Working with Steve was an absolute pleasure! As first time buyers we had a lot of questions, and concerns but Steve guided us through the process with ease. He was very caring and detailed and made us feel like family. I would absolutely recommend Steve for anyone interested in buying! I will be using him again for future transactions.
Secure a home purchase loan that utilizes today's great mortgage rates to make your dream home affordable. Lock in great terms with current interest rates to ensure your home remains affordable-or build more equity with an update! Seize opportunity as soon as you can with our fast funding options, giving you the freedom to cure that house fever.
Secure a home purchase loan that utilizes today's great mortgage rates to make your dream home affordable. Lock in great terms with current interest rates to ensure your home remains affordable-or build more equity with an update! Seize opportunity as soon as you can with our fast funding options, giving you the freedom to cure that house fever.
Services
My family and I moved to Oahu in 2014. We honestly weren't sure if we would thrive in such a new place. We were a young family with two kids and a third on the way. But over time (and more than a few malasadas) this island quickly became home to us. A few years later we purchased our home in Kapolei and have continued to enjoy the community, pace of life, and new friends here in West Oahu.
Need financing options on a home, or other real estate? Choosing a purchase loan product that matches your goals and making sure you get a favorable rate doesn't have to be stressful! We're here to make the home loan process easier, with tools and knowledge that will help guide you along the way, starting with a preapproval letter request.
Refinancing could save you a considerable amount of money over the life of your loan and potentially improve your overall financial outlook. We're here to make the home refinance process easier, with tools and knowledge that will help guide you along the way, starting with a refinance analysis request.
The traditional 30-year fixed-rate mortgage has a constant interest rate and monthly payments that never change. A 30-year fixed-rate loan may be a good option if you plan on staying in your home for years to come. We're here to make the home loan process easier, with tools and knowledge that will help guide you along the way, starting with our 30-Year Fixed Rate Mortgage Qualifier.
An ARM is an Adjustable Rate Mortgage. Unlike fixed-rate mortgages that have an interest rate that remains the same for the life of the loan, the interest rate on an ARM will change periodically.
The intial interest rate of an ARM is lower then that of a fixed-rate mortgage, consequently, an ARM maybe a good option to consider if you plan to own your home for only a few years; you expect an increase in future earnings; or, the prevailing interest rate for a fixed mortgage is too high.We're here to make it easier, with tools and expertise that will help guide you along the way, starting with our Adjustable-Rate Mortgage Qualifier.
The intial interest rate of an ARM is lower then that of a fixed-rate mortgage, consequently, an ARM maybe a good option to consider if you plan to own your home for only a few years; you expect an increase in future earnings; or, the prevailing interest rate for a fixed mortgage is too high.We're here to make it easier, with tools and expertise that will help guide you along the way, starting with our Adjustable-Rate Mortgage Qualifier.
Reviews (10)
Becky Harper
Dec 04, 2021
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We used Steve to refinance our mortgage for our house in California. He was very clear in his communication throughout the process and easy to get ahold of. The loan he secured for us not only took time off our current mortgage it lowered our monthly payments as well!!! The notary even commented that it was the lowest % rate he's EVER seen.
Carl Lee Cissp
Dec 03, 2021
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Worked with Steve twice to finance and refinance my home in Hawaii. The first time, Steve wasn't able to help me and was honest that he couldn't get the rate I was offered from other mortgage brokers. He told me to stay with them and wished me the best.
When it came to to refinance, I reached out to Steve again to see what he could do to support a refinance. This time his rates were very competitive and were significantly more favorable to me compared to competitors. We went with Steve for the refinance, and saved over $500/month on our mortgage!
When it came to to refinance, I reached out to Steve again to see what he could do to support a refinance. This time his rates were very competitive and were significantly more favorable to me compared to competitors. We went with Steve for the refinance, and saved over $500/month on our mortgage!
Kamcheese Burst
Dec 03, 2021
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Steve at Obama Mortgage was the most helpful and informative person in our whole process in purchasing our first home. As stressful and complicated as it might have been, Steve helped to simplify everything and work with our tough timeline in getting everything approved, signed, and quickly got our keys in hand. The back side of buying a house, the talking with escrow and banks and credit card companies, is a lot and Steve was a professional at it all. Very helpful and glad we had him on our team!
David Blank
Nov 29, 2021
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I have purchased 5 properties before I worked with Steve. I am beyond glad that he was recommended and we decided to utilize his company. Hands down the best out of 6 properties purchased over the years. Additionally this was during COVID. Despite the challenges that brings still excellent. Only negative was couldn’t meet face to face. He goes above and beyond finding great rate, terms and superb communication. Anyone I hear thinking of purchasing I do and will continue to recommend.
Nikkole Qualls
Nov 16, 2021
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Vicky L.
Nov 07, 2021
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Positive: Professionalism, Quality, Responsiveness
Working with Steve was so easy and he made the entire lending experience not so daunting as one might think - especially as a first time home buyer. He’s quick with responses and answers all questions professionally and with your best interest. Thanks Steve!
Working with Steve was so easy and he made the entire lending experience not so daunting as one might think - especially as a first time home buyer. He’s quick with responses and answers all questions professionally and with your best interest. Thanks Steve!
Jose Luis Lopez Martinez
Oct 24, 2021
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Positive: Quality
Steve is a wonderful person, always finding a way to help any way he can. The home buying process is very stressful but Steve always finds a way to help. He really cares about his customers and it shows. I would 100% recommend Ohana Mortgage to anyone seriously looking to buy a home.
Steve is a wonderful person, always finding a way to help any way he can. The home buying process is very stressful but Steve always finds a way to help. He really cares about his customers and it shows. I would 100% recommend Ohana Mortgage to anyone seriously looking to buy a home.
Anthony Casado
Oct 22, 2021
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Positive: Professionalism, Quality, Responsiveness
Steve and his team were able to help me and my family purchase our first home in a budget and timeline that worked for us. They were highly responsive and able to help us at each step with any questions and help educate us on the process of home purchasing. Would definitely recommend and work with them again.
Steve and his team were able to help me and my family purchase our first home in a budget and timeline that worked for us. They were highly responsive and able to help us at each step with any questions and help educate us on the process of home purchasing. Would definitely recommend and work with them again.
Talia Sosa Ribbon
Oct 14, 2021
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Janel Przybysz
Feb 02, 2021
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Steve was amazing! Our loan process was anything but normal or easy! But Steve was there with us every step of the way. He was amazing at answering questions for us in a way we understood. When it came to dealing with the mortgage company it was great that we didn't need to lift a finger to contact anyone! Steve took care of it all!
Without having Steves knowledge and support we would have given up on the process and not be a homeowner!
Steve was super knowledgeable about the needs we had for a VA loan and helped us get through some debt relief to get a better loan!
THANK YOU STEVE!
Without having Steves knowledge and support we would have given up on the process and not be a homeowner!
Steve was super knowledgeable about the needs we had for a VA loan and helped us get through some debt relief to get a better loan!
THANK YOU STEVE!
