Our local presence and knowledge of the community has made us the leading lender of choice for our clients and real estate partners. No matter your needs, we are here to help. Our local presence and knowledge of the community have made us the leading lender of choice for our clients and real estate partners.
Our local presence and knowledge of the communities we serve have made us the leading lender of choice for our clients and real estate partners. People come back to us and refer their friends and family because they know that we live and lend with aloha. No matter you needs, we are here to help. While many mortgage companies talk about streamlining, simplify, and shortening the process, the reality is that this process isn't always simple.
Our local presence and knowledge of the communities we serve have made us the leading lender of choice for our clients and real estate partners. People come back to us and refer their friends and family because they know that we live and lend with aloha. No matter you needs, we are here to help. While many mortgage companies talk about streamlining, simplify, and shortening the process, the reality is that this process isn't always simple.
Services
After years of helping families obtain their dreams of home ownership under a parent company we decided it was time to build a brand that resonates our true core culture. We took everything we learned from a combined 70 years of experience, kept the high level of quality you've come to expect, added a new perspective and created Element Mortgage.
VA loans offer unmatched benefits to our heroes the veterans, active duty and surviving spouses. A fixed rate mortgage is the most popular loan program chosen by homeowners. If you are one of the many homeowners who desire a stable monthly interest rate and payment over the life of your loan, then a fixed rate could be the loan for you.
This is the time to get in the know. A pre-approval will give you an advantage when you find your perfect home. We can tell you what you need to get pre-approved so you know the exact loan amount you qualify for, what your monthly payment will look like and how much taxes and insurance will be. With a pre-approval, the loan process will be smoother and your offer will be stronger.
A VA loan is insured by the U.S. Department of Veterans Affairs and issued by VA-approved lenders. This government guaranteed loan encourages these approved lenders to lend with more flexible and lenient qualifying guidelines. VA loans offer unmatched benefits to our heroes - the veterans active duty, and surviving spouses.
Reviews (11)
Jonesrobinson
Jan 07, 2021
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We bought our first home 2 years ago and Brad led us through the home buying process. He answered all our questions, and we closed very fast on our home...it was seamless! Fast forward to now, he did a refinance on our home and was very knowledgeable and prompt through the process. He is very dedicated to his work, his clients and I definitely recommend him to anyone buy a home or doing a refi.
Jan 02, 2021
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Shane Lyle was amazing from start to finish. He responded immediately to texts and calls. He’s very patient and professional. My rate was less than what I expected:) I started my home buying experience with someone else and switched to Shane on the recommendation of my realtor; best decision! I would recommend him hands down over anyone else.
Erika Titus-Lay
Dec 23, 2020
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Dalila Tobin
Nov 05, 2020
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This was my very first time buying a home so needless to say I was filled with anxiety. Shane provides excellent service and answered all my questions so I felt confident in my purchase of my home. He made this experience go as smooth as possible and helped me every step of the way. I am so grateful to have had his help and will definitely be recommending him to everyone I know!
Rob Vasquez
Oct 15, 2020
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I worked closely with Brian, thanks to him and his team my family and I now have a place we can call home. It was a pleasure to work with him and his team, I didn’t experience any issues and he was more than willing to answer any questions I had. He was a true professional in every sense of the word and made the home buying process a breeze, I highly recommend Element Mortage and Brian for your home purchase. Thanks again to everyone at Element Mortgage.
Patrick Brockman
Sep 28, 2020
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Jolie Roberts
Aug 13, 2020
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Emma Kochersperger
Aug 04, 2020
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We had an EXCELLENT experience refinancing our home with James Miller! He was always available to answer our questions, and kept us informed throughout the process. We always knew where we were in the process and what to expect. He explained everything to us in easy to understand terms and was very easy to talk to. Not to mention, James got us a FANTASTIC rate! My husband and I are so grateful for his help. We highly recommend him to anyone looking for a trustworthy loan officer!
Kathy Fredrick
Jul 27, 2020
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Fun With The Coopers
May 27, 2020
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Kip Garvey
Sep 18, 2019
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