Apply online or call us to speak to real humans about your financing needs at (813) 340-6223. With our streamlined process, we can help you get financed and closed on your new home in less time than you think. Helped my family and I buy our first home. They made everything very easy from pre-approval to making an offer to a quick and easy closing!
Would recommend to all! THANK YOU!
Would recommend to all! THANK YOU!
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Simply put, a mortgage is a loan secured by real property and paid in installments over a set period of time. However, the word mortgage alone, in everyday usage, is most often used to mean mortgage loan. Qualifying for a mortgage requires meeting a pre-determined set of guidelines established by a lender, which may include credit history, income, employment and assets.
Whether you're a First-Time Home Buyer or seasoned investor, the mortgage approval process can be a slightly overwhelming adventure without a proper road map and good team in your corner. Updated program guidelines, mortgage rate questions and down payment requirements are a few of the components you'll need to be aware of when getting mortgage financing for a purchase or refinance.
Depending on your mortgage program and final underwritten conditions, you may have to re-submit the most recent 30 days of income and asset documents, as well as have a new credit report pulled. Worst case scenario, the lender may even require a new appraisal that reflects comparables within a 90 day period.
However, since a mortgage payment is one of the major side affects of purchasing real estate with a home loan financing program, we thought it would be important to highlight a couple topics and related articles about mortgage payments that may impact your monthly budget.
Just in case your first mortgage payment comes due before you get your first payment coupon in the mail, there should actually be a temporary payment coupon included with your closing documents.Your mortgage payment is generally due at the beginning of the month, and most lenders start assessing late fees on the 15th.
Just in case your first mortgage payment comes due before you get your first payment coupon in the mail, there should actually be a temporary payment coupon included with your closing documents.Your mortgage payment is generally due at the beginning of the month, and most lenders start assessing late fees on the 15th.
It's obviously important to know how much home you can afford, what type of down payment to budget for, monthly mortgage payment as well as what type of loan program you'll be using to finance the new property. Certain mortgage loans have residence type, HOA, appraisal or insurance restrictions that your agent needs to be aware of prior to showing you listings.
Reviews (9)
Jessie Mills
Jan 29, 2022
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I am just starting the process into buying our first home, and I have been working with Jordan and his team. They have been very responsive and informative about the whole process. I have been nervous about the whole process being my first home, but it has been so comforting knowing that I picked the perfect team to help me through this process! I have just started the process but I feel great things to come! Thank you.
Tanner Dejean
Jan 11, 2022
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Turhan Douglas
Jan 07, 2022
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Laura Bongarzone
Dec 07, 2021
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Arlaren Eichelberger
Dec 05, 2021
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Jordan’s team with Justin Reynolds (lending agent) and Summer Orazietti (realtor) was so professional, organized and super Thorough. They were the master piece to helping my husband and I close on our first house in a completely different state then where we lived within 30days. Great job!!! Will absolutely want to do service with them again in the future.
Beth
Dec 02, 2021
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Bria Brewington
Nov 18, 2021
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Paul Lowe
Sep 25, 2021
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I can't say enough about Jordan Vreeland. As a first time home buyer, there was a lot of apprehension on my part, but Jordan and his team has made this whole process fun and easy to understand.
It's not often you see someone with Jordan's drive and enthusiasm. I never waited long for a response. He and his team are very prompt and professional.
I'm proud to be working with him, and I recommend his service to anyone looking to buy a home. Jordan Vreeland and his team are the people you need!
It's not often you see someone with Jordan's drive and enthusiasm. I never waited long for a response. He and his team are very prompt and professional.
I'm proud to be working with him, and I recommend his service to anyone looking to buy a home. Jordan Vreeland and his team are the people you need!
Ismael Irizarry
Sep 01, 2021
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Jordan waisted zero time responding to my request. I'm 100% in uncharted territory here. He was very patient with me and answered all my questions with out any sign of stress. Based on his services and knowledge Jordan is definitely someone I would do business with. Looking forward to the chance in the near future.
