True Rate Insurance
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True Rate Insurance
Getting the insurance you need at the right price does not have to be hard, confusing or time-consuming. At True Rate Insurance, our goal is to help you understand how we can assist you. Here, we take the time to ask the right questions and, most importantly, listen to your needs. That's our pledge of quality service.

We are your voice. As your neighborhood independent agency, we shop and compare rates among many of the nation's leading carriers to build policies that fit your special needs and budget. Whether you are looking for home, life, commercial or auto insurance, you can count on us to put you first.
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Liability coverage pays for your legal responsibility to others for bodily injury or property damage. Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses. An car insurance policy is comprised of six different kinds of coverage. Most states require you to buy some, but not all, of these coverages.
As a business owner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel -- liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists.
Because everyone's needs are not the same, it is best to consult your agent to help assess your needs and find the insurance policy that is right for you. If your home was destroyed by fire or damaged by a natural disaster, you'd need money to repair or replace it. If a guest in your home is injured, liability protection and medical coverage help pay expenses.
I have an older car whose current market value is very low - do I really need to purchase automobile insurance?. What is the difference between collision physical damage coverage and comprehensive physical damage coverage?. If I have an accident which I think is covered under my homeowners policy, what should I do?.
Reviews (4)
Reyna Andrade
Reyna Andrade
Dec 28, 2020
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Went here for a title transfer - person attending me wasn’t wearing a mask! I’ve never done a title transfer before and was trying to avoid the dreaded DMV line but nevertheless they insisted there was a problem and they needed an obscure date from when a check was cashed. Said I would need to find out the date before proceeding? Went to an actual DMV and didn’t have any problems. If you’re doing a title transfer I recommend going to an actual DMV. I ended up just making an unnecessary trip here. 😐
Brenda Elizabeth Bolanos
Brenda Elizabeth Bolanos
Dec 19, 2020
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Nele was so helpful I like this insurance place they are always so nicely
Camus Acuario
Camus Acuario
Jan 20, 2020
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I happened to go to this location for fingerprint requirement as it is listed in the state website as a registered place. I regret going there. The Hispanic Shrek that works there is one rude, impolite, and regrettable to even look at. I left the place without doing anything or spending one penny there. Below bad customer service, no communication skills, no personality at all. The worst customer service I have ever had in my life. DON'T go there.
A. Overing
A. Overing
Dec 17, 2019
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Kind and quick service - I went in for a LiveScan and was done in less than half an hour