To provide the highest quality of personal financial services in a friendly, professional manner; to encourage savings and the wise use of credit; to increase the knowledge and ability of our members to manage and control their finances.
This includes spouses of persons who have passed away while within the field of membership of this credit union, persons retired as pensioners or annuitants from the above employment, and members of the immediate family or household of the above field of membership.A credit union is a member-owned, not-for-profit cooperative that is owned, managed, and utilized by its member-owners.
This includes spouses of persons who have passed away while within the field of membership of this credit union, persons retired as pensioners or annuitants from the above employment, and members of the immediate family or household of the above field of membership.A credit union is a member-owned, not-for-profit cooperative that is owned, managed, and utilized by its member-owners.
Services
Certificates are offered in 6 to 42-month terms. Dividends may be transferred to a Checking or Savings account; withdrawn without penalty at Certificate maturity; and/or automatically mailed to you in a monthly check form. For more information, contact our Member Service Center at 901-321-1200 or toll-free 877-825-3180.
An Individual Retirement Account (IRA) is a great way to save money and supplement your retirement income! IRAs offer tax advantages that can help you now and later. IRAs can be opened in the form of a Savings or Certificate Account. We offer three types of IRAs: Traditional, Roth, and Coverdell ESA.
We all make mistakes. With our Overdraft Privileges / Courtesy Pay Program, qualified* members can save money and avoid the embarrassment of returned checks, declined debit card purchases, and electronic funds transfers. New Checking accounts opened 60 days or more may have a $600 Overdraft / Courtesy Pay limit, including fees.
We offer a variety of products and services to help members of all ages save for the future. Join Memphis City Employees Credit Union by opening a Savings / Share Account with a minimum deposit of $5. At the MCECU we pay you dividends on your account no matter what the balance is! You never have to worry about a monthly service charge either - we encourage you and your family members to save with us!
By submitting this loan request, you agree that the information is correct to the best of your knowledge. You also agree to notify us of any changes to your name, address or employment. ATTENTION MEMBERS: Due to the HIGH NUMBER of HOLIDAY LOAN APPLICATIONS we are receiving, it may take up to 48 HOURS for you application to BE PROCESSED.
Reviews (2)
Shawn Bigham
Aug 23, 2020
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Recently used Memphis Employees Credit Union to finance a vehicle for one of their customers. I can not praise them enough, especially Gabrielle Ordonez. She was a pleasure to work with and made everything smooth and easy. Would recommend her and this business to anyone. She is an asset to the company and to their members. Thank you, Gabrielle.
Dana Dowdy
Jun 29, 2018
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