Pacific Funding Group
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We are your lending alternative. Contact us today about your home purchase loan, refinance or any of our loan programs that suit your needs. Our loan experts are ready to assist you. Veterans, Police, Medical Personnel and all other first responders have home buying and refinancing advantages at Pacific Funding Group like lower down payment options and lower mortgage insurance rates.

As a homeowner, you can now utilize the government sponsored HARP program to refinance your home from a high interest rate, reduced home value and even an underwater mortgages. Once you take out a Reverse Mortgage, you stop making monthly mortgage payments and only pay for the insurance, taxes and normal maintenance of the home.
Services
Our goal is your success! Are you looking for a Mortgage Lender with great lending alternatives? If you are a first-time home-buyer or an experienced investor, we have a full line of real estate loan programs to meet your needs. Pacific Funding Group is a direct lender, eliminating the "middle man" and giving you the advantage of lower interest rates and lower closing costs.
There are many loan programs available - too numerous to cover them all, we've highlighted the programs more commonly offered today. Characteristics of each loan program are unique, so consult your mortgage professional for more information and to become familiar with the details of the programs available to you.
Since 1987 our mission and passion has been to work with home buyers to fulfill the dream of home ownership, and to build lasting relationships that create value and stand the test of time. We make prompt decisions, have more flexibility and choice, and have an experienced and professional team. The Home Builder Division of Pacific Funding Group partners with new home Builders in offering mortgage services to homebuyers.
With Pacific Funding Group your branch looks the way you want it to! We encourage individuality and business strategies that best meet your management style and your business environment. You are our customer. Our success is measured by yours. You operate and manage your own business with the support of a corporate office.
Some Highlights:The National Association of REALTORS surveyed their members for their monthly Confidence Index. The REALTORS Confidence Index is a key indicator of housing market strength based on a monthly survey sent to over 50,000 real estate practitioners. Practitioners are asked about their. This time of year, many people eagerly check their mailboxes looking for their tax return check from the IRS.
Reviews (12)
Candice H.
Candice H.
Aug 04, 2018
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While researching on how to purchase my first home in California I found Guaranteed Rate Affinity LLC as one of the preferred lenders for CalHFA's first time buyer programs. I entered my information and was promptly contacted by Leonard ******* who, in his email title is the "VP of Mortgage Lending". I had a brief conversation over the phone with Leonard who explained the process and sent me an e-mail with a link to the application. This process began in March of this year however, my boyfriend and I were not ready to fill it out until July. After filling out and submitting the application
Brenda S.
Brenda S.
Jan 12, 2018
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I work with Fleets 101 Inc Commercial Truck Center and had one of our clients financed with Pacific Funding Group. I worked with Steve Carnes and had a great experience. Process was very easy and had us funded within 5 days. Will definitely look forward to have many more deals with him for future. Highly recommend.
Mel T.
Mel T.
Sep 14, 2017
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This will be long, but worth the read if you are looking into working with these people! I will try to keep it short...

We dealt with Taj Lockett. Working with Taj may have been one of the worst experiences and a life lesson I will not ever forget! Taj did get us into our home. I remember friends and family questioning me on our rate and cost of the loan at the time. I regret not getting a second opinion. Fast forward a year later. Taj contacted me to inform us rates were down and we could refinance at a lower rate saving us 100's on our monthly house payment. Sounded good to me!
John M.
John M.
Apr 29, 2017
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First of all I will preface this review by saying that I am a very fair and considerate person... Having said that I rarely feel annoyed enough to post any negative commentary about anyone. I don't like to call people out or be negative towards anyone. With all that being said my experience with Leonard Briones was extremely frustrating. I was referred to Leonard by one of the best realtors I've ever dealt with (Jaz Chand for anyone looking to buy a home) to get information on a refinance opportunity. I spoke to Leonard in initially and he told me he would call me the next day to discuss
Tim F.
Tim F.
Mar 07, 2017
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First off, I dealt with Mike Botelho. This man is a life saver. I was referred to him and thank goodness I was. We were given a 60 day notice to move from our current home/rental of close to 3 years after being assured by the landlord he wasn't going to sell. We literally had no place to go. Rent in this area is high as everyone knows. I explained my situation to him.

He immediately started the loan process. He worked together with me putting the loan together. My credit had a few issues that Mike worked with. He bent over backwards to help us. Low and behold Mike got us a conditional approval
Craig L.
Craig L.
Dec 01, 2016
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I am a REALTOR and I've used Leonard Briones for my clients financing and he's fantastic! On a recent deal, he was able to get my clients loan approval in only 10 days and we closed in less than 30 days! Leonard is on top of his emails and texts, which is refreshing, especially when timely communication is needed. I would highly recommend Leonard Briones and his team!
Ernest B.
Ernest B.
Oct 28, 2015
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Good Morning I am a Retired Disabled Veteran being a home owner is scary seems like you just can't find a agent that will go the extra mile for you no matter how hard you try. I did business with Pacific Group everything looked great made my first payment received a letter from Golden Empire about a bi-weekly which would have saved me a lot on my Principal. This should have been told to me when I FIRST re-financed my loan O well once again it's all about the mighty $$ , and lesson learn next time I re-finance I will try once again someone that will really go the extra mile to help me
Dawn H.
Dawn H.
Jun 30, 2015
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Can't say enough good things about Leonard Briones. He literally rescued me from a nightmare home-buying situation when purchasing my first home when all communication broke down and the realtors were not resolving the issues.
From our first meeting Leonard was extremely professional, courteous, and thorough with his explanation of the documentation and process. I really felt like I was top priority as he was always prompt and responsive whenever I sent him texts or emails (which was often!).
He completely turned around what would have been a huge disaster and even went as far as to step
Dean Anthony Tanti
Dean Anthony Tanti
Jul 17, 2014
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I'm a Realtor and have used Leonard Briones on several transactions. Always pleased and clients are always happy. Thank you Leonard for having easy access to you and returning calls and emails promptly to my clients and myself. A++++++
Jeanine D.
Jeanine D.
Feb 24, 2014
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We just recently closed on our home purchase of a short sale property. Dealing with the short sale was a very long and daunting process but Gail Sasser was absolutely amazing!! She helped us to navigate our way to make the whole process so much easier and less stressful.
She was extremely knowledgeable about the market. In the 7 months it took to close on our property, she was in constant communications with us, our Realtor, and even the sellers Realtor to help make sure all the ducks were where they needed to be. Love, love, love Gail and PFG!
Melanie A.
Melanie A.
Aug 22, 2013
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I have been working with Leonard Briones for over a year now and he is simply excellent at his job! He goes above and beyond for me and my clients EVERYDAY. If you are looking for a terrific lender that really cares about the level of service he offers, you must contact Leonard at Pacific Funding Group!
Kristen B.
Kristen B.
Aug 15, 2013
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My experience with pacific funding was excellent. They really made my refinance so much easier and less stressful. A really good company to do business with.