We eliminated the need for a team of Loan Officers and replaced them with Smart Technology - that means significant savings, which we pass along to you, the Borrower. Purchase Mortgage Rates are as of 2021-09-13 and are subject to change without notice. APR means Annual Percentage Rate.
The interest rate and APR presented assume the following: $260,000 loan amount, 100% loan-to-value, subject property located in Colorado, owner-occupied primary residence.The principal and interest payment is $1,019.01. Property taxes and homeowners insurance, not included. Availability based on creditworthiness.
The interest rate and APR presented assume the following: $260,000 loan amount, 100% loan-to-value, subject property located in Colorado, owner-occupied primary residence.The principal and interest payment is $1,019.01. Property taxes and homeowners insurance, not included. Availability based on creditworthiness.
Services
LoanVerify is a direct lender and a mortgage broker. This means that we work on your behalf to find you the best mortgage rate, coupled with the lowest fees. The Mortgage App allows you to take pictures of documents, order & view your credit report, run estimates on specific properties of interest, and receive a VerifiedApproval letter.
Yes, LoanVerify offers Conventional Mortgage programs (often called conventional loans.) The term Conventional is a term that encompasses two government agencies, Fannie Mae (FNMA) and Freddie Mac (FHLMC.) When a mortgage professional refers to Conventional they are referencing Fannie Mae and Freddie Mac.
With a conventional mortgage loan, if you're planning to use a down payment of less than 20% (or in a refinance you have less than 20% equity) you must pay mortgage insurance. You have a few options. Two of the most common are Option #1- lender paid mortgage insurance - choose a higher mortgage rate in exchange for no monthly mortgage insurance.
The LoanVerify Refinance Promise - If mortgage rates decrease after closing a LoanVerify loan, we will work with clients in good standing who contact us to help them pursue available refinancing options. As with all of our loans, we believe in ZERO lender fees, so we do not charge you underwriting, processing, or similar fees.
We seek motivated and hard-working individuals who are passionate to help borrowers with all of their mortgage needs. Be part of a dynamic and energized group culture. Learn the intricacies of a promising, long-term, mortgage lending career. At LoanVerify we provide our team members with competitive pay, healthcare, and a retirement match program.
Reviews (3)
Duane Erickson
Feb 02, 2021
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I just completed a refinance of my home mortgage with LoanVerify. I absolutely could not have been happier tieh the whole process. Mike Fithian and his team made the process smooth as silk and their support is unmatched. I would highly recommend LoanVerify for your mortgage needs, new or refinance!! Thank you!!!!!
Louise Ibarra
Jul 16, 2018
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I'm so glad we were referred to LoanVerify! This was our first home buying experience, and so we had tons of questions. LoanVerify was supremely patient with us and walked us through all the details and process of the loan. She was very responsive and fast throughout the whole process (from getting us an underwritten pre-approval through closing). I highly recommend her for anyone looking for a mortgage lender.
Jonathan Black
May 16, 2018
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