Orion Dental

Every time you drive your vehicles, you are exposed to liability claims for personal injury or property damage due to an accident. Additionally, there is always the chance that one of your vehicles will be stolen, vandalized, or damaged. In any of these situations, your potential financial loss could be great.

You may need homeowner's insurance because your mortgage lender requires it. But, even if you own your home outright, you still need homeowners insurance to protect that which you can't afford to lose. It is really that simple.

All that hard work can go down the drain in a matter of minutes when, for example, a tornado devastates your house, a burglar robs and vandalizes your home while you're gone, your dog bites and severely injures a neighborhood child, a guest in your home is hospitalized after falling on your icy stairs, or a neighbor sues you for personal injury after your chimney topples over on his head.

Today, health care costs are high, and getting higher. Who will pay your bills if you have a serious accident or a major illness? You buy medical insurance for the same reason you buy other kinds of insurance, to protect yourself financially. With medical insurance, you protect yourself and your family in case you need medical care that could be very expensive.

Your ability to earn an income is the only asset you have that makes everything else possible. Most people spend a great deal of time, energy and money to acquire and insure homes, cars and other possessions. But, how long can they keep any of these assets if their income is interrupted for an extended period?

Much like home, health, and auto insurance, long term care insurance is available to help you protect yourself, your family, and your assets when financing long term care. Long term care insurance can pay for you or your loved ones' nursing home, assisted living, and home health care costs, which would otherwise be paid for out of pocket (by you or your spouse or children).