CapTec USA
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We'll use our decades of experience and national lending network to find the best financing solution. You run your business. We help business owners manage the process of finding, evaluating and obtaining the business loan they need to start, expand or refinance their business. Everything we do focuses on creating value to our clients by saving them time, money and headaches.

Finding the Right Lender - Many lenders "offer" their services to a wide business audience but only "compete" for borrowers who meet the lender's financing preferences. These preferences change over time and are influenced by geographies, industries, loan sizes and other borrower characteristics. We will work with you to find the lender(s) whose preferences match the profile of your business.
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It's commonly believed an SBA loan from one lender is nearly identical to an SBA loan from another lender. That could not be further from the truth. The SBA program has minimum guidelines that all lenders must adhere to but once those standards are met lenders quickly differentiate themselves on pricing, terms and other factors based on how aggressively they are willing to lend.
USDA B&I loans are a great option for borrowers who find themselves on the outskirts of smaller towns and cities. Many times, the USDA sets its lending boundaries in such a way that while one side of the road is eligible the other is not. Our team can quickly confirm your locations' eligibility and discuss some key strategies to be aware of when taking advantage of this excellent program.
A conventional bank financing may be the best option available if your business qualifies. With just a quick conversation about your business loan needs, we can determine which lender(s) should be contacted and give you an expectation of the likely lending terms. Conventional bank financing differs from the government-guaranteed loan programs as the bank has full control of the interest rate, fees, terms, and underwriting process.
Did you get a letter from us? Good news! We've found a bank lender who is offering below market interest rates for loans just like yours. We specialize in finding certified and preferred SBA and USDA bank lenders who are aggressively looking for loans and working with those lenders to determine what loan characteristics would allow them to accept a lower interest rate than they typically charge.
Reviews (2)
Ian Tear
Ian Tear
Dec 24, 2019
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So fortunate to have found them. We closed on our deal rather quickly and this allowed us to continue to grow our brand. We are so excited to grow our future with tony and the staff. Thanks guys!
Sean Marsiglia
Sean Marsiglia
Jun 06, 2019
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I have worked with the team at CapTec during several transactions. The team is responsive and knowledgeable with the loan process. They met at my business and made the process smooth. They are becoming part of our success!