Mortgage Of Texas & Financial
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Mortgage Of Texas & Financial
Did you know you can put 5% down on a Conventional loan without PMI? Did you know that you can put 0% down and pay no mortgage insurance with a VA loan? Did you know that you can skip two monthly payments by refinancing to a lower rate? Did you know that Title fees are negotiable? Did you know that Texas has the 2nd largest veteran population in the US? Did you know that the seller can pay all of your closing costs?

Mortgage of Texas & Financial LLC was formed in 2011 as a full service residential and small commercial mortgage brokerage company with an emphasis on service, knowledge, and accuracy. The mortgage debacle of 2007 was avoidable yet we are all paying the consequences right now in one fashion or another.
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I have two beautiful children, Jacob and Caroline and recently married the love of my life LuAnn Stidham; which gave me an adorable stepdaughter, Megan. I love to speak Spanish but at best it comes out "SPANGLISH." And in the words of Eleanor Roosevelt, "No one can make you feel inferior without your consent."
The benchmark 10-year U.S. note yield rose to 2.88 percent before slipping to 2.82 percent Thursday, holding around multi-year highs. The initial move higher follows the release of strong jobless claims data. Weekly jobless claims hit a 45-year low, totaling 221,000. They fell from 230,000 in the previous week.
At Mortgage of Texas & Financial LLC, we are always trying to improve our service. If you would like to leave a testimonial or review of your business with us, please fill out the submission box below. Very busy after 9/11 on active duty while trying to close on our new retirement home and not getting much help from a major bank when Guy Stidham bails us out.
We would like to show our community heroes appreciation by offering special financing options to qualifying borrowers. We believe those who serve, protect, and fight for our community and country deserve benefits for their courage and sacrifice. With over 20 years of experience in the mortgage industry, we offer our borrowers expert knowledge in mortgage lending, with competitive rates and minimal fees.
So you're thinking about a Reverse Mortgage? You've come to the right place. A reverse mortgage is a type of loan available to homeowners, 62 years or older, that allows them to convert part of the equity in their home into cash. There are a number of differences between a forward mortgage and a reverse mortgage.
Reviews (10)
Kyle Cool
Kyle Cool
Jan 05, 2022
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Guy and Esther were extremely professional and responsive in helping us close on our second home. The advice is always on point. Guy does a great job catching any potential issues before they come up. When dealing with a home purchase you need a great realtor on your side and Guys team provide a winning combination with a great broker as well. Never buy a home without them.
Chase Fox
Chase Fox
Dec 06, 2021
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Positive: Professionalism, Responsiveness, Value
Guy has done my last 2 mortgage loans. I’d go back again definitely. Everyone I dealt with during my mortgage process was super professional and went out of their way to provide good service and a very fair deal. I can’t recommend this company highly enough.
Phil Delgado
Phil Delgado
Oct 23, 2021
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Positive: Professionalism, Quality
I've had the pleasure of working with Guy for years and it's clear he genuinely cares about each and every client and most importantly he cares about the type of home buying experience him and his team deliver. Esther, Sonia, Guy and the whole team are Pros!
Tony Palacios
Tony Palacios
Sep 24, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Very helpful, I highly recommend Guy & his staff if you are in the market for a new home!!!!
Ben Ernst
Ben Ernst
Aug 16, 2021
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Mortgage of Texas was amazing, beginning to end. They helped us through a difficult VA Loan process after a big national bank approved us and then changed their mind just a couple of weeks prior to closing! Guy and his team stepped in and still met the original deadline without requesting any extensions—still smh, not sure how they did it, but I’d recommend them to anyone. They can close VA Loans fast.
Matthew Retzloff
Matthew Retzloff
Apr 15, 2021
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Guy Stidham and his team are hands down, the team you want advocating for you in your new or refinance of a mortgage. He and his team did such a great job on my first/new mortgage, that I knew exactly where to go when I decided to move/purchase a new home later. Two refi's later, he is still the man to go to. Make your financing one less thing to stress over, you ill not regret it
Gisela Mercado
Gisela Mercado
Mar 23, 2021
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During my multiple moves around the country, the mortgage loan process for my home in SA, 4 yrs ago, was the best. That is why we contacted the company this time around to refinance the loan. This an amazing company to use when you are in the market for a home loan/refinance. Mr. Stidham III was very attentive to details and kept looking for the best interest rate until just prior to signing. They take the pain out of going through the process. I recommended their services to others and will do it again.
Derek French
Derek French
Nov 18, 2020
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Guy was amazing! Assisted us every step of the way. Couldn't ask for a more knowledgeable and friendly person to facilitate your mortgage needs. Best there is hands down.
Heather R.
Heather R.
Nov 02, 2020
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Mr. Guy and his team are professional, fast, beyond helpful and honest! My 1st experience buying a home in 2016 was full of stress and tribulations, but Mr. Guy and his team made it happen!!! Don't waste your time going anywhere else --- give Mortgage of Texas & Financial a call!!! I promise you will be glad you did.
Julia Thola
Julia Thola
Sep 05, 2020
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My husband and I bought our first home in July. We were intimidated by the process, but Mortgage of Texas made the experience pleasant and easy. Guy was available to answer any of our questions and offered me explanations in terms that were easy to understand. I truly felt as though he had our best interest in mind and I’m so grateful for that. Thanks!