I am committed to developing relationships that will result in customers for life. I believe that honesty, integrity, and a dedication to service ALWAYS results in client satisfaction. I help my clients by offering loans through a variety of lenders including Bank of America, Wells Fargo, City Bank, GMAC, and many others.
This flexibility enables me to find the programs and rates that best fit my clients' unique needs. I have over 20 years experience and and offer complimentary pre-qualification over the phone. Get in touch today so I can help you determine the right loan program based on your needs! He walked us through everything and if we weren't sure on anything he would slow down and explain until we felt comfortable.
This flexibility enables me to find the programs and rates that best fit my clients' unique needs. I have over 20 years experience and and offer complimentary pre-qualification over the phone. Get in touch today so I can help you determine the right loan program based on your needs! He walked us through everything and if we weren't sure on anything he would slow down and explain until we felt comfortable.
Services
I understand the loan business is fiercely competitive. But I also believe that there is more to home financing than simply securing the lowest interest rate. That's why I ask a lot of questions and take the time to listen to your answers concerning your overall financial picture. I want to offer you the best option to achieve your financial goals, whether it's buying your first home, consolidating debt, or preparing for retirement.
In order to consider a loan application, all lenders need personal information to verify employment for you and your co-borrower (if there is one). Information regarding debts and assets also is required. Within three days of your loan application, your loan officer must provide you with a Good Faith Estimate (GFE) of closing costs.
Financial mistakes in your past don't automatically prohibit you from achieving your goals for the future. Rather than assuming you will be denied a mortgage because of a low credit score or other factors, keep an open mind to various opportunities that are available. Various government programs exist for the sole purpose of making home ownership a real possibility for more people.
Finding a mortgage that's right for you should be easy. But there are many programs to choose from and many ways to structure a loan. Different loan programs will offer benefits that appeal to borrowers at different stages of life. Do you expect any changes over the next few years, such as expanding your family or having children go off to college or move away?.
Reasons for buying a new home vary. Perhaps you'd like more square footage (or at least another bathroom!). Perhaps you'd like more amenities or a smaller yard with a more manageable lawn. Whatever the reason for considering your next home purchase, consider the following costs in your financial planning.
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