Jorge Flores is a Senior Mortgage Loan Officer at Neighborhood Loans. Joining the mortgage industry straight out of high school in 1997, Jorge has built up much experience throughout his career. With expertise in home purchases, Conventional, FHA, VA, and Jumbo loans, Jorge can help clients to achieve their goals whether it's to fulfill the American Dream with home ownership or save money on their current mortgage.
Borrowers can count on Jorge for his knowledge of loans and guidance on providing them with the best mortgage that's tailored to their specific needs, as well as deciphering what is most important for the borrower, whether it's monthly or lifetime savings. He has built strong relationships with many real estate agents in the Chicagoland area and continues to help them close sales in a timely manner.
Borrowers can count on Jorge for his knowledge of loans and guidance on providing them with the best mortgage that's tailored to their specific needs, as well as deciphering what is most important for the borrower, whether it's monthly or lifetime savings. He has built strong relationships with many real estate agents in the Chicagoland area and continues to help them close sales in a timely manner.
Services
But. even if you've bought a house in the past, you can use this guide to refresh your memory and get the best deal your second time around. You should begin your mortgage process here, as it will give you a better idea of what your mortgage program and loan amount might look like in advance. Basically, you (the borrower) are asked to paint a general picture of your credit worthiness to your lender.
By the time you finish reading this guide, you will know if a refinance is right for you and the exact steps you need to take to refinance your mortgage. A Mortgage Refinance is when you finance a new mortgage with new terms and use the new loan to pay off your existing mortgage balance. Be sure to let your lender know what you would like to accomplish by refinancing your mortgage.
We provide the best programs that suit all of our clients needs. Below you will find their descriptions, the key advantages and the minimum downpayments necessary for each program. An adjustable rate mortgage (ARM) is a type of mortgage that issues an interest rate that changes periodically that is reflected off an index, which can make payments go up or down.
We used Jorge Flores with Neighborhood Loans to refinance our Chicago condo and he was great! Got the job done despite this difficult market and delivered on his promises. Would recommend to anyone. Jorge was excellent to work with and I would recommend him to anyone. He made sure to follow through and walked me through all the steps of being a first time home-buyer.
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