We make it easy for self-employed borrowers to qualify for a mortgage without any tax returns. What separates us from our competition is the diversity of our products, our rates, and our service. A reverse mortgage funds your retirement using your home's equity with NO MONTHLY PAYMENT. Since the beginning of my career, my philosophy has always been to do right by my clients.
Providing impeccable service has allowed me to excel as a mortgage banker. No matter the size of the loan or past credit history, I will always treat every one of my clients like family. We treat our clients like family. You are real people to us. We will never jeopardize your home, your family or your finances just to "close another deal".
Providing impeccable service has allowed me to excel as a mortgage banker. No matter the size of the loan or past credit history, I will always treat every one of my clients like family. We treat our clients like family. You are real people to us. We will never jeopardize your home, your family or your finances just to "close another deal".
Services
Kevin Danowitz began his mortgage career in 2003 as a loan officer at Chase Manhattan. After Chase, he worked at a number of banks for over a decade. He excelled as a mortgage loan originator, winning awards for top producers at every single company he was with. Years of experience working at all types of mortgage lending institutions has made Kevin an expert in every mortgage product available.
If you are looking for a 30 year mortgage term on an investment property without having to show income we have the products for you. We represent many of the lenders specializing in no doc mortgage loans so we know where and how to get your loan done right and we make sure you have the absolute lowest rate available in the market today.
All mortgage companies want your business. How do you choose? What separates us from our competition is the diversity of our products, our rates, and our service. We are the FHA experts, and we know credit. We will navigate the extensive guidelines and work around them to get you approved down to 580 FICO!
A reverse mortgage funds your retirement using your home's equity with NO MONTHLY PAYMENT. When purposed the right way, it is an excellent tool to enjoy your retirement worry-free. If you are 62 years old or older and would benefit from a lump sum of money, a line of credit to draw from as needed, a fixed monthly installment, or any combination of all the above, WITH NO MONTHLY PAYMENTS EVER, a reverse mortgage is the perfect product for you.
Alt-doc loans are like a puzzle. Unlike traditional or conventional government loans, where guidelines are about 95% the same from one lender to the next, all non-QM lenders have different. There is a misconception that FHA programs are only for people with low income and bad credit. That is not true at all! FHA loans are actually the most popular mortgage loan, and up to half of.
Reviews (3)
Daria W.
Sep 27, 2021
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I have purchased 15 homes and I have never worked with a sharper mortgage lender than Kevin Danowitz at HP Mortgage. If Kevin can't get you a mortgage, it can't be done. He specializes in self-employed loans, and has a broad range of resources and contacts. He also does regular conventional loans and I have referred him to friends and he got the job done and loan closed for them too. He is so pleasant to work with, returns calls immediately and always has another option when things seem impossible. He just got me a great loan with a killer interest rate. On closing day he was up sending
Slav F.
Nov 01, 2020
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I wanted to write a great review for Kevin but Brit W. beat me to it: everything she says is EXACTLY what my wife and I went through. We are both self-employed, have been looking for a stated income loan to refinance our high rate mortgage - until I spoke with Kevin who offered us a conventional rate 30-year asset based fixed mortgage with no points and very reasonable closing costs. Kevin made the process simple and easy, and ALWAYS delivered what he promised. This guy is AMAZING! I will use him again and recommend him to anyone who's looking for a mortgage.
Brit W.
Sep 24, 2020
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Review for Kevin
My Husband and I are self employed and have always done stated income loans with high interest rates and on tough terms like ARMs as our goal was always to go conventional. I reached out to a ton of companies and was looking at another stated income loan in the time of covid when many lenders were being strict. I reluctantly answered Kevin's call as I figured he was going to tell me what every other lender had. The first thing he asked after me giving some information was why we needed a stated based on the info I had shared. He promptly informed me that we could get conventional
My Husband and I are self employed and have always done stated income loans with high interest rates and on tough terms like ARMs as our goal was always to go conventional. I reached out to a ton of companies and was looking at another stated income loan in the time of covid when many lenders were being strict. I reluctantly answered Kevin's call as I figured he was going to tell me what every other lender had. The first thing he asked after me giving some information was why we needed a stated based on the info I had shared. He promptly informed me that we could get conventional
