A+ Rated by the Better Business Bureau. We are a full-service mortgage brokerage based in San Diego, CA. We offer the benefit of wholesale mortgage rates with exceptional personal service. We work closely with our customers in securing the best loans possible, while keeping them informed every step of the process.
We specialize in Purchase, Refinance, Conventional, Jumbo, VA, FHA, and Cash Out Loans in California. Whether you are buying a home or refinancing in California, we can help you realize your dream of homeownership or save you money with a new lower monthly payment. We offer a wide range of refinance options, designed to best meet the needs of local borrowers.
We specialize in Purchase, Refinance, Conventional, Jumbo, VA, FHA, and Cash Out Loans in California. Whether you are buying a home or refinancing in California, we can help you realize your dream of homeownership or save you money with a new lower monthly payment. We offer a wide range of refinance options, designed to best meet the needs of local borrowers.
Services
California Lending Company Inc. is a California Corporation and licensed by the California Department of Real Estate (DRE# 01400067) and the National Mortgage Licensing System (NMLS# 235745). Our company was created to focus on the specific mortgage needs of Californians. We offer our customers the benefit of Wholesale Mortgage Rates with exceptional personal service.
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes.
Applying for a mortgage can seem like a daunting and scary process. To help, we've created a checklist of things for you to compile, complete and acknowledge before applying. Credit history is a recorded file of past and current credit that is utilized to compile a credit score. A closing cost is a payment required to finalize a home loan and is separate from a down-payment.
There are a number of different types of home loans available to you, and it can pay to familiarize yourself with them. Luckily we're here to help you choose the best type of home loan for your needs. The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime.
Reviews (6)
Brando S.
Jan 10, 2022
Report
I cannot say enough GREAT words about the fantastic service Michael Thomas and the California Lending Company provided to our family to deliver the lowest refi rate possible together with the BEST customer service that I have ever experienced when refinancing our home. Michael is a fantastic combination of being the ULTIMATE professional, with the utmost dedication, knowledge, expertise, and integrity, while at the same time being one of the most genuine people that I have had the pleasure of knowing, as he has a wonderful demeanor, very friendly that puts you at ease from the start and is truly
Scott Knutson
Nov 04, 2021
Report
Sandi S.
Feb 10, 2021
Report
Michael Thomas sold me my condo in La Mesa and recently did my refinance. The communication with Michael is unbeatable. He is always on top of things, kept me updated through the entire process, and worked to get me a killer deal on my refinance (VA loan) and a great price on my condo. Highly recommend!!
Monica Busch
Jan 16, 2020
Report
Hassan Elherchi
Jan 07, 2020
Report
Kasey Mckeon
Jul 09, 2019
Report
