Monterey Bay Resources
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Monterey Bay Resources, Inc. is a Santa Cruz based real estate company that provides niche lending solutions for property owners and prospective buyers seeking access to private funds quickly and at competitive rates. Whether it is a homeowner needing a bridge loan or a borrower who needs a short-term equity loan to make a competitive all cash offer on property.

We can provide financing for both investment property and owner-occupied properties, upon qualification. MBR's private capital sources fill in the gaps where banks and other private money sources leave off - offering fast funding of 1st and 2nd loans ranging from $100,000-$5,000,000 on both residential and commercial properties throughout California.
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It was the classic fixer upper but worse. The owner had gutted it to the studs in preparation for remodeling and had a turn of events that had forced him to sell. In banking terms, no usable kitchen, no usable bathrooms, no conventional loan. I went to MBR and at the end of that meeting I had my real estate agent make an offer on the house which included a 21 day close-all cash offer!
Reviews (4)
Jill Potts
Jill Potts
Dec 21, 2020
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I have worked with Monterey Bay Resources for several years now. Always have had an excellent experience. Quick to respond, professional and delivers results. They have done 2 home refi's and it was seamless. Thank you for great customer service and guiding me through the process.
Jen Hunt
Jen Hunt
Oct 15, 2020
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Ami and MBR has done a refinance for me 2 times. I thought I had a great rate the first time and then she called me and said rates were lower and it would really decrease my mortgage payments. Ami and Karyn were great and it was super stress free and quick. I recommend MBR for your refi or 1st time mortgage.
Maura O'Connell
Maura O'Connell
Sep 09, 2020
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Ami and her entire staff is great. They were so easy to work with, great communication and really fast getting us all of our documents quickly. It was my first time buying a home and I had no idea what I was doing, they explained everything step by step. I highly recommend them.
Chris E.
Chris E.
Jul 24, 2018
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Monterey Bay Resources provides me with the expertise and knowledge to help me enhance my investment portfolio. They truly understand the uniqueness of the regional market and believe in collaborative and innovative solutions. I highly recommend, and am always happy to work with this woman-owned, socially-conscious company.