Finance of America is consistently recognized as one of the nation's top mortgage companies year after year. As a direct lender, we are able to offer a wide range of customized lending solutions to meet the diverse needs of our customers. Whether you are a first time home buyer or a current homeowner looking to save money on an existing mortgage through a great refinance rate, it is our goal to find a loan program that is perfect for you.
Ken Reed is the Finance of America Owner and Senior Mortgage Advisor located in San Diego, California. He has been in the Mortgage Industry for over 20 years and specializes in residential home loans for families in California. This Free Purchase Assistant has been designed to help narrow down options based on your individual needs.
Ken Reed is the Finance of America Owner and Senior Mortgage Advisor located in San Diego, California. He has been in the Mortgage Industry for over 20 years and specializes in residential home loans for families in California. This Free Purchase Assistant has been designed to help narrow down options based on your individual needs.
Services
The Finance of America team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Ken Reed is a San Diego native with over 20 years of experience in the mortgage industry giving him unparalleled knowledge of the local real estate market. Additionally, having served as a medic in the United States Air Force and working for Sharp Healthcare. I have personal experience and knowledge of the needs facing veterans today.
Conventional loans are mortgage loans offered by non-government sponsored lenders. A conventional, or conforming, mortgage adheres to the guidelines set by Fannie Mae and Freddie Mac. It may have either a fixed or adjustable rate. While many think that a 20% down payment is required for all conventional loans, many lenders now offer low down payment options.
It can often be difficult to find a move-in ready home that has everything you are looking for in your dream home. Buying a fixer-upper can allow you to purchase a property that might not meet all of your needs and turn it into the perfect home. Unfortunately, remodeling or renovating a home can be costly and intimidating.
People from all over the world visit San Diego for business as well as pleasure. Some of these foreign nationals spend a significant amount of their time here in the states, away from their home countries. It can be exhausting staying in hotels and various other rental properties. Purchasing a home here in the states can be very appealing for foreign nationals but there can be many roadblocks related to credit and employment.
