C2 Financial
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A key to successful finances and a cornerstone to building wealth and creating financial security is Real Estate. There are several stages in life where making Smart decisions at those Pivot points will make the difference between success and something less. Managing your cash flow and equity related to your home is based in the fundamental understanding and following "The Four Steps to Financial Freedom".

Most people aspire to own a home and believe it is very important to their financial success, however being able to articulate why is more difficult, other than a belief. There are key concepts to understand when buying a home- Leverage, Equity, Cash Flow and Taxes.
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Since 1991 my team and I have been showing clients how to make SMART MORTGAGE and real estate decisions. We are Generational Lending Experts - From First Time buyers through advanced retirement planning strategies involving Reverse Mortgages. My personal experience has taught me that with enough perseverance, kindness, and empathy anything in life is possible.
Wow, I did not understand how the HECM worked - most everything I had heard and through was wrong. Now, I can see how the product fits with my planning, and provides additional safety, cash flow and actually enhances my other financial and life goals. Since 1991 my team and I have been showing clients hoow to make SMART MORTGAGE and real estate decisions.
Buying your first home is an exciting process - yet it can also be an overwhelming one. While it's important to consider square footage and school zones, it's also key to consider which mortgage loan solution is right for you. For the first time home buyer there are countless questions and options to weigh before making this monumental life decision.
Reviews (9)
Kathleen Yip
Kathleen Yip
Aug 28, 2021
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We were recommended by our good friends and had high expectations from the get go! The team that John Thompson has created are all AWESOME! They were patient, thoughtful, efficient, professional, knowledgable and reliable.
When we first discussed our options the bank we chose, we were told would be most challenging. They were indeed correct, John has tremendous experience in the market place and will guide you and what best suits your needs. The entire team are fabulous to work with.
John will video tape your documents and he will explain them thoroughly and if you are like us continue to review
Stephanie Faulkner
Stephanie Faulkner
Jul 30, 2021
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Positive: Professionalism
We had a great experience with SMPL Mortgage. They were able to assist us in figuring out our financial needs and help us attain our goals. Professional and kind service.
Kat O'Sullivan
Kat O'Sullivan
Jul 24, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
The entire team is amazing. The refi process can be challenging, however, they kept us in the loop throughout the entire process. The right person was always readily available to help us with any questions. I highly recommend them for any of your mortgage needs.
Sara Grosenbach
Sara Grosenbach
Jun 18, 2021
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John and his team were absolutely amazing! The communication was just outstanding, the best I’ve experienced ever.. and we’ve refinanced quite a few times in 20 years with three different properties. I highly recommend them! do not go anywhere else! tell your family, your friends, your neighbors, John and his team will help you with ease thru what can be stressful anywhere else! Thank you!!
Debra Nelson
Debra Nelson
Jun 18, 2021
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Positive: Professionalism, Responsiveness
John, David, Sophie and the rest of the team were great. I had what was, for me, a complicated loan situation. The team was patient and each of them took time to explain things to me. They made sure I did my part to keep the loan process on track. I would highly recommend this team. They are outstanding!!
David Berck
David Berck
Jun 15, 2021
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Positive: Professionalism, Quality, Responsiveness
In what can be a confusing and stressful situation, John and his crew are truly awesome. They're always available by phone and take the time to answer both good and stupid questions with professionalism, friendliness, and patience. You can't do better than having this team on your side.
Shelby Knight
Shelby Knight
Jan 15, 2021
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This team goes above and beyond and is highly professional. They were very responsive and walked us through every step with ease. They are experienced and reliable. I highly recommend them!
A. Ly
A. Ly
Jan 14, 2021
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Positive: Professionalism, Responsiveness
The team at SMPL Mortgage was great; I would definitely recommend them. They were very responsive and patient in understanding my needs and walking me through the refinance process. I definitely felt comfortable and informed throughout the process. Thank you!
Dara Barbosa
Dara Barbosa
May 30, 2020
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John, David, and Kal were the absolute best team with which to buy our first home. They taught and explained to us the many twists and turns of home buying, language and tricks of the trade. They worked within hours of us finding a home that we liked to search out a loan with the exact limits we wanted that would please the sellers during a bidding-war type of environment. After many disappointments, they were the ones who did everything that they could with credits and help to make us the strong buyers and get us a home. They were always on our side, honest about our limits, and hard-working in