B.H. Gold Insurance Agency
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B.H. Gold Insurance Agency
At B.H. Gold Insurance Agency, our financial expertise can help you better manage and budget your business expenditures. You should know where every penny is going; otherwise, you'll have no idea where you stand from month to month. You have a number of policies that protect the precious facets of your life.

Home, auto, life - you have all your bases covered. Now, if you haven't considered it before, you may want to consider it now: combining your policies. At B.H. Gold we represent and partner with companies that provide regional and national coverage.
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Established in 1986, B.H. Gold is one of the nation's leading insurance agencies. Customer care is our primary focus as we help you meet your insurance needs in 43 states throughout the country. We specialize in many types of insurance including home, auto, life, business and workers compensation insurance.
One of the most import things you can do when it comes to preserving your happiness is actively maintain your security. Feeling confident that you are properly insured to protect you, your family, your business, and your way of life can be easy when you partner with the right agency.

Whether you are considering new coverage, reevaluating your current policy or seeking a new insurance agency here are four important questions every insurance customer should ask themselves.Question #1: Have either you or your current agent been putting off completing a comprehensive review of your existing insurance policies?
Regardless of your insurance needs, B.H. Gold Insurance Agency is dedicated to matching your needs to the most comprehensive and affordable coverages available on the market today. At B.H. Gold we understand the importance of family, business and lifestyle. It is our goal to provide our clients the same safety, security and confidence we want for our own families, which is why we consider our clients part of our company's family.
Our growth is based upon dedication to quality insurance products, top-notch personnel, resourceful problem solving and superior client service. If you are interested in one of the following opportunities, please email your resume to us at resume@bhgold.com or contact our human resources department at 858-578-0020.
Reviews (24)
Kevin Borzenski
Kevin Borzenski
Sep 07, 2021
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Positive: Professionalism, Responsiveness
The team at BH Gold couldn't have been more valuable in breaking down the details of the quote. From being highly responsive to emails and providing opportunities for personal phone calls to explain anything, I feel confident in my protection after purchasing through them. Thanks especially to Erin!
Kiersten Eckstrom
Kiersten Eckstrom
Sep 06, 2021
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Positive: Professionalism, Quality, Responsiveness
We use BH Gold Insurance almost exclusively for all of our HOA Master Policies. They are knowledgeable, responsive, consistently find the best rates for the best possible coverage, and Erin Burns is a delight to work with! Highly recommend.
Stella Ha
Stella Ha
Sep 04, 2021
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Matt and Erin are the best people that I have ever worked with. They respond inquiries, or questions very promptly and roll up their sleeves to help on any glitches and conflicts with insurance company. I am very impressed how they handle all the customers needs. I recommend B.H. Gold Insurance Agency as your primary business insurance partner! You will never regret!!
Paige Dougherty
Paige Dougherty
Aug 25, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Erin has been such a great agent to work with over the years! SUPER knowledgeable and even more helpful!
Shelly O.
Shelly O.
Jul 24, 2020
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BH Gold has been amazing! Joalena is my agent, and she is knowledgeable, responsive, and super friendly. Even with my many, many, many questions over the last year as both my daughters started driving. Highly recommend BH Gold and specifically Joalena!!
Dale Douglas
Dale Douglas
Dec 31, 2019
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Been using the for my insurance needs for years. They're fantastic! I'll go to no other!
Blanca P.
Blanca P.
Sep 11, 2018
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In over 50 years of driving and of having renter or homeowner insurance I have dealt with quite a few insurance agencies. BH Gold is as good as it gets. They represent several insurers and work to find the least expensive policy for the coverage that you need. And if you need service,they are great, I have even had them nudge the insurance company along to get things done.
Michael M.
Michael M.
Jan 17, 2018
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Encompass Insurance (an Allstate Insurance subsidiary) provided my family with an all-inclusive (auto, home, rental apartment, earthquake, liability umbrella) insurance package for nearly 30 years. BH Gold Insurance was my agent for much of this time.

Four months ago a BH Gold agent, told me Encompass would not insure my apartment dwelling for short-term rentals. This was news to me because there was nothing in my policy with this exclusion. I called and emailed BH Gold multiple times requesting a copy of the Encompass endorsement describing the exclusion of short-term apartment rentals from
Raquel D.
Raquel D.
Mar 31, 2017
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As an Insurance Professional myself, I can't express how impressed I was with Brandi F.'s knowledge and outstanding customer service!

She was incredibly responsive and answered all my policy & claim questions quickly and with ease. Would highly recommend her & BH Gold for your personal insurance needs!
Heather H.
Heather H.
Mar 31, 2017
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Have to always keep updating my 5 stars for these guys. The other day my insurance had expired due to my own fault of forgetting (again) and they called me and saved my bum from not having any. Best insurance company in my opinion, on this planet Best best. They took care of me all the way through my husbands passing til today with me finally getting back up on my feet. Good people/Good Company. THANK YOU GUYS. My husband also used them for many years with same happiness level as me.
Ryan I.
Ryan I.
Jan 24, 2017
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I've been insuring with BH Gold for more than eight years and I have no intentions of ever leaving. Outstanding company with a great attitude and a masterful understanding of their field. I have lived in three different states since I first used BH Gold, and they have deftly negotiated the policy changes and nuances from state to state. Outstanding! Highly recommend.
Jason J.
Jason J.
Dec 23, 2016
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Stay away from this insurance company. Their rates are way to high. They tried to triple our rates, like overnight. I spoke with Melissa and she was argumentative. After receiving notifications of these absurd rate increases, I immediately switched companies and saved like more than half of what they tried to exhort out of me. To make matters worse, they then sent me a bill for over $500 dollars even though the policy was still in force at the time of cancellation. Clearly this company tries to prey on the weak and unassuming. Do your self a favor, become an informed consumer and shop, you will
Lynden K.
Lynden K.
Aug 17, 2016
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AWESOME! Wonderful help, informative, cost effective, answers their phone immediately. Handles our auto, home & earthquake. 5 stars!!
Kevin K.
Kevin K.
Aug 05, 2016
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We have had multiple policies with B.H. Gold for many years. Always get solid, independent advice on policy type and vendor with best product & price. Brandi and the whole team are extremely responsive to policy questions and providing needed documentation. Nice to have one call for a variety of insurance needs.
Jj L.
Jj L.
Mar 23, 2015
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This agency creates an easy of doing business, when transferring over your coverage to a new policy it can seem over whelming and become a hassle but not with BH Gold. Mindy took the time to explain my coverages and explain why you don't want state minimum auto coverage, I had no clue I was so underinsured. She made it very easy to change my policy to them and I feel better knowing I have better coverage. The agents here are always willing to help and have a GREAT attitude, they get back to me when they say they will, I don't have to call and follow up because I can trust that what
Amanda D.
Amanda D.
May 02, 2014
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Both Mindy and Lisa were a doll. Recently got insurance through them for my new home, and they made the process smooth & seamless. Great customer service, and I highly recommend. Thanks again!
Jamie M.
Jamie M.
Nov 27, 2013
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I'm a second generation BH Gold client, my parents have been with them for years, and I've been with them for almost a decade. They currently broker our auto, renters and (new!) homeowners insurance policies.

Jackie is our agent, and she has been incredibly helpful and responsive through several policy/situation changes. She always goes to bat for us, digging up any and all possible discounts and policy changes to ensure we get the best possible coverage for our money. And although I talk to her just a few times a year, she always remembers me and treats me like her most important
Lauren A.
Lauren A.
Nov 18, 2013
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I got a renters insurance quote here from Kim, and it was surprisingly much cheaper than my current insurance. Kim is very knowledgeable and answered all of my questions. Plus she was very speedy in putting my policy together and I really appreciated that. Thanks Kim and B.H. Gold!
Matthew D.
Matthew D.
Oct 10, 2013
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I needed to get renter insurance, and within minutes, i have what i need with no hassle and with great customer care and service. If you're looking for a great agent, Melissa Whirlow is the gal to consult with. Knowledgeable and never tries to sell you on it. You get the facts and the service straight up, no gimicks.
J. G.
J. G.
Apr 12, 2013
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This is the best insurance agency I have had the opportunity to work with. Ever since they helped me save a ton of money on my car insurance, even after I had spent hours on-line finding what I thought was the best rate, I have used them for everything: car, renters, business, you name it. Their service is top-notch: really quick and informative responses, high availability, personal, etc. I refer my friends, family, and clients to BH Gold, and they never disappoint.
Meg D.
Meg D.
Mar 19, 2013
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Best insurance experience ever! Lisa was so efficient and kind and saved me tons of money and time. My boyfriend recommended them to me because he had such a similar experience. Look no further, people!
Ali T.
Ali T.
May 08, 2012
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B.H. Gold are the only guys I'll trust to provide my renter's insurance. When I moved from La Jolla to Palo Alto, the team was great at getting me set up with a new policy and made the transition much easier. I didn't have to worry about a thing. B.H. Gold sends me the paperwork, reminds me when it was time to renew and shares the steps I need to take along the way. For someone like me with my head in 1,000 places at once it makes my life much easier.

I know I'm in good hands and highly recommend them!
Felina P.
Felina P.
Feb 24, 2012
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I was using Allstate and was fed up with the high premiums and knew I had to make a change. I heard about BH Gold Insurance from a friend and decided to check it out. I was set up with Matt -probably the most friendly and knowledgeable agent in the business and was quickly set up with a very affordable rate on my car insurance. I am exceptionally satisfied with the service and won't confer with any other insurance agencies. So satisfied in fact, that I decided to sign up for a renter's insurance as well. I am incredibly pleased and highly recommend BH Gold to anyone looking for low
Bret P.
Bret P.
Jan 20, 2012
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Been using B.H. Gold for years and never had an issue. Staff is knowledgeable and always available to help, often pointing out discounts I didn't know I qualified for.

Easy to get someone on the phone any time I've had a policy question.