Ranch & Coast Mortgage Group
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Ranch & Coast Mortgage Group
Elvin of Ranch and Coast is a true professional that delivers what he promises. I have been selling real estate for well over a decade and have been working with Elvin since the beginning of my career. As a top producing agent with Coldwell Banker I have to rely on the best to help get real estate transactions closed.

I recommend Elvin to all of my clients, friends and family because I know they will receive the best this industry has to offer. Elvin has also done my personal real estate loans over the years. I can truly say from a multitude of experience in the RE business he is at the top.
Services
Ranch & Coast Mortgage Group, Inc. understands the importance of finding the right mortgage loan that fits your exclusive needs and situations. Our team's extensive knowledge of the mortgage and financial market, coupled with our years of experience, allow us to find you the lowest rate with the best possible terms.
At Ranch & Coast Mortgage Group Inc., we go above and beyond to provide our clients with the best mortgage loans and terms that suit the exclusive needs and situations of every individual. We offer a variety of different loans Residential Purchase, Refinance, Home Equity Loans and Lines of Credit, Construction, Lot/Land, and Commercial Finance Loans.
Non-Recurring Closing Costs (N.R.C.C.'s) - are fees which only occur one time and are directly related to the mortgage transaction (i.e., escrow fee, lender title insurance policy, recording fees, document preparation, notary fees, loan origination fees & or loan discount fees, appraisal fee and lender underwriting fees).
Reviews (10)
Joyce B.
Joyce B.
Mar 22, 2021
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Lost a good loan rate while asking for help with the online application form. Really user UN-friendly website. I communicated several times that we were having issues with the R&C website application form. If you have non-W2 income or income property, the website is not easy to navigate. We had three properties we wanted to re-fi, but Elvin is just looking for the easy customer/plain vanilla customer. Too bad for him, we are looking else where for a loan after a long effort to collect and upload docs and too bad for us; we delayed while trying to work with Elvin. Lost valuable time and
Susan V.
Susan V.
Nov 14, 2017
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Elvin is the real deal mortgage lender. Meticulous detail, friendly demeanor, and knowledgeable. I was a mortgage lender the last 20 years of my career but I was retired and in a new city when I needed a mortgage. My real estate agent recommended Elvin, but I also had access to a ledgendary military lender and the lender from whom I retired. I did my homework and Elvin was my winner. The purchase mortgage was painless, efficient and without incident.
Due to extensive remodeling we refinanced to pull out funds used for the down payment. So here is the real point of all of this. A mistake was
Kelly S.
Kelly S.
Nov 13, 2017
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Elvin is the epitome of professionalism, coupled with a calm, kind demeanor. He has helped us with all our home loans and refinances over the past two decades and we will continue to use him for any future home finance needs. Elvin makes the process smooth and painless. I highly recommend him if you are looking to buy a home or refinance an existing home loan.
Scott C.
Scott C.
May 05, 2017
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My wife and I were looking for a mortgage for our new home. Thank our lucky stars we found Elvin! He worked tirelessly to find us the best rate even as they were changing from day to day. When we locked it in he got us the best deal we could have imagined. Thank you Elvin for your dedication to our dream of home ownership.
Blane A.
Blane A.
Mar 26, 2017
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Mr. Wesely is one of the most professional, yet enjoyable Real Estate Brokers I have had the pleasure of working with in my three decades as a CA State Certified Real Estate Apprasier. When a senior appraiser is working with a Broker that really knows real estate its a pleasure. Mr. Wesely knows real estate.
Dawn R.
Dawn R.
Jul 17, 2015
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Elvin Wesely is a consummate professional!!
I was turned down for a mortgage loan by two credit unions and a bank. The credit unions and bank told me I was ridiculous. Elvin's calm and even demeanor helped me navigate through the financial requirements and he was able to secure me mortgage loan quickly. I was also able to close escrow early. Thank you very much!!!
Janell W.
Janell W.
Apr 16, 2015
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I was referred to Elvin by a good friend, who's referred Elvin to mutual colleagues as well. I had initially called Elvin because my husband and I were interested in purchasing a new home. Long story short, we ended up refinancing our current condo instead.

This was my first refinance and I really wanted to understand what was going on and what the numbers meant - Elvin was always kind enough to walk me through all the details and explain exactly what each form was, and what each cost was for. He was always quick to answer emails and phone calls, and kept me up to date on the process of the
Jen M.
Jen M.
Oct 31, 2013
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I am an escrow officer that had a short sale with Elvin Wesley. Elvin and his team were professional throughout the whole transaction. But the end is where they REALLY shined. Due to his relationships with the lender, we were able to pull off docs signed, funded and recorded within 24 hours to record same day and save a short sale approval from expiring. Not only did he save the deal, but he helped make everyone involved look good in the process.
Lora B.
Lora B.
Mar 04, 2013
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We were working on a refi with sights set long-term on buying a new house. Elvin at Ranch & Coast helped us figure out all of the pieces to keep our finances straight for today's refinance and tomorrow's house. We're now saving hundreds a month on our mortgage (even after an expensive refi I'd done less than years ago direct with a bank). And he was able to negotiate a low rate with all costs covered and no points. In fact, we received a check back in the end when the title, escrow and appraisal came in under budget. Customer service was top notch as well. I wouldn&apos
Travis M.
Travis M.
Feb 17, 2011
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A Mortgage Broker Review...what...who would've thunk you could get this kind of service?!? Worked with these guys on a recent home purchase and was blown away by the service level. They were extremely responsive and did a fabulous job in giving us a variety of nice options to choose from in our loan needs. I would definitely recommend you give them a shot!