JS Downey Insurance Service
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JS Downey Insurance Service
JS Downey Insurance Service has been partnering with San Diego clients since 1924 helping them find affordable insurance for their personal & business needs. Being a great insurance broker is about more than just providing insurance quotes. Our long history of providing GREAT service to our clients is the reason why our clients choose to stay with us over the years.

We keep our clients up to date on legislation that affects their personal and business lines of insurance. Our job is to serve our clients and help them find the best coverage tailored to their needs. We offer all lines of insurance and give our clients the opportunity to compare their insurance plans with other insurance carriers.
Services
Serving clients in San Diego and all of California since 1924 by providing all lines of insurance for families and businesses. Steve has helped my family and I enroll in Covered California and responds so quickly with any questions I may have. Super helpful and I've recommended him in the past to our friends, who have also mentioned how quick and easy it was working with him.
JS Downey Insurance Service strives to stay ahead of the ever-changing insurance landscape, and that includes the burgeoning cannabis industry. Since recreational cannabis operations started in Colorado in 2014, our specialist brokers have become experts in risk management for all types of cannabis related operations.
JS Downey Insurance Service strives to stay ahead of the ever-changing insurance landscape, and that includes specialty transportation for hazmat and long haul operations. From crude oil haulers to reefer units, it's our goal to make sure all applicable lines of coverages are explained and offered in as straight-forward and easy to understand manner as possible.
Reviews (9)
Jim Boyd
Jim Boyd
Jun 15, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Total quality and class organization. I never have to worry.
Sam Reich
Sam Reich
Feb 19, 2021
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I needed new health insurance because my premium was increasing. I called Mike Freeman and he was wonderful in helping me find new coverage. He put in extra time and thought into my situation and circumstances, and was able to find me better premiums, even when it seemed impossible!! I would highly recommend him for anyone who wants someone who is excellent at his job and will work hard to help you find the best insurance plan available!!
Sally Jahries
Sally Jahries
Feb 13, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Marilyn is very knowledgable in medicare issues. She helped us find good supplements.shes very friendly takes all the time you need , very patient.
Amanda V.
Amanda V.
Nov 30, 2020
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Steve has helped my family and I enroll in Covered California and responds so quickly with any question I may have. Super helpful and I've recommended him in the past to our friends, which they've also mentioned also how quick and easy it was working with him.
Makani Mission
Makani Mission
Oct 08, 2020
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Critical: Professionalism
Buyer beware. This business is a total Sham. Downey himself is completely unprofessional and not on the up and up. Have nothing to do with him or this business.
Salina Bastos
Salina Bastos
Nov 23, 2018
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Steve always makes sure I have the coverage I need, without the stress or feeling that I'm paying extra for something I don't need! He is so prompt with replies, easy to talk to and does all the research and hard work, allowing me to stay relaxed. I have complete confidence in the Downey Family, and can honestly say Steve is the best insurance agent I have ever had the pleasure of working with. I would definitely recommend for any and all insurance needs.
Devon Davison
Devon Davison
Nov 09, 2018
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My first introduction to Steve Downey was through my parents, who were faithful clients of his. He handled all their insurance needs (and still does to this day!), so when it was time for me to obtain my own coverage, there was never any question of going anywhere else. So, I guess I could be considered a "legacy client", and for good reason. Downey Insurance has done a spectacular job of providing both generations of my family with top notch, yet affordable insurance products. We have purchased health, automobile and home policies, as well as a myriad of business insurance, and Steve's excellent
Megan D.
Megan D.
Jan 30, 2016
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I was dreading getting health insurance once I knew that I was going to be cut off by my work plan. I had heard of Steve Downey from a close friend. I thought I would just give him a call to see how difficult it was going to be. I couldn't have felt more comfortable and relieved then when I was talking to him. I am young and haven't had much experience with insurance but he was never pushy and made time for me and all my questions. In no time at all I was signed up with a plan that I was happy with. Steve is someone that I would recommend to anyone 100% and I have become his number one
C. P.
C. P.
Jun 11, 2015
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I desperately needed help figuring out all the Medicare Supplemental options. I turned to Marilyn Jones at J.S. Downey for advice and she made it so easy to choose and sign up for the perfect plans for my needs and budget. She was quick to return phone calls and emails and followed up with me every step of the way. I highly recommend their agency if you're looking for professionals with integrity and wonderful customer service. It doesn't get better than this.