If you dream about a new home with modern design, amenities, and low maintenance, then you owe it to yourself to learn about a powerful alternative to using traditional financing or paying cash to purchase your next home. Imagine moving into a new neighborhood close to friends and family, with walking paths, a clubhouse, and neighbors just like you.and doing all of this while retaining a large portion of your life savings.
You're about to discover a little-known strategy that middle income and affluent Boomers like you have been using since 2009 to purchase their dream home. Introducing the Home Equity Conversion Mortgage for Purchase Program, or H4P Program for short.
You're about to discover a little-known strategy that middle income and affluent Boomers like you have been using since 2009 to purchase their dream home. Introducing the Home Equity Conversion Mortgage for Purchase Program, or H4P Program for short.
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A Toledo, Ohio native with a knack for launching startup businesses, Ann Marie Stemen is an author, speaker, Home Equity Conversion Mortgage Expert, and a sought-after TV & Radio guest. Featured on NBC4, and in The Columbus Dispatch as a Boomer market influencer, she's also worked with Jeff Shore, the nation's top sales trainer to the home building industry.
Down payment is determined by three factors: age of the youngest borrower, the purchase price of the home, and current interest rate. The closing costs are similar to a regular FHA mortgage. 2% of the appraised value of the home is paid at closing to satisfy the up-front mortgage insurance premium payment.
During a recent conversation with a successful Real Estate Broker a disturbing fact was revealed. The Broker stated one of the primary reasons they don't do more business with me is because our Home Equity Conversion Mortgage for Purchase Program (H4P Program) is confusing. The lending industry uses a lot of specialized words, but there really isn't anything mysterious or complicated about what those words mean.
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