Oklahoma's Credit Union
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Oklahoma's Credit Union
OKCU has been so great and has always worked hard to get us the loans we need, when it seemed impossible you made it possible! Thank you so much for years of satisfaction. When I was concerned about my credit score, a loan officer sat down and explained how credit worked and what to do to help raise my score.

OKCU offered the best interest rates when we refinanced our house! We were able to cut our interest rate and term on our loan in half without even coming into the office! Everyone here is fantastic, the service is amazing. The interest rates are great, and I actually feel that I am getting somewhere with my payments, instead of paying interest.
Services
Before you head to one of our branches, did you know you can apply for a loan or open a new account over the phone? You never have to step foot in the branch unless you just want to see our smiling faces. Looking for hours of operations, address, special services or phone number for a specific branch?
We offer many different ways for you to manage your money, including the contactless methods listed below. Find what's most convenient for you and your needs. If you have a disability and need a more accessible way to manage your money, call or text us so we may provide an alternate plan that works for you.
Get from point A to B with more money in your pocket. With rates starting at 1.75% APR*, now is the perfect time for the car you've had your eye on. Rate is determined by individual credit history, repayment term, and underwriting policies. Max term 60 months. Stated rate includes automatic payments discount.
Whether you're paying a friend, making a transfer or using Bill Pay, Digital Banking allows you to move your money where you need it. Need to pay the babysitter, a housekeeper or your bestie? Similar to Venmo and Cash App, you can use Digital Banking to send a payment to anyone, even if they're not a member at OKCU.
Easily add accounts from other banks or credit unions to view in the financial tools. Whether you have checking accounts, savings accounts, loans or credit cards with other financial institutions, you can sync them with Digital Banking. This allows you to see your full financial picture, regardless of where the account was opened.
Reviews (10)
Mike Co
Mike Co
Nov 05, 2021
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I feel let down! That after many years and multiple loans paid off. They would not approve a small loan! I have always been treated fairly until now. Loyalty to One Bank doesn't mean what it used to !
Jennie Hill
Jennie Hill
Sep 12, 2021
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Worst experience with a bank. No customer protections. DO NOT RECOMMEND. PLENTY OF OTHER BANKS TO USE DO NOT GO HERE! HORRIBLE CUSTOMER SERVICE WHEN THERE IS A ISSUE!
Lisa Huffhines
Lisa Huffhines
Aug 31, 2021
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I only gave this financial institution a one star is because I was given choice of negative 5....I have had the absolute worse experience with no call backs after leaving voice mails..no answers to questions because of lack of knowledge and days to get back to me with answers that weren't helpful or needed more time to find answers. Did everything they said I needed to do and in the end didn't need any of it because your Institution disregarded such items/documents. Would not or ever will recommend.
Jim Ladd
Jim Ladd
Aug 19, 2021
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Horrible bank. First started sending letters after getting a car loan saying I was not insured. However I was. I called many times and was told not to worry I was good. Then they put insurance on my note. Then they send my title to a dealership by mistake ( instead of sending it to me). 4 months goes by with me actively calling about the title like the insurance situation. Finally last Friday they tell me to come get a copy and file for lost title because the know my vehicle was impounded due to no registration. Show up to get copy and low and behold it’s the original title. Now they say I am
Ranae Kilpatrick
Ranae Kilpatrick
Nov 21, 2019
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So I was told that OECU helps state employees and I went in to apply for what they call a lifestyle loan which would’ve been a debt consolidation for me. I have loans that are out which are Signature Loan‘s but in order for me to be approved with the credit union I have to have a significant amount of collateral or a cosigner. I don’t understand when you see I’m paying out over $1000 a month In signature loans that I could definitely afford the credit union monthly payment and I would’ve had the monthly payment deducted from my account and therefore wouldn’t ever be late on payments
Deborah Piccin
Deborah Piccin
Jul 27, 2019
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Tim was my loan officer. He was great! I was looking for a financial institution to finance a vehicle. I applied in the morning and went to pick up my vehicle before 5pm. I applied over the phone. And sign the papers electronically through email. I tried 3 other financial institutions all of which turned me down for a vehicle loan. I would definitely recommend Oklahoma's Credit Union to anyone looking for a loan. Thank you
Vicki Mansell
Vicki Mansell
Dec 26, 2017
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OKC (OECU) Oklahoma City on North Lincoln, has always been my favorite banking institution and is now even more so after moving my mortgage over to them. The process was fast and easy and they haven't missed a beat in following through. I am so proud to be associated with OKCU via my banking needs. I trust them and have much respect for their ethical and professional attention to detail.
Tj Robinson
Tj Robinson
Dec 19, 2017
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We have always had very good experiences with OECU. Our loan office was Melissa Hoffman. She has helped us on other loans in the past, and she is always very knowledgeable, professional and reachable. I will continue to do business with OECU because everyone I have encountered is very nice and helpful.
Rafael Perez
Rafael Perez
Aug 30, 2017
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We purchased our car with them 3 years ago. They were the only financial place at a big dealership that took a risk with us be a use of our credit scores. We paid it off and purchased another that day the finance company the dealership wanted us to go with interest was to high. So the manager at oecu told us she could save us 3.5% on interest. She fought for us while we were there called the loan underwriters she plead our case and great payment history and bam she hooked us up our payment is going to be 70 dollars cheaper a month with all the extra warranty,gap coverage.
J. C.
J. C.
Jul 28, 2017
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My loan officer Liz was really pretty terrific followed up consistently through the home loan process. Even my Real estate agent complimented her. The Credit Union itself is a little onerous and a bit high on some of their cost's but all in all it was an easy process.