Andrew O'Brien has been a mortgage professional in the Chicagoland area for over 14 years and is looking to keep providing top notch service for many more to come. When you need a lender who strives to make sure that you get the loan you need for the home you want, Andrew O'Brien is the man for the job.
He takes great satisfaction from helping home buyers (whether first time or otherwise) learn about all the ins & outs of the loan and home buying processes. O'Brien takes pride in treating his clients equally and honestly, putting in tireless hours of hard work for their benefit.
He takes great satisfaction from helping home buyers (whether first time or otherwise) learn about all the ins & outs of the loan and home buying processes. O'Brien takes pride in treating his clients equally and honestly, putting in tireless hours of hard work for their benefit.
Services
But. even if you've bought a house in the past, you can use this guide to refresh your memory and get the best deal your second time around. You should begin your mortgage process here, as it will give you a better idea of what your mortgage program and loan amount might look like in advance. Basically, you (the borrower) are asked to paint a general picture of your credit worthiness to your lender.
By the time you finish reading this guide, you will know if a refinance is right for you and the exact steps you need to take to refinance your mortgage. A Mortgage Refinance is when you finance a new mortgage with new terms and use the new loan to pay off your existing mortgage balance. Be sure to let your lender know what you would like to accomplish by refinancing your mortgage.
We provide the best programs that suit all of our clients needs. Below you will find their descriptions, the key advantages and the minimum downpayments necessary for each program. An adjustable rate mortgage (ARM) is a type of mortgage that issues an interest rate that changes periodically that is reflected off an index, which can make payments go up or down.
Andy is a class-act. He is great at what he does and very knowledgeable. I have dealt with many mortgage brokers and Andy is definitely one of the best. His attention to detail, and his willingness to help out with anything - no matter how big or small - is a definite plus. We just closed on a new home with the help of Andy O'Brien at Neighborhood loans.
Reviews (10)
Moonxsparkle
Dec 19, 2021
Report
Colum (A Mortgage Now) was recommended to me and I could not be more pleased.
Colum provided detailed information and advice at each step of the process. As a first-time buyer he was patient and understanding with any questions I had. Colum worked efficiently and was realistic to manage my expectations due to my circumstances. This company is highly recommended!
Colum provided detailed information and advice at each step of the process. As a first-time buyer he was patient and understanding with any questions I had. Colum worked efficiently and was realistic to manage my expectations due to my circumstances. This company is highly recommended!
Diego Carvalho
Nov 11, 2021
Report
Subhash Bommana
Nov 04, 2021
Report
I was lucky to contact Colum from A Mortgage Now, who was referred by my friend. Colum was prompt in his response, he quickly showed me the various mortgage options and was accurate in his advise. He gave me the best deal possible for my circumstances. I was not charged a fee at all. I honestly recommend Colum for Mortgaging a new house or for remortgage.
Rashid Siddiqui
Oct 15, 2021
Report
I have dealt with many (fee-charging)mortgage brokers for my new mortgage a couple of years ago and now for my remortgage (product transfer) application. I consider myself financially savvy or confident enough to understand the nuances of financial products including mortgages. I have typically found brokers to keep their bottom line (commissions and fees) as 'the topmost' priority instead of achieving best outcomes for the customer.
I found Lawrence from A Mortgage Now very customer focused, prompt in responses throughout the process. His swift actions enabled me to secure the most suitable product
I found Lawrence from A Mortgage Now very customer focused, prompt in responses throughout the process. His swift actions enabled me to secure the most suitable product
Tafataona Chakadini
Sep 17, 2021
Report
Positive: Professionalism
Colum and the A Mortgage Now team have made this an efficient and stress-free experience. From processing my Mortgage application in a prompt manner, to even being readily available for any queries I may have - Colum was always on hand to provide his extensive knowledge and expertise.
Colum and the A Mortgage Now team have made this an efficient and stress-free experience. From processing my Mortgage application in a prompt manner, to even being readily available for any queries I may have - Colum was always on hand to provide his extensive knowledge and expertise.
Kyle James
Aug 01, 2021
Report
Akhilesh Pokhariyal
Jul 04, 2021
Report
Sangee Sinna
Jun 27, 2021
Report
Positive: Professionalism, Quality, Responsiveness, Value
A Mortgage Now is an incredible team. They helped me get my mortgage at good rates. They are always informative, friendly and extremely speedy which has helped me secure properties very quickly. They always reply, respond and incredibly reliable. An extremely professional service.
A Mortgage Now is an incredible team. They helped me get my mortgage at good rates. They are always informative, friendly and extremely speedy which has helped me secure properties very quickly. They always reply, respond and incredibly reliable. An extremely professional service.
Lee S.
Jun 21, 2021
Report
Gavin Anderson
Jun 15, 2019
Report
We wasn't happy with our current mortgage broker and found a mortgage now by google search. Lawrence dealt with our case, he listened to exactly what we wanted. We were then able to get a great new deal consolidating all our sub accounts with no upfront fee and the new lender and rate we received covered the majority of the exit fees from our existing lender.
I would totally recommend them.
I would totally recommend them.