A family owned and operated mortgage business, established in 1989 and serving all of New York, New Jersey, Florida, Montana, Pennsylvania, Connecticut, Washington, Alaska, California, Texas, Maine and Colorado. FHA & VA approved. A leader in reverse mortgage financing. And members of the National Reverse Mortgage Lenders Association.
All Island Mortgage & Funding Corporation has established a reputation in the mortgage industry that has placed us with many banking institutions as their "best broker" to deal with. We look at every client individually regardless of the loan size or their credit situation. A personal loan specialist is assigned to you for the entire loan process.
All Island Mortgage & Funding Corporation has established a reputation in the mortgage industry that has placed us with many banking institutions as their "best broker" to deal with. We look at every client individually regardless of the loan size or their credit situation. A personal loan specialist is assigned to you for the entire loan process.
Services
The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime. Adjustable-rate mortgages include interest payments which shift during the loan's term, depending on current market conditions. Typically, these loans carry a fixed-interest rate for a set period of time before adjusting.
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes.
It's generally a good time to refinance when mortgage rates are 2% lower than the current rate on your loan. It may be a viable option even if the interest rate difference is only 1% or less. Any reduction can trim your monthly mortgage payments. Example: Your payment, excluding taxes and insurance, would be about $770 on a $100,000 loan at 8.5%; if the rate were lowered to 7.5%, your payment would then be $700, now you're saving $70 per month.
Thank you so much for your kindly consideration on my behalf. I truly appreciated all that you have done in making this mortgage work. What a blessing you are. The world would be more special if more people were like you. I pray for an unlimited return on your generosity in my time of need. May God continue to bless you in spirit, souls, and body and you continue to serve them with joy.
Reviews (6)
Celene Contes
Nov 15, 2021
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I cannot say enough good things about this group, especially Kevin. He truly cares about everyone who receives his services. He works insanely hard & efficiently. Kevin makes you feel like a family member with how much he wants things to work out for you & does everything with your best interest in mind. Kevin is the ONLY person my family trusts with our mortgages. 5 stars isn't enough!
Roberta Green
Sep 21, 2021
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All Island Mortgage is the best most professional company I have ever had the pleasure of working with. Frank was very good and made me feel like one of the family. He answered all my questions and step by step he kept me updated. He was the best person in the financial world that I have ever had worked with and went over and above in my reverse mortgage. I highly recommend this company and Frank to anyone else looking for any form of mortgage or loans.
Roberta Green
Roberta Green
Melissa Peters
Feb 24, 2021
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Nick was really great. He made the long and drawn out mortgage application process short & sweet. He always made himself readily available to answer the many questions I had. Nick was able to get me an incredible interest rate. From start to finish, the whole process only took less than 5 weeks. Good job All Island Mortgage. Thanks again!
K. F.
Dec 01, 2018
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Kevin T. Bailie is the best mortgage broker in the business. He was a pleasure to work with, he is extremely professional, and an excellent communicator. He went above and beyond for us. He made our home buying experience a breeze. With all of his knowledge, experience and connections in the industry he was able to secure us the best mortgage in the quickest way possible. The home we wanted to purchase had multiple offers and even a cash offer, but we were able to submit a very competitive offer with his help. Mr. Bailie even spoke to the listing agent on our behalf to assure her that we could
Elton Faler
May 19, 2018
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My experience with All Island Mortgage & Funding Corp was a great one! I was placed with them through my wedding venue and was contacted by Lisa James. She was very informative and pleasant to work with. She was always so helpful when I had any questions about the menu, the cake cutting, etc. I was overall very pleased with how the menu selections were executed on the day of the wedding! The chicken dish was delicious and not at all dry. I don't eat red meat but I heard from guests that the tri tip was superb!Thanks for serving us and our guests such a delicious meal!
B. Sch
Jul 08, 2014
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