America's Home Loans Inc., a mortgage brokerage, located in the beautiful and very popular Bixby Knolls neighborhood of Long Beach, provides a wide range of mortgage products including Fixed and Adjustable Rate Mortgages, FHA and VA home loans, Jumbo loans, refinancing options including HARP, Reverse and renovation mortgages.
It is our goal to make sure that you qualify for the very best mortgage that satisfies your needs. As new programs are introduced periodically into the market, we jump on the opportunity to become well-versed on the industry-wide changes and ensure that we offer these advantages to our clients and the community.
It is our goal to make sure that you qualify for the very best mortgage that satisfies your needs. As new programs are introduced periodically into the market, we jump on the opportunity to become well-versed on the industry-wide changes and ensure that we offer these advantages to our clients and the community.
Services
At America\'s Home Loans, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
If you're like most people, purchasing a home is probably one of the biggest investments you'll ever make in your lifetime. If you're considering buying a home, you're likely aware of the complexity of the endeavor. Because of the numerous factors to consider when purchasing a home, it's important to prepare as best you can.
To apply for a loan, you will have to provide the lender with detailed documentation of your financial history. The lender will request a credit report from a credit agency and will verify the information provided in your loan application. Evidence of any other assets such as bonds, stocks, or money saved in retirement programs i.e.
Refinancing is often used to lower your interest rate. If rates have dropped since you last financed your home, you may want to consider refinancing. Other common reasons to refinance include paying off a balloon payment, converting an adjustable rate loan to a fixed rate loan or to extract cash equity in your home (cash out).
Cashing out refers to the refinancing of a loan where the borrowers will borrow money on their own home. If a home is appraised at $100,000 and the borrower's outstanding mortgage loan is $60,000, it is possible to enter into an 80% cash-out refinance transaction for a loan of $80,000 (80% of $100,000).
Reviews (13)
Geselle Amador
Dec 03, 2021
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I cant stress how AMAZING Greg is. He has gave me all the information needed in regards to my home loan. He immediately answers ANY questions I have! I found Greg on Google so if your looking at these reviews like I once did...THIS IS YOUR SIGN, GO WITH GREG!
He has not once asked me to write a review, so this is coming from the bottom of my heart. I'm currently in the escrow process to my FUTURE new home! THANK YOUUUU GREG for the 1 million time!
He has not once asked me to write a review, so this is coming from the bottom of my heart. I'm currently in the escrow process to my FUTURE new home! THANK YOUUUU GREG for the 1 million time!
Elizabeth McCarter
Sep 13, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Greg Fox is the absolute best!! We have used him twice in the last few years. He is professional, experienced and efficient . He will guide and help you through the entire process and is patient and understanding of his clients individual history and needs. Greg and America's Home Loans 5 stars all around!!
Greg Fox is the absolute best!! We have used him twice in the last few years. He is professional, experienced and efficient . He will guide and help you through the entire process and is patient and understanding of his clients individual history and needs. Greg and America's Home Loans 5 stars all around!!
Dawn Nakaya-Delk
Aug 22, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Greg has been a great person to work with on our home loan. Very organized, professional, and extremely responsive. He uses great tools to collate your documents in a safe and secure portal. He guides you every step of the way. Most importantly, very patient. Wonderful experience working with him. He is fantastic!
Greg has been a great person to work with on our home loan. Very organized, professional, and extremely responsive. He uses great tools to collate your documents in a safe and secure portal. He guides you every step of the way. Most importantly, very patient. Wonderful experience working with him. He is fantastic!
Eric W.
Aug 04, 2021
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Hilary Maddox
Jul 24, 2021
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Damian M.
Jan 28, 2021
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I had an incredible experience working with Greg Fox, and I could not be happier with the outcome of my refinance. Prior to Greg, I had attempted a refinance with other brokers and had no success.. several didn't even want to attempt my case because I am self-employed, others presented me loan scenarios with undesirable terms, and twice I had applications get declined during underwriting. I then received Greg's name as a referral, and I'm so glad I gave him a call. From our first conversation, I knew I was in trustworthy hands. He found me a great loan program with by far the best
Cameron Horst
Aug 31, 2020
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Greg is the man! This was my first time buying a home, and I had a lot of questions and concerns on where to even begin. He walked me through every step of the way, from prequalifying, to walking through houses, and making an offer. We found the exact house we were looking for, and right on our budget. I will absolutely use him again in future purchases and would recommend him to everyone.
UnReelskip
May 07, 2019
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Great Mortgage Broker! I work in Orange County and was looking for a broker. Greg Fox was recommended to me. He was able to secure a loan for us quickly and cost-effectively with no hassles and great communication along the way. He utilizes the most current technology with the paperwork process making it very convenient to work with him remotely. Our loan is secured and we are on our way to a new residence in Costa Rica. Thanks Greg! You are the best and we definitely will recommend you to anyone looking for financing options. Pura Vida!
Leah Sheets
Jul 24, 2017
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Alfredo Dominguez
Jun 27, 2017
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I was relocating to the US where the plan is to have a residence for 6 months per year. We had some difficulties securing financing with a bank initially until Greg stepped in to help. He put together the financing and we ended up with an even better rate than were being offered initially! Thank you very much, amigo and all the best to you!
Leah S.
Jan 10, 2017
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Greg is AMAZING. My fiance and I just purchased our first home together, and Greg made sure the entire loan process went smoothly. He is very attentive, available, and knowledgeable and answered all of our questions easily and effortlessly. He worked extremely well with our realtor and was honestly just one of the nicest people we've had the pleasure to work with ourselves. There were opportunities for hiccups along the way (as there always seem to be with loans and home buying), but we were confident that Greg would take care of us and that was the case. We closed a few days earlier than
G. M.
May 24, 2016
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Greg Fox was referred to me by a friend, and I cannot rave enough about his professionalism and handling of my refinance. Having had Identity Theft 2 years ago, I am extremely skittish about sharing financial and personal information with a stranger. But I took the leap after reading other satisfied customers reviews, which is why I am taking the time to write this one!
As an extremely busy person myself, Greg slid into my chaotic life with precision accuracy, giving me the information I needed when I needed it, and not overcomplicating anything. The digital process of refinancing now is AWESOME
As an extremely busy person myself, Greg slid into my chaotic life with precision accuracy, giving me the information I needed when I needed it, and not overcomplicating anything. The digital process of refinancing now is AWESOME
Todd Kirby
Nov 14, 2015
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I recently refinanced my home loan from a 30 to a 15 year term. Greg made the process as painless as possible given all of the new loan requirements. He was honest, polite, and was always available to answer my questions. He locked in a great rate and we closed quickly. I recommend Greg Fox to anyone needing a loan for residential or commercial properties. You won't be disappointed. Thanks Greg for all of your help.
