The Bliss Mortgage LLC Team is your premier mortgage firm located in Tampa, Florida. We pride ourselves on offering some of the lowest rates nationwide while making the loan process simple, straightforward, informative, and fast for anyone seeking to refinance or purchase a home anywhere in the State of Florida.
Whether you are a first time home buyer, purchasing your dream home, or refinancing your mortgage to save money or cash out some equity, the experienced team of mortgage professionals at Bliss Mortgage LLC are eager to help make your home financing goals a reality. Whether you are a first time home buyer or purchasing your dream home, The Bliss Mortgage LLC Team will help you find the right financing solutions to meet your needs.
Whether you are a first time home buyer, purchasing your dream home, or refinancing your mortgage to save money or cash out some equity, the experienced team of mortgage professionals at Bliss Mortgage LLC are eager to help make your home financing goals a reality. Whether you are a first time home buyer or purchasing your dream home, The Bliss Mortgage LLC Team will help you find the right financing solutions to meet your needs.
Services
One of the first choices a homebuyer will need to make is whether you want a fixed-rate or an adjustable-rate mortgage loan. The bulk of loans will fit into one of these two categories, however, there is a third option that will allow you to "hybrid" the two. An adjustable-rate mortgage, (ARM): The interest rate of the mortgage adjusts periodically based on market conditions.
Refinancing a mortgage is when a borrower gets a better interested rate and loan term. A borrower can achieve lower monthly payments and if they qualify, use their equity to obtain money that can be spent by the borrower. There are several pros and cons of refinancing a mortgage and we can help determine if this is right for you.
Conventional loans are mortgage loans offered by non-government sponsored lenders. A conventional, or conforming, mortgage adheres to the guidelines set by Fannie Mae and Freddie Mac. It may have either a fixed or adjustable rate. While many think that a 20% down payment is required for all conventional loans, many lenders now offer low down payment options.
A VA Loan is Designed to offer long-term financing to veterans. VA mortgage loans are issued by federally qualified lenders and are guaranteed by the U.S. Veterans Administration. The VA determines eligibility and issues a certificate to qualifying applicants to submit to their mortgage lender of choice.
Jumbo Loans exceed the maximum loan amounts established by Fannie Mae and Freddie Mac conventional loan limits. Rates on jumbo loans are typically higher than conforming loans. Jumbo Loans are typically used to buy more expensive homes and high-end custom construction homes. Typically Jumbo Loans require a higher down payment than traditional loans.
Reviews (15)
Matt B.
Dec 26, 2021
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As a small business owner who works with Bliss Mortgage frequently; I can say that All of the staff I have spoken with are always courteous, kind, and helpful. They truly care about their clients happiness and well-being and ensuring that the services they provide are conducive to a great experience overall. I look forward to doing more business with them in the coming years.
Erik Kittley
Dec 22, 2021
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Jenika Bostick
Dec 17, 2021
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Alysha Soto
Nov 21, 2021
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Gerald Bliss has been such a blessing to my family. I recommend him to everyone I know. He went above and beyond for us when we were in the process of buying our first home. He took the time to explain the whole process and any questions that I had he always responded back quickly. I can not truly think him enough for all the hard work, patients, and kindness that he showed me and my husband through this entire process. I honestly don't think we could have done it without him.
Noah Stelte
Nov 17, 2021
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Adam Markwardt should be a household name for the stellar customer service and the FANTASTIC rate I was able to get through him.
I honestly thought the underwriting was going to be the most stressful part of the home buying process but after a few phone conversations with Adam, I honestly relaxed knowing that he had it under control.
I closed on time with a lightning fast appraisal and with a sincere appreciation for the work that Adam did to get me there.
if you're looking for someone that is patient, driven and motivated Adam is your guy.
I honestly thought the underwriting was going to be the most stressful part of the home buying process but after a few phone conversations with Adam, I honestly relaxed knowing that he had it under control.
I closed on time with a lightning fast appraisal and with a sincere appreciation for the work that Adam did to get me there.
if you're looking for someone that is patient, driven and motivated Adam is your guy.
Casey Taylor
Oct 20, 2021
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I can’t say enough about the professionalism, amazing level of communication, and overall customer service provided by Gerald Bliss and his team at Bliss Mortgage in handling everything from A-Z for the purchase of my new home. He utilizes the best tech platform to keep his clients informed with a checklist and “task accomplished” dates, including what to expect every step of the way. There wasn’t a day that passed where I wondered what was happening or the status.
I am absolutely grateful to those folks who took the time to write their reviews of Gerald and his team- that was the #1 reason
I am absolutely grateful to those folks who took the time to write their reviews of Gerald and his team- that was the #1 reason
Johnny Leung
Oct 14, 2021
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What an amazing experience. Gerald is a true professional. He listened to all of our requests and concerns, offered great suggestions, and expert guidance.
No question too small or too difficult for Gerald to answer. He made the whole journey of looking / buying a house flow perfectly. Highly recommended if you're looking to buy a house.
No question too small or too difficult for Gerald to answer. He made the whole journey of looking / buying a house flow perfectly. Highly recommended if you're looking to buy a house.
Ashley Beach
Oct 04, 2021
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Josean Tonio
Sep 15, 2021
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Excellent experience working with Bliss Mortgage! Gerald gave me direction from the beginning when I was asking how I could move to Florida. He gave me direction during our transition selling house in New Jersey until finally start the process with Bliss buying our home in Florida. Great Rate...cloing in 3 weeks!! Awesome!!!😀
Brandon Knowles
Jul 20, 2021
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Ken L.
Mar 31, 2021
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I retired back in 2016 and recently wanted to buy my dream house. Having little to no income, lender after lender would tell me I didn't qualify for any of their loans despite having enough assets to buy the house several times over. I almost gave up until I found Bliss Mortgage. Gerald and his team were able to find me a lender that specialized in non-QM loans and before I knew it, I had a pre-approval letter in hand! We just closed on the house today and I couldn't be more pleased with how smooth everything went!
Benita D.
Dec 30, 2020
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Alyssa C.
Apr 05, 2020
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Ashley H.
Jan 01, 2020
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Samuel C.
Jul 01, 2019
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We've bought houses before but this was the most stress free it's been for the mortgage. Their workers were very professional and helpful getting all of our paperwork together. My partner has student loans and the handled it all like a champ. While I hope not to sell my house and move anytime soon, if I do I would use them again. I highly recommend them.
