Diane Fry of Fairway Independent Mortgage Corporation in Lawrence, Kansas, is committed to taking great care of people who are looking to buy or refinance a home. Diane started in banking in 1979 and has specialized in the mortgage business since 1997. Diane joined Fairway in 2012 and has been a member of Fairway's Chairman's Club every year from 2013-2019.
This designation is awarded to the top-producing loan officers at Fairway based on the number of loans and/or loan volume. Fairway recognized Diane as a Platinum Club recipient in 2018. This designation is awarded to the top individual loan originator at Fairway based on the number of loans originated.
This designation is awarded to the top-producing loan officers at Fairway based on the number of loans and/or loan volume. Fairway recognized Diane as a Platinum Club recipient in 2018. This designation is awarded to the top individual loan originator at Fairway based on the number of loans originated.
Services
Buying a home is one of the biggest financial decisions a person can make and it is important to trust a Mortgage Planner to help you with the process. Mortgage Planners at Fairway Independent Mortgage Corporation take the time to listen to your overall financial goals and dreams of homeownership, and then work with you to put together the best loan program for you.
Refinancing is the process of obtaining a new mortgage in an effort to reduce monthly payments*, lower your interest rates, take cash out of your home for large purchases, or change mortgage companies. Most people refinance when they have equity on their home, which is the difference between the amount owed to the mortgage company and the value of the home.
2. I will look at your overall financial picture and talk to you about your goals for the future to find the loan that is right for you. There are many loans and programs that might be best for you. When we meet and talk about your financial objectives, we will determine which program is best suited for your needs.
If you are planning to borrow $510,400 or less for a single-family home, you should be looking into a conforming conventional loan. Conventional conforming loans are not made by a government entity, like FHA and VA loans, but instead follow the guidelines set forth by Fannie Mae and Freddie Mac.
These established guidelines usually call for a minimum credit score, certain income requirements, and a minimum down payment (generally between 3% and 20%).Conventional home mortgage loans have either fixed or adjustable rates. A fixed-rate mortgage means that your monthly mortgage payment remains the same for the life of the loan, and typically has a term of 15 or 30 years.
These established guidelines usually call for a minimum credit score, certain income requirements, and a minimum down payment (generally between 3% and 20%).Conventional home mortgage loans have either fixed or adjustable rates. A fixed-rate mortgage means that your monthly mortgage payment remains the same for the life of the loan, and typically has a term of 15 or 30 years.
If you have credit challenges, an FHA loan may be the right answer for you, especially if you have been through a foreclosure or bankruptcy. These loans usually have higher debt ratio allowances, which can make a difference when you have steady income but have debt from college loans, credit cards, etc.
Reviews (2)
Laura B.
Sep 29, 2020
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Diane and her team at Fairway were wonderful to work with, from pre-approval to close. Friendly, prompt, professional, competent. I felt secure that the loan process was moving through correctly. We had a last minute issue on our end, and they pulled together to help me resolve and still close on time!
They offered the personalized service I was looking for. 100% recommend.
They offered the personalized service I was looking for. 100% recommend.
Greg T.
Nov 25, 2017
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In this crazy real estate market, you need a lender who is on board and there for you when you need things from them... Diane and Alise apparently work all the time. Having people who really care and work after-hours and weekends to make sure you have answers (and paperwork) handy isn't something I generally expect from a lender. Pair that with really good rates and service makes choosing Fairway an easy choice for us. We have closed a handful of local Lawrence mortgages with them and will continue to use them as the need arises again the future. I can't say enough nice things about them
