The Orlicki Group is inspiring much needed change in residential financing. We focus on relationships, which are the cornerstone of life. It's an honor to serve our clients and partners in the most important financial decision of their lives. In the complex and fast paced world of mortgages my team and I provide our customers and realtors with an easy, enjoyable and affordable mortgage experience from their first phone call to the closing table.
Whether you're looking to buy your first home, purchase a new vacation home, secure a property for investment, or restructure your mortgage, we have the experience, expertise, and personal touch to bring it all together. With over 17 years experience in the mortgage and real estate market, I've developed an invaluable network of competitive lenders to help you find the best possible mortgage for your financial situation.
Whether you're looking to buy your first home, purchase a new vacation home, secure a property for investment, or restructure your mortgage, we have the experience, expertise, and personal touch to bring it all together. With over 17 years experience in the mortgage and real estate market, I've developed an invaluable network of competitive lenders to help you find the best possible mortgage for your financial situation.
Services
Whether you are a seasoned real estate investor or a first-time homebuyer, we know what it is like to apply for a mortgage and we strive hard never to forget that feeling. We're excited for the opportunity to earn your trust by offering the right mortgage for your unique financial scenario, providing competitive & fair pricing, and by making sure you are properly communicated to so you have the information you need to know.
The first step in the mortgage process is the documentation stage, where we review your income, assets, employment history, and other compensating factors to determine your ability to repay a mortgage loan. This is also an opportunity for you to examine the overall financial impact that a new mortgage will have on your total monthly budget, so that you can choose a loan amount and mortgage program that you are most comfortable with.
A critical component to buying a home is the appraisal. An appraisal is a third-party professional evaluation of the value of a property that is used to help determine the amount of a loan. In compliance with government regulation, appraisers hired for a mortgage transaction on a conforming loan are chosen from a pool of qualified appraisers at random.
As soon as your purchase offer has been accepted by the seller, the clock starts ticking on a number of tasks that have to be completed within the "due-diligence" period, a timeline detailed in the purchase contract. A full underwritten approval by the lender, an appraisal, and home inspections (depending on the loan type and contract) are the first three major requirements that need to be met when purchasing a home.
The "Conditional Approval" milestone is an important step in the purchase loan process because is means that an underwriter has reviewed your complete file and is giving us a list of final documentation to submit prior to closing. While we handle most of the steps at this stage of the process, we ask that you keep your financial documents handy in case we need them.
Reviews (18)
Gary Tellier
Nov 30, 2021
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Rachel Pratt
Oct 01, 2021
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I recommend the Oliver Orlicki Group for buying a home AND refinancing. I’ve dealt with them three times now and I can’t say enough amazing things about this company and about Oliver. When I went on maternity leave, Oliver took care of everything to refinance two homes for me. I was able to spend time with my family instead of worrying about paperwork and he saved me a ton of money! The process was easier than any other company I’ve ever worked with. I would trust Oliver and his team with any of my mortgages and refinancing and would recommend them to my family and friends. Thank you Oliver
Michelle Hendry
Sep 25, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
We did everything remotely except for the actual closing. The process was very efficient, and we got a great rate! Oliver and his staff are very professional and responsive. They stay in touch and follow up throughout the process so you feel you’re in good hands the entire time.
We did everything remotely except for the actual closing. The process was very efficient, and we got a great rate! Oliver and his staff are very professional and responsive. They stay in touch and follow up throughout the process so you feel you’re in good hands the entire time.
Alex & Lizette Lavelini
Sep 24, 2021
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Marshall Stewart
Sep 23, 2021
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Harriett Jackson
Sep 20, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Oliver and Maria were amazing! They walked me through every step of my mortgage process. What I loved most was the personal attention they gave during the process from reminder texts to clarifying emails. They are an excellent team to work with.
Oliver and Maria were amazing! They walked me through every step of my mortgage process. What I loved most was the personal attention they gave during the process from reminder texts to clarifying emails. They are an excellent team to work with.
Eric Ouellette
Aug 25, 2021
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Oliver Orlicki worked personally with us through two property refinance procedures. His staff was tremendous and always available to answer questions an assist when needed. The groups attention to details was unique and a real pleasure to deal with. The groups processing was the fastest I’ve ever in countered and really fast for one the closings.
Highly recommended.
Highly recommended.
Katia Alling
Aug 24, 2021
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Bree McKinnie
Aug 21, 2021
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The Orlicki Group was amazing for me! We did not think home buying was an option for us. Oliver listened to me during our consultation and lead me in the right direction. Maria was patient and kind thru the whole process- this wouldn't of been possible without her as well! 31 days from putting in our one/only offer we are closed and happy!
Tom Thomas
Jun 04, 2021
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Oliver and his team is an all star team that gives you the personalized service to get you the best rate and necessary information needed to compete in this hot housing market. I was glad to see that majority of that process was utilizing the latest digital tools which made the process much smoother. We were purchasing our second home and there was so much information that we were not aware of. The team at the Orlicki team walked us through that process and made us comfortable with our purchase.
Will recommend to anyone who needs a new mortgage or refinance.
Thanks Orlicki Team!!
Will recommend to anyone who needs a new mortgage or refinance.
Thanks Orlicki Team!!
Gina A.
Mar 29, 2019
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The Orlicki Group made my first refi experience a seamless pleasure. It was much easier then the original home purchase itself and saved me a few hundred dollars monthly which is huge for our family. They have a great user friendly system that I was able to upload all the docs on and got tons of update's throughout the whole process so I always knew what step we were at. Oliver and Shelly were on it every step of the way and answered all of my questions and truly made everything so easy and stress free. I would highly recommend them for a new purchase or refinance!!!!! A+++++++++++
Joseph D.
Dec 28, 2018
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Oliver and his team knocked it out of the park again for my wife and I. We couldn't be more pleased with the level of service and swift responses. His entire team followed through during each step of the process. Our title agent even commented at how low our interest rate was. Top notch experience and I highly recommend!!!!
Stacey D.
Dec 22, 2018
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If you are looking for a full-service lender with a great set of partners, then look no further than The Orlicki Group! Oliver and everyone he works with are rock stars, and they provided me with great, timely service throughout my buying process! I learned of them through the person who bought my home, who had been incredulous at how easy her buying process was, so based on her feedback, I went with Orlicki -- and I am so happy that I did! Everyone was prompt, professional, and fun to work with every step of the way. This was the third time I bought a home, and the third time was definitely
Courtney A.
Nov 29, 2018
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Alex P.
May 26, 2018
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After going to the big banks it did not look like we would be getting approved for a loan to purchase a new home due to a few roadblocks and circumstances on our end. I was referred to Oliver and he went above and beyond to make it happen. He was responsive, took the time to break down every detail and even had a backup plan if things didnt happen the way we were hoping. Somehow he got everything done at a lower interest rate than expected and pulled everything together in a miraculous period of time in order to close on our desired date. I would strongly recommend anyone looking for a lender to
Douglas W.
May 22, 2018
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Have worked multiple financing's/refinancings on multiple properties with Oliver for going on 12 or 13 years now. I have also referred him to family and friends who ended up working with him as well...all with positive outcomes. Oliver is one of the most thorough and knowledgable I have met. Experience as realtor as well as broker in multiple states is also a plus as Oliver will assist you in getting the sales process right to facilitate an easier mortgage process.
Oliver also has multiple professional contacts with top notch insurance agents, title companies and other professionals that
Oliver also has multiple professional contacts with top notch insurance agents, title companies and other professionals that
Ben M.
May 18, 2018
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Great to deal with and very responsive. Very proactive, and goes above and beyond to find the best deal and make the process easy. A pleasure to deal with - have worked with Oliver on several occasions and the experience has been the same on every occasion.
LOAN STATUS: Closed Nov 2013
LOAN TYPE: Refinance
LOAN STATUS: Closed Nov 2013
LOAN TYPE: Refinance
Danielle W.
Apr 20, 2018
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Oliver and his team are truly amazing. They keep the lines of communication open at all times, informing all parties on any update as soon as it is available. They are extremely attentive to all details big or small. Working with them is always a pleasant and smooth transaction. I highly recommend this company.
