If so, you have come to the right place! As an Orlando mortgage expert, I am dedicated to providing you with the valuable real estate and mortgage financing information you need to make your mortgage process as enjoyable as possible! I will use the knowledge and expertise I have gained throughout my years of working in the mortgage industry to help you make educated, confident decisions about your home financing.
Whether you are purchasing a new home or looking to refinancing your existing Central Florida mortgage, you will find all the information you need within this website. If there is something you are looking for, but can't seem to find, please feel free to give me a call and I will be happy to provide you with the information you need!
Whether you are purchasing a new home or looking to refinancing your existing Central Florida mortgage, you will find all the information you need within this website. If there is something you are looking for, but can't seem to find, please feel free to give me a call and I will be happy to provide you with the information you need!
Services
Every client's situation is different and as much as we try, we know there is only so much information that can be found on our website in regards to your particular situation. If you are looking for more specifics about a certain topic, or have questions about anything you see, or don't see, on our website please don't hesitate to reach out to one of the knowledgeable Orlando mortgage brokers on our team to ask.
We know you have a lot of big decisions ahead of you as you start on your journey to owning your own home. We want to make sure that you have access to all the information you need to make educated decisions about the different aspects of the home buying journey. To help you save as much time and money as possible, we have begun creating a list of home buying resources for your convenience.
How much you can borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view. Before you start looking for a new home, you need to have an idea of how much you can afford to pay for a home. To find this out, you will need to take a closer look at your total monthly household income as well as the debts and regular monthly payments you are already making.
Calculate your monthly payment with applicable financial charges, PMI, hazard insurance, and property taxes. As you can see, your payment will vary depending on how much you will be borrowing, the interest rate, and the length of your loan. Other factors also need to be taken into consideration, such as your taxes, your insurance, and your PMI, all of which are included in your monthly house payment.
Is it financially better to buy a home or to rent? The answer to this question depends upon how much the home costs, how much you are paying for rent, and how much you will have to pay each year in order to maintain your home. If you were to pay $800.00 per month, for example, and the average rental payment increase was 4.000%, you would pay $51,996.70 in a 5 year period toward rent.
Reviews (11)
Joe Jones
Jun 20, 2021
Report
Jeff and his entire team were absolutely amazing!! They went well out of their way during every step of my mortgage and home buying process. Service was extremely prompt and very thorough. I enjoyed working with Jeff. I would never have been able to have accomplished this without his knowledge, expertise, care and thorough assistance. I will definitely be contacting Jeff in the future when I am ready for my next purchase, as well as recommending his fantastic services to all of my friends, family members and acquaintances. THANK YOU JEFF AND TEAM!!!
Yessica Martinez Seeman
Nov 21, 2020
Report
Jeff helped and guided through all the options I had to make sure I was able to buy a home for my mom. He was on top of everything and he always contacted me to let me know what was going on. He was absolutely amazing and honest. He was able to do two separate closings on a very short period of time to make everything work for me. My sister is now doing her refinance with him. I would recommend him to anyone and everyone.
Robert McManaway
Oct 15, 2020
Report
Getting a new home loan, or refinancing as we did later, can be a challenging adventure. Jeff Harper and his team made this a seamless effort, both in getting the required materials together [and in some cases even offering alternatives if there were problems], and by their top-quality effot to keep in touch and guide you along the way. Seamless, fast, best rates and confidence. I have found no better in over 40 years of buying homes. Thanks Jeff.
Corina Martinez
Jun 06, 2020
Report
Positive: Professionalism, Quality, Responsiveness
I refinanced my home with Jeff. Jeff is really knowledgeable, and he answers quickly. I had to call him at night to asked him some questions, he answered the phone, and helped me. I highly recommend him, he is professional, respectful, nice to talk to, and he will make all the processes really easy for you. 5 stars.
I refinanced my home with Jeff. Jeff is really knowledgeable, and he answers quickly. I had to call him at night to asked him some questions, he answered the phone, and helped me. I highly recommend him, he is professional, respectful, nice to talk to, and he will make all the processes really easy for you. 5 stars.
Aida Tellado
Sep 15, 2019
Report
We can't say enough for all of Jeff Harper help in purchasing our first home. His hand on approach to the financial steps and knowledge were reassuring, he would call us or text with updates, he even brought us our forms when our computer was down and we could not get our documents. We also appreciate the extra time he spend answering our question, so we can better understand what we needed to make the purchase happen. Jeff is very friendly and makes you feel comfortable talking with him. Jeff helped make the process of getting our home smooth, he is awesome and I would highly recommend him and
Jessica Torres
Oct 17, 2018
Report
They were phenomenal! Other lenders Were not willing to put in the work that was needed to make our loan happen. They made the process smooth from beginning to end. They explained everything to us in detail without hesitation. I don’t know if we would have ever been able to become homeowners if it weren’t for The Harper Mortage Team.
H. G.
Aug 31, 2018
Report
Jeff truly cares about his clients and does everything he can to help you. My spouse and I relocated from CA to FL and we called him based on a recommendation from another mortgage broker in CA. We had about 30 days to finance and find a house and move cross-country. Not only did he work with us remotely (everything- it was great!) but he was always aware of the time differential and sensitive to our schedules. He found us an amazing real estate agent and got us a super-fast pre-approval. Once our agent found our house, Jeff moved quickly to get everything done to finalize the loan, getting personally
Neil Norton
Aug 24, 2018
Report
Mari Espinal
Jan 05, 2018
Report
Patricia from Harper Mortgage played a great role in assisting us to get our home. We are humbly grateful for her hard work and dedication. Although she had many other clients, she sure managed to always make us feel as if we were the only clients. The support, assistance and hard work made the stress of purchasing a home a piece of cake. Thank you Harper Mortgage!
Donna Quillen
Sep 12, 2017
Report
Mr. Jones
May 12, 2017
Report
Jeff and his team did an amazing job! They helped us close on our house in just over 2 weeks!
1) Jeff was professional
2) Jeff could be reached any time we needed him
3) Jeff was extremely knowledgeable
4) Jeff got the job done under a time crunch and a hurricane!
I could go on but seriously, just go with the Harper Mortgage team and your mortgage process will be the easiest and quickest you will ever do. They're the right choice!
1) Jeff was professional
2) Jeff could be reached any time we needed him
3) Jeff was extremely knowledgeable
4) Jeff got the job done under a time crunch and a hurricane!
I could go on but seriously, just go with the Harper Mortgage team and your mortgage process will be the easiest and quickest you will ever do. They're the right choice!
