Our Team operates on the concept of "SALT": Serve, Act, Love, Transform. We have over 20 years of expertise in the mortgage industry but our SALT mindset is what turns clients into friends and your mortgage process into a great experience. Each mortgage is unique and the team at Salt Creek Mortgage works with your individual credit score, income, and asset qualification to find the best program for you.
Building a home can sound complicated but the team at Salt Creek are experts in new build/ construction. We will find the right loan for your dream home and guide you through the process step by step. Whether it's lowering your interest rate, putting you in a different loan, or using your home equity to get cash when you need it we will find the right option to position you for a brighter financial future.
Building a home can sound complicated but the team at Salt Creek are experts in new build/ construction. We will find the right loan for your dream home and guide you through the process step by step. Whether it's lowering your interest rate, putting you in a different loan, or using your home equity to get cash when you need it we will find the right option to position you for a brighter financial future.
Services
We deliver a wide array of loans including FHA, VA, USDA, Conventional, and Jumbo loans. We can prepare the right loan for you that will position you to buy the home of your dreams. We'll ask you a few questions regarding income, debt, and assets. We will then look at your credit history and debt to income ratio to see how much you qualify for.
Building a home is the "American Dream" and every nail hammered, tile placed, and stair installed is part of bringing that dream to life. We are partnered with some of Utah's top quality builders that offer innovative floor plans, personalization, and superbly constructed homes. Your home is finished!
When working to help you refinance your home we make sure to understand your goals so we can customize the right loan program for you. There's more to a refinance than just getting a good rate. We will ask a series of questions to establish what your goals are to analyze your situation and advise on your best option.
We specialize in a wide range of loan types and will guide you toward the option that gets you into your dream home. No matter what your needs are we will carefully assess your situation and make decisions that set you up for a brighter future. A Single-Close Construction to Permanent (SC CTP) loan is a home mortgage that can be used by the borrower to close both the construction loan and permanent financing of a new home at the same time.
The simple act of service triggers this love we all share for our community. When service is followed by an avalanche of financial contributions it can transform the lives of others. This is why we go to work everyday; being a part of such a tremendous transformation is an absolute miracle and that is what Pass the SALT is all about.
Reviews (10)
Austin Eborn
Nov 25, 2021
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Tuan Moore
Oct 30, 2021
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Dan Bean
Oct 15, 2021
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Deseree Strack
Oct 15, 2021
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Everyone at Salt Creek Mortgage has been absolutely amazing. They answered every question we had and did not think twice about talking to us on the phone for as long as it took to answer all of those questions either. I highly recommend them. I want to give a special shout out to Stephanie who helped us from beginning to end and made the loan process a lot less scary. Thank you guys for everything!!
Ivin Jay
Aug 31, 2021
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Nathan McEuen
Aug 24, 2021
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Jeremy Walker
Aug 07, 2021
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Jennifer Bazzano
Jul 27, 2021
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Positive: Professionalism, Quality, Responsiveness
Salt Creek did an amazing job with my loan! I am a 1099 employee and expected a nightmare but Stephanie just killed it and made it so easy for me! I will never use anyone other than Salt Creek again, and I loved that they are a locally owned company. Smooth and very professional from start to finish!
Salt Creek did an amazing job with my loan! I am a 1099 employee and expected a nightmare but Stephanie just killed it and made it so easy for me! I will never use anyone other than Salt Creek again, and I loved that they are a locally owned company. Smooth and very professional from start to finish!
Melisha Scholle
Jun 26, 2021
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I quoted 3 different mortgage companies and Salt Creek Mortgage was able to get me the best interest rate as well as come up with a very flexible and creative mortgage plan that works for me. All the other lenders I went through insisted FHA was the only route I could go but Stephanie was amazing and was able to figure out a way I could purchase the home through Convientional. Then when it went through the underwirtting process Carson and Stephanie were both amazing to keep me in the loop all along the way. I will absolutely go through them again 10/10 time for any future refinance or purchase
Megan Brady
May 05, 2021
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We could not be happier with the experience we had with Salt Creek Mortgage! We came to Salt Creek when our new build was complete and we were ghosted by our Mortgage company. We reached out to Todd one night and the process was started that same night. Todd, Stephanie and the rest of their group were absolutely amazing!! They worked quick and communicated so well with us. They answered any questions we had and made the process so smooth and easy. We would highly recommend Salt Creek Mortgage and will definitely be using them again in the future!
