsive, innovative, experienced, service-oriented, and we do it right the first time.

Once you work with one of our private money loan experts, you will see why thousands of real estate investors have put their trust in us. At Capital Fund 1, we want to take the mystery out of the hard money lending process. Instead of making you jump through hoops, we have trimmed our application process down to three simple steps.
Services
Capital Fund I, LLC is a direct private money lender (or hard money lender, since the terms are interchangeable) based in Scottsdale, Arizona. You might be wondering why we clarify that we are a "direct" lender, and that is because we are not a broker who will look at your deal and find a lender to fund it, and place a large price tag on it, you are working DIRECTLY with the lender, thus taking out the middle man's fees.
Capital Fund 1 has been providing direct private capital and hard money loans for real estate investment since 2009. Our team has over 100 years of experience in real estate acquisition, construction, development and financing. As a direct private money lenders, we underwrite your loan in-house and are able to provide you a quick decision on your loan application.
Capital Fund 1 is made up of professionals who take their jobs seriously and are very good at quickly evaluating, making decisions and following through. It has been an absolute pleasure to work with them on our latest acquisition in Scottsdale. We could not be more pleased to develop a relationship with Capital Fund 1 and would absolutely recommend them to other investors in the Phoenix area.
Ready to start your career with an entrepreneurial team? Capital Fund 1's culture is brimming with innovative and hard-working individuals that all have a common goal: to help real estate investors and developers achieve their financial goals. When you join the Capital Fund team, you will be part of a work culture that strives to see you succeed and encourages innovation.
We offer three payment methods to provide flexibility, transparency, and security to all CF1 borrowers. Sign-up for ACH autopay and let us do all the work. Easy, secure, and time saving. In real estate, every moment matters, let us do all the heavy lifting while you concentrate on the important things.
Reviews (10)
Patrick Smith
Patrick Smith
Feb 03, 2022
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Luke Orr with Captital Fund 1 delivered a loan for me in a matter of days. He did everything he said he would do. I am impressed and will be back! The fees were the lowest I have ever seen and the interest rate was fantastic!!
Hazar
Hazar
Jan 31, 2022
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Don’t work with this company !! I have done 4-5 loans with them but never again. The website to make payments is always down. I have mentioned it many times but it’s impossible to get a hold of someone.
So I figured I would start doing wire transfers, which was a bad idea. I received their account number to make the payments but for whatever reason each time I made a wire transfer it wouldn’t go through.
But here’s the worse part, you don’t get to find out that your payment hasn’t been received for at least 10 days !! And then during those 10 days they will stick it to you with a
Aldin Saric
Aldin Saric
Dec 24, 2021
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Capital Fund 1 is the best hard money lender in town. Quick closing, great customer service. Only company I would use for all your needs.
Chdl Investments Llc
Chdl Investments Llc
Oct 31, 2021
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Okay company for beginner investors but a nightmare for experienced investors. They have a systemic flaw of not auditing their files, not authenticating their comps or most of the time they don't have good originators or underwriting team.
These things can easily slide with people who don't know anything and just entering in real estate but definitely cannot pass by anyone who knows the business and how things work.
Wish the Capital Fund owner was actually involved in the business and not left things to a bunch of inexperienced people. Guess they have lost their appetite and let things go down
Shauna Mackey
Shauna Mackey
Oct 18, 2021
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When searching for a Hard Money Lender, we came across Capital Fund 1 and we have been EXTREMELY happy with their service and their rates! The entire process from start to finish has been exceptional and we are amazed at how quickly CF1 can get things done! Thank you for excellent service! And we are happy to be part of this awesome company!
Jonathan Blangiardo
Jonathan Blangiardo
Sep 27, 2021
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Fire-fast-funding. The team at Capital Fund 1 helped me take down a deal within a literally day from contract-to-close. Fastest deal of my life. Top terms. Dependable. Professional. Blangiardo Real Estate / Old Town Jon approved ✔️ Let’s gooo
Radek J.
Radek J.
Sep 27, 2021
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It was a pleasure to work with the Capital Fund I, great rates, smooth transaction, everyone involved was super helpful. Thank you and I'm looking forward to do more business with you guys soon. Thanks!
Keder Headman
Keder Headman
Aug 20, 2021
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I love working with capital fund one, we are able to get me what I need and extremely quickly. The staff are knowledgeable and helpful and follow through with what they say they will. I’m looking forward to many more loans through them in the coming years!
Clif Mason
Clif Mason
Jun 18, 2021
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Capital Fund 1 financing is so quick and easy. If you have a property under contract and your percentage of the funds needed, the rest is fundamental. Literally couldn't have been any easier. Best rate I've been able to find with hard money lenders too.
Phil Harmonic
Phil Harmonic
Jun 03, 2021
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Capital Fund 1 has always been great to work with. I've been working with them on deal for about a year and a half and it's always been a quick and easy process. Much better than many of their competitors - they don't require appraisals nor charge a bunch of exorbitant fees. I have worked with them in a broker capacity as well as have sent them deals of my own. Always easy to reach people on their team and always a pleasure to work with.