At SunPoint Home Loans, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "portfolio" lenders with expanded underwriting guidelines to help even the most unique client scenarios.
We specialize in all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, VA, FHA, HARP, and others. Whatever your situation calls for, we'll work to match a Tampa mortgage program to fit your needs! Our experience and expertise in the industry qualify us to assist you in finding the home loan financing that is best for you.
We specialize in all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, VA, FHA, HARP, and others. Whatever your situation calls for, we'll work to match a Tampa mortgage program to fit your needs! Our experience and expertise in the industry qualify us to assist you in finding the home loan financing that is best for you.
Services
When deciding on a home purchase loan, you want the interest rate, monthly payment and term options that fit best your personal situation. At SunPoint Home Loans, we take into account all of your needs, finances and history to help you choose the right home loan for you. Whether you are a first time buyer or an experienced home owner, purchasing a new home can be a daunting experience.
Before you start looking for your first home, we can help you with a mortgage prequalification. SunPoint Home Loans can help you get pre-qualified and on your way to home ownership! Simply fill out our mortgage prequalification form securely on our website. With a prequalification letter in hand, you know that you may get approved for a mortgage before you even look at your first potential new home.
Buying your first home is a very exciting step! SunPoint Home Loans loan specialists are here to guide you through every step of the loan process. Before finding your new home, we can help you get prequalified for free. We can also match you with a trusted real estate agent through our partner networks.
You can purchase a single-family home or condominium with as little as 3.5% down payment using an FHA loan, but there is a price for lower down payments on conforming loans: mortgage insurance (often called PMI, private mortgage insurance). Mortgage insurance is required when the conforming loan amount is MORE than 80% of the purchase price (practical translation: down payment is less than 20%).
Ready to reach financial independence through real estate? Whether you are looking for an investment property or a vacation home to spend relaxing days, SunPoint Home Loans can bring the same level of personalized attention and service to all of your real estate purchases. Your dream home might be within reach!
Reviews (8)
Mibmissa Woow
Dec 18, 2021
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My Realtor Agent Brittany H. Lori and Mike I can’t speak highly enough of You guys I cannot put into words how thankful my husband and I were to have worked with you guys they professionalism, knowledge,… honesty, integrity and hard work ethics are very much appreciated and respected. They’re detail oriented, honest, good with people. Pray God to blessed you guys an abundance. 🙏🎊🎉😆💙💙🎉🎉
Lynn Touchston
Oct 14, 2021
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Donna Cherubini
Sep 30, 2021
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From the 1st phone call I was amazed at the calming and professional manner of Nelson Garcia. He walked us through the whole process and answered our calls whenever we had questions. As we progressed on our mortgage journey Lori Frankel, our loan processor, teamed up with Nelson to take us through to closing. We highly recommend anyone seeking a mortgage to call Nelson, Lori and the rest of the team at SunPoint Home Loans.
Brittany Nicole Marrero
Aug 09, 2021
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This is our second time financing through Mark with SunPoint home loans. Both times we got quotes with several different lender, and each time Mark's quote was by far the best we could find. We even had a lender say, "if he can really get you a rate that great, I want to get a mortgage through him." So we did, and then we refinanced through him 6… years later. Both times he made the process so strait forward, and easy to understand. He kept us informed through the process and let us know what to do every step of the way. And at the end, everything with our loan and payments were just as
Raeven O'Neil
Jul 22, 2021
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Connie Chancey
Jul 19, 2021
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Francine Guzman
Aug 21, 2020
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Abby Hastings
Aug 08, 2020
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