Hotwire Auto Insurance-San Diego
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Hotwire Auto Insurance-San Diego
Hotwire Insurance Services is a broker insurance company specializing primarily in auto, commercial auto, and motorcycle insurance. We represent you, not the insurance company, so we tell you what the competition does not. Don't waste your time and money with big insurance companies. Our insurance products are A-rated and we provide the best customer service in the industry.

Our clients regularly save over 70% compared to their previous auto insurance. If you get two or three speeding tickets in a month or are convicted of a DUI or DWI, you are likely to be categorized as high-risk by any insurance company. You will almost certainly have to pay a higher premium for even the state minimum required amount of coverage, but you may also be required to obtain a SR-22 certificate.
Services
Our one and only mission is to provide you with the best insurance policies that fit your specific needs at the best price. Insurance is a tricky field, full of nuances and fine print. Our licensed agents are fully qualified to understand the ins and outs and advise you on the appropriate products at the most competitive price.
Don't just settle for the minimum coverage. As an independent auto insurance broker, Hotwire Insurance is uniquely equipped to find you a cheap auto insurance without compromising your protection. All across America, roads are crowded with cars, trucks, SUVs and other vehicles on a daily basis.

With so many people using the same stretches of road at high speeds, the chances of collision, weather-related accidents or other hazards befalling drivers is substantial.These incidents can be expensive for authorities to handle, so it should come as no surprise that most states require drivers to carry some form of auto insurance.
When you're out riding your motorcycle and enjoying beautiful weather and scenery, the least you need on your mind is worry about the costs of an accident, be it repairs or medical expenses in case of injury to you, your passenger or other people. Motocycle insurance can save average $300 per year as little as $75 a year no broker fees.
It is wise to carry a boat insurance for optimum personal and material protection. Even on land, your boat needs coverage. Hotwire Insurance Services helps you determine your needs and will find a cheap boat insurance. You'll enjoy the water even more if you're not worried about your safety and that of your passengers, not to mention protecting your investment.
Business owners have plenty of responsibilities. Making sure the company is financially protected from lawsuits is high-priority. That's where Hotwire Insurance Services can help, even more so with our small business insurance quote, when every dollar counts. Your business doesn't exist in a vacuum.
Reviews (12)
Neal S.
Neal S.
Oct 13, 2021
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Excellent service. Tai calls back right away and gives the lowest prices that i've seen in buying auto insurance since 1970.
Lp P.
Lp P.
Jan 22, 2020
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Always great service. Have used their services for 2-3 years now and they are always very helpful, patient and respectful. Finding reasonably priced insurance for young drivers is tough, but the agents here have always been able to set me up with affordable and reliable insurance. Thank you- Ligia
Daphne B.
Daphne B.
Oct 11, 2019
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I've been insured by them since I got my license, super helpful every time I have a question About my policy, they look for my best interest and what works best for me money wise, bilingual service as well give them a call and find by yourself
Leila F.
Leila F.
Sep 22, 2016
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These guys are awesome! They spent time to make sure that my husband received the proper coverage for his commercial insurance. They also helped us save $80 a month by splitting our insurance and finding the best deal for us by running all the discounts and comparing them. So thankful for these guys. They're polite and patient. Happy to write the review!!!
Moe J.
Moe J.
Jun 18, 2016
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When I was 16 years old I called a few insurance insurance companies for a quote and I got few quotes from few other services and the best rate they found me was 200 a month for insurance. Seriously 200 a month.
So I found hotwire and they saved the day. They got me covered for 100 dollars a month. Ever since I've been 16 I've been using this service. It's been 7 years now that I've been doing business with this service. Thanks sumi, tai and Oscar for your excellent service.
GinaMarie P.
GinaMarie P.
Sep 12, 2015
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Two guys, small office. The best personalities. I understand that insurance is pretty cut and dry. These two guys in the office create a relaxed customer friendly atmosphere that actually made this monotony bare able. To me that's a big plus in a world of over zealous politically correct professionals who forget to treat customers like people. Bravo HotWire!
Sei N.
Sei N.
Mar 09, 2015
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Great Service from our guy Sumy. He's the man with the plan. We got hooked up with 2 cars on a policy that ended up saving me nearly $150 a year, for the same coverage I had before.. I'm going to recommend their services to friends and family with ease. Thanks Sumy!

From Kalin & Rebecca
Nicolas B.
Nicolas B.
Oct 08, 2014
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Sumy- is very knowledgeable and hardworking. He truly cares about his clients needs and looks to build long lasting relationships. He's always accessible if you have questions or concerns.He's also very innovative with technology and allows you to service your policy with his own app. I would definitely recommend him for all of your insurance needs.
Sade G.
Sade G.
Jul 24, 2014
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I usually dread having to deal with insurance companies, but I got a fast and easy quote over the phone with Hotwire Auto Insurance. I AM so happy I found this place! Sumy was very friendly and helpful! Thanks to him I am saving lots of money! :) I will continue to use this company and highly recommend to others who need affordable auto insurance :)
Ross W.
Ross W.
Jun 16, 2014
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Just got some insurance through Hotwire and I got awesome service. My agent, Sumy was knowledgable, friendly and fast. Highly recommend using them go get a quick quote and a great rate!
Jessa B.
Jessa B.
Oct 14, 2013
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Once I'm able to, I'm jumping ship.

If someone could clear up how an employee could misinform me about my monthly payment last month and all of a sudden "flip the script" on me this month and charge me an extra friggin' leg, that would be great.

2 stars ONLY because I've had decent service up until now. Otherwise I would have given 1.
Blake U.
Blake U.
Jun 18, 2012
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Amazing service! Twas fast and waaayyy cheaper than some of the places i was looking at!