Laguna Beach Capital Credit
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At Laguna Beach Capital Credit we believe that your credit history should never get in between you and the car you deserve. Our specialty is financing the underserved credit challenged customer. In almost every lending situation WE ARE THE DIRECT LENDER. We make the credit decisions with our own money.

So regardless of your credit history we will always strive to seek the most flexible financing solutions that you can afford. Laguna Beach Capital Credit strives to treat our customers with respect and understanding. We understand that our customers are not just a FICO score or an account number, they are people and they deserve the most professional and courteous service we can provide.
Reviews (2)
Lindsey Harris
Lindsey Harris
Jul 22, 2017
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Got a terrific deal at Laguna Beach Capital Credit even with my bad credit. I worked with Jane and Michael who gave me a great deal on a car too. Love the professionalism and transparency! I am so happy to be treated with such respect because of my bad credit situation. Thank you so much!!
Tracy Bates
Tracy Bates
Jul 17, 2017
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Thank you Laguna Beach Motorcars and Laguna Beach Capital Credit!!! I have a really low credit score (510) and Laguna Beach Capital Credit were the only ones that would help me. Michael Ross got me financed and bought my car all in the same place. I even used my beat up old car for most of the down payment. And it was so much cheaper than Carmax. Thank you again guys!!