Whether you are a first-time homebuyer, US Armed Forces veteran, or in-between homes, we'll be there to support you every step of the way. We process, underwrite, and fund loans in-house to provide you with consistent communication and personalized customer experience. We offer classes and seminars designed to educate borrowers and real estate agents on the home buying process.
We offer upfront fully underwritten pre-approvals and a variety of products with rates that fit most situations. The Willson Team is a veteran-operated, brick and mortar mortgage team located in Vista, CA. We give you the knowledge and resources to feel confident with the financial decisions you make when purchasing a new home or refinancing a loan.
We offer upfront fully underwritten pre-approvals and a variety of products with rates that fit most situations. The Willson Team is a veteran-operated, brick and mortar mortgage team located in Vista, CA. We give you the knowledge and resources to feel confident with the financial decisions you make when purchasing a new home or refinancing a loan.
Services
Our mission here at The Willson Team is to make the home loan process fun and exciting. We want to educate our clients and empower them to make confident financial decisions regarding their home purchase. We work together to provide you with a comprehensive home buying experience. We are invested, as part of the community, in creating opportunities for homeownership and being a resource that homebuyers can trust.
We are creating lifetime connections with borrowers on a journey to homeownership. We close on time, every time. Come into our office or give us a call. We'll help you determine what you can afford and the type of loan that is most suitable for you. Not all customers will qualify. Information, rates, and programs are subject to change without prior notice.
If you have good credit, a low debt-to-income ratio, and want to build equity faster, you might want to consider applying for a conventional loan. As a direct lender, we can approve you for a conventional loan that isn't backed by a government entity. The Willson Team at Caliber Home Loans has more flexibility to set terms and conditions that fit your financial situation.
As an American veteran, you may be eligible for a VA loan to purchase a new home or refinance your current mortgage. As an approved lender for VA loans, we help eligible veterans buy a home or refinance a loan despite having a low credit rating and a zero down payment. A portion of VA loans is guaranteed by the United States Department of Veteran's Affairs for qualified applicants.
An FHA home loan may be just what you need if your income is low to moderate, your credit score is ok but not excellent, and you have a small down payment. As an FHA-approved lender, we can approve you for an FHA loan, and make special considerations for borrowers with less than ideal financial situations.
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