American Mortgage Network is a 100% employee-owned company (ESOP). Our team of owners-all mortgage professionals-focuses on helping homebuyers achieve the American dream of home ownership. Whether you're shopping for your first home loan, trading up to a larger home, or refinancing an existing home, our skilled employee-owners diligently target and pursue the most appropriate product that aligns with your financial profile.
Each customer can select from a full suite of mortgage products that include conventional, adjustable, government and jumbo loans. To achieve our goal of making the mortgage process accessible, we explain how it works and shorten the time to loan approval and closure. As a start-up, we have a flat organization with little or no bureaucracy.
Each customer can select from a full suite of mortgage products that include conventional, adjustable, government and jumbo loans. To achieve our goal of making the mortgage process accessible, we explain how it works and shorten the time to loan approval and closure. As a start-up, we have a flat organization with little or no bureaucracy.
Services
The advertised loan is a 30-year Fixed Rate Loan with a 30-year fully amortizing term. The interest rate is 3.5% for 360 months. The disclosed APR is based on the payment of 2 discount points. For a $484,350 loan, there is a 3.939% APR with a monthly principal and interest payment of $2,527 for 360 months.
Are you ready for a new career opportunity in mortgage banking where you can make a difference every day? If the answer is yes, then consider joining the American Mortgage Network family, a new mortgage banking company that's owned 100% by its employees-skilled professionals who want to change the status quo.
Joseph Restivo is President and CEO of American Mortgage Network. Leveraging his 24 years in business as a serial entrepreneur and mortgage banking executive, Joseph is developing and growing a new employee-owned company (ESOP) to shape the mortgage banking environment and deliver home loans that address today's new consumer needs and expectations.
Allows you to avoid foreclosure by bringing your mortgage current if you can show you have funds that will become available at a specific date in the future. Receive modified terms of your mortgage to make it more affordable or manageable after successfully making payments during a "trial period" (that is, completing a three- or four-month trial period plan) that approximates the modified payment.
She orchestrates a finely tuned team of 10 individuals who work across company departments, such as underwriting, originations and management, as well as helps customers who want to close on time. She trains all her staff by not only teaching process requirements but also personally encouraging and coaching them to reach out to other members of the AmNet team to resolve issues that slow the loan approval process.
Reviews (10)
Abubakar Abdullahi
Nov 23, 2021
Report
As way of background, my wife and I have been going through a difficult process with financial issues (for months now) having issues in his home and then she decided to go into forex trading which she needed a monitor who can help and advise her on trade. Long story short, he met Ma'am Janet Wilder fx a legit and honest woman (Mrs. Janet Wilder fx)… have been doing a great job for my family. My family invested $1000 and we got an amazing profit of $15,000. You can see for yourself on her details below Email: Janetwilder7@gmail.com WhatsApp: +16266551232
Brenton Almeida
Oct 22, 2021
Report
Had such a smooth and fantastic experience with Spencer Thomas and John McGurk with American Mortgage Network! Spencer Thomas’ expertise was unmatched because he guided me through the best loan type for my new primary residence in a very expensive and competitive market (Las Vegas). I was worried about my DTI being to high because this is my fourth… property in 4 years but he quickly put my worries at ease by analyzing my rental incomes from my 3 Rental properties and told me I would be OK! They closed on time and within 30 days! AMN even gave me the option to close a few days early
Donald Ruffin
Aug 14, 2021
Report
American Mortgage Network didn't properly notify me that they sold my mortgage to another company. After they sold my mortgage they kept my payment and it made me delinquent on my mortgage for almost two months. I am now fighting to get my payment back and to correct the negative information that's on my credit report!!
Mcdoogle John
May 12, 2021
Report
Mary Jo McDoogle
May 11, 2021
Report
Maricela Rich
Feb 17, 2021
Report
Who buys a house in the middle of a pandemic… oh we do. In our defense we were looking well before but the odds were not in our favor. We saved, spent less, ate and drank at home more (I mean we all… did…pandemic) had loving discussions on motorcycle purchases and finally were able to strike up a deal. During all of this Pete held our hand and treated us like the silly children we were acting like. Loans changed, went up and down and finally aligned with our crazy lives. Throughout all the changes Pete made sure to communicate with us and our realtor Eddie. When needed he sat
Sara Dipo
Nov 22, 2020
Report
Unprofessional and has transparency issues. Zero escalation process when there is a problem. Missed one closing date with them and then was due to miss the second. They added 1,620.00 in points to my Loan Estimate and NEVER told me, just sent to me to sign. I did not sign it, and asked for help. Received zero help and was due to miss my next… closing bc the disclosure was not signed. I cancelled my loan. Absolutely would not recommend at all. Asked several times for someone higher up to call me about my issues with Spencer Thomas and no one ever called. This company wasted my time. Time
Zarina Ellis
Oct 05, 2020
Report
As a realtor and veteran myself, I have closed over 250+ homes in the last few years for military families. On 24 September was to be the closing of a personal rental of mine. Buyer used this lender. Absolutely… horrible customer service. They were to then close Friday, buyer jumped through hoops to sign his docs early, lender did not have anything in time, today Monday they never were able provide a tracking number to their wire. Blamed title whom I was in person with them for the last week.. Their response? For me to ‘chill’. They charged ridiculous fees as well. If you want
Spencer Riegel
Aug 22, 2020
Report
Dual military couple transferring overseas with 2 dogs and 5 suitcases. Arrives to be told were pushing back closing because they were unprepared. Stayed in a hotel for 10 days because we got pushed back each day. Was not taken care of at all, as our agent forgot to mention he was on vacation while processing everything. Spent over $1000 on hotel and expenses and had to board my 2 dogs for $500 for 10 days. Would not recommend.
Markian Sich
Aug 14, 2020
Report
