John Lofano is your premier mortgage expert located in Saratoga, California, and servicing all of the Bay Area, Silicon Valley, and all of California. He prides himself on offering some of the lowest rates nationwide and in making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Bay Area and throughout California.
Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, John can help you take that first step toward a financial solution.
Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, John can help you take that first step toward a financial solution.
Services
John Lofano is committed to providing his clients with the highest quality financial services combined with the lowest rates available in your area. John works with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt, let John help you find the right loan program at the lowest rate no matter what your needs are.John's goal at LoansOnTheWeb. Com is to create lasting relationships with each and every client and to continue providing them excellent service for many years to come.
Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt, let John help you find the right loan program at the lowest rate no matter what your needs are.John's goal at LoansOnTheWeb. Com is to create lasting relationships with each and every client and to continue providing them excellent service for many years to come.
I will gladly take your application over the phone and assist you with any questions you may have. If you already own any real estate, a copy of most recent mortgage statement, property tax bill and homeowners insurance statement for each property owned. Also a copy of the rental or lease agreement for any properties currently rented.
Government-backed loans often appeal to buyers who might not have perfect credit or who have limited down payment availability. These types of loans are limited to specific amounts depending on the program. Conventional loans often appeal to buyers with stronger credit and income or buyers who need a higher loan amount.
Jumbo loans are a valuable option for borrowers looking to purchase more expensive homes, second homes, investment properties, and more in California. Many of today's most popular mortgages are restricted to certain amounts. Anyone interested in a loan that exceeds the limits of these loan programs will need to consider other options such as the jumbo loan.
The Federal Housing Administration (FHA) was established as part of the National Housing Act of 1934 and later became part of the Department of Housing and Urban Development (HUD) in 1965. The goal of the FHA is to improve the housing market and protect lenders from borrower default. The FHA has become the largest insurer of mortgages in the world, having insured over 34 million mortgages since its establishment.
Reviews (1)
Wayne Wersal
Oct 30, 2016
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