Close on a Signature Loan in October and your name will go into a drawing for a chance to win a $250 gift certificate from Shelby County Federal Credit Union! Your SCFCU Mobile Banking app allows you to deposit checks safely and from anywhere with your smartphone! Just download the Mobile Banking app, sign your check, take a photo of the front and back of the check, and hit send!
Residents of DeSoto County are now eligible for membership in Shelby County Federal Credit Union! Members receive great rates on loans, free online and mobile banking, member discounts, and a full menu of financial services! Joining is easy. Just bring 2 forms of ID and your $25 joining fee to a location near you.
Residents of DeSoto County are now eligible for membership in Shelby County Federal Credit Union! Members receive great rates on loans, free online and mobile banking, member discounts, and a full menu of financial services! Joining is easy. Just bring 2 forms of ID and your $25 joining fee to a location near you.
Services
Your Savings Federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Govt. Electronic mail on this site is not secure, and confidential or personal information should not be communicated in this manner.
Shelby County Federal Credit Union services more than 10,000 members who live, work, worship or attend school in Shelby County and DeSoto County, MS. We are a competitive, full-service financial institution that works with our members to help them meet financial goals through many member benefits, savings and checking accounts, loan options, financial planning, payroll deductions and direct deposits, and more.
You are never too young to start saving money and planning for tomorrow! Learning the value of good money management skills is one of the "Keys to Success" in today's financial world. Your credit union wants you to learn how to be responsible for your own money and wants to help you reach your financial goals.
Shelby County Federal Credit Union is pleased to offer our members risk-based pricing, allowing us to become the lender of choice to all members by offering the best possible rates based upon each individual's credit history. The amount a member may borrow depends on the credit rating qualifications and guidelines established by the Board of Directors.
Our Vehicle Loans offer highly competitive rates and include 100% financing of costs associated with your car purchase including tax, title and tags. For those who pay loans early, there is no prepayment penalty - you pay interest only on the outstanding balance.
We allow you to shop at any Dealership in the Tri-State Area which includes Arkansas, Mississippi, and Tennessee, or if the auto can be transferred from outside the Tri-State Area through a dealership like AutoNation or Carmax.SCFCU has the right to not use certain dealerships. We can make it easy to pay your loans through convenient payroll deduction or automatic transfer from any of your other credit union accounts.
We allow you to shop at any Dealership in the Tri-State Area which includes Arkansas, Mississippi, and Tennessee, or if the auto can be transferred from outside the Tri-State Area through a dealership like AutoNation or Carmax.SCFCU has the right to not use certain dealerships. We can make it easy to pay your loans through convenient payroll deduction or automatic transfer from any of your other credit union accounts.
Reviews (9)
Angela Timmons
Jan 19, 2022
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NoPamela McCann
Oct 15, 2021
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I Thank God for Shelby county Credit Union. They Are Friendly and They all love to help you. I have been a student for five years In Law . I am a future Esquire and Shelby county credit union. Has been there for me Since My Mother Pass away. They have told me to pay my bills and Keep on track. They all Have Been there for Me. When I Graduate I will be there for All of them too. This is in Memory of Mrs. B Bernice Wells former Shelby county worker. Memphis Tennessee.
Ny
Mar 16, 2021
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It amazing when your bankcard (debit) has been lost, stolen or compromised and you have to request a new card, it takes
7-10 to business days to get a new card at this bank/credit union. You can go to MOST bank institutions and they will replace the card the same day. Most people pay their bills through their bankcard (debit) and order things online with their bankcard (debit). Then when you call the credit union, someone may have an attitude or appears not to care about helping you. Whatever method they are using to take so long to get you a new card or print one, they should change it ASAP.
7-10 to business days to get a new card at this bank/credit union. You can go to MOST bank institutions and they will replace the card the same day. Most people pay their bills through their bankcard (debit) and order things online with their bankcard (debit). Then when you call the credit union, someone may have an attitude or appears not to care about helping you. Whatever method they are using to take so long to get you a new card or print one, they should change it ASAP.
L. Early
Dec 16, 2020
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I have been a member since I was a child. I have had an account with them for more than 25 years. The service has changed over the years especially when a lot of the other workers started retiring back in 2009 and later. I have contemplated many times about moving all of my money to another bank due to the length of time it takes to receive direct deposits, reaching someone sometimes, and amongst other reasons of seeing how it has changed over the years with service. I do like being a member with SCCU since I have had my account for so long.
For anyone looking to open a bank account, below are
For anyone looking to open a bank account, below are
Peggy Dobbins
Nov 24, 2020
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Marcus Polk
Jun 30, 2020
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Been with Shelby County Employees CU since 2000. I've had numerous auto loans through them and two signature loans over the years. The value of long standing clients such as myself has fallen significantly. Applied for a $6500 loan to keep my credit score steady and make home improvements. I was denied due a $402 AT&T Mobility discrepancy on my credit report that was disputed and removed thanks to Lexington Law. At the time, my credit score was 718 with Trans Union and 763 with Equifax. Hadn't missed a payment across the board in any loan, in 18 years. The loan officer noticed that my vehicle was
Rubie Thornton
Jul 07, 2019
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Meka B.
Aug 11, 2017
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So out of date, unorganized & untrained. One person tell you one thing & another person tells you something totally opposite. Initially (8 years ago) I enjoyed banking there & now (since I relocated) everything is a hassle. Also, when I actually went into the credit union they were so dark, dry & unhappy. Lastly, having only 2 locations were inconvenient as well, even though they have co-op locations.
Onyx
Aug 08, 2016
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They are way behind the times with technology which makes banking with them inconvenient. And like everyone else said, they never answer the phones in a timely manner. They also won't cash a check for you if you don't have the money to cover it in your account, instead they put your money on hold for 5 days or longer which can pose a problem for a lot of people. While this is understandable with personal checks, payroll checks should be an exception. The only reason I bank with them is for the free checking.
