0PointLoan
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0PointLoan
Discovered your dream home? Everything is just perfect from location to price. You deserve a pat on the back! But, have you chosen the mortgage lender yet? Ignoring this critical aspect may cause you to end up making a bad pick from where it's difficult to return. We've heard a lot of stories of how lenders crushed the dreams of homebuyers or made the process abysmally unbearable.

We understand these issues; so, we put your needs at the forefront. Our vast network, advanced technology, and efficient process enable us to evaluate your loan application quickly. We identify any missing documents instantly and notify you at the earliest to complete it so that we can close the deal within the promised turnaround time.
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By submitting your contact information you agree to and expressly consent to have us, contact you about your inquiry by email, text message, or phone, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from 0pointloan.
A mortgage is a serious thing, not to be taken lightly, and you want to get the best one for your needs. 0Pointloan can help with that, and Jay Patel and his team is committed to helping you get the right interest rate and terms for your loan. Then you can feel confident in the type of loan you've chosen, so in the future, you won't have to worry about whether you made the right mortgage choice.
Yes, the different types of loan programs being offered are changing every day. We find the best loan scenario for all of our clients. Unlike big banks that are restricted to using loan programs and rates being offered at that time by the bank, we have access to many lenders. What we do is find the lender that best fits your needs.
Your home also has to be worth enough to refinance, so you'll need to have an appraisal done. You don't have to worry about negotiations and home inspections, though, and refinancing is sometimes easier because you already have an established track record of paying your mortgage. There are a lot of things to consider when it comes to refinancing your home.
Being a first-time homebuyer can be stressful and confusing, but working with the 0Pointloan can make all the difference. As a first-time buyer looking for a great home, the right neighborhood and the best mortgage for your needs, there's a lot for you to consider. We want to help you get past your worries and concerns, so you can get the home of your dreams and a loan that makes sense for you.
Reviews (2)
Dory J.
Dory J.
Mar 07, 2020
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In the mortgage industry it's difficult to find people who have integrity. But then there's Jay Patel . I have done 2 loans with him so far and would not trust anyone else . I've had bad experiences in the past with other brokers who clearly were not looking out for my best interest. Jay always does & will do the same for you . He is the best of the best !
Justin Boado
Justin Boado
Jul 06, 2017
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Jay and his crew are trustworthy. I had to go back for their services because they know what they are doing and I just had to sit back and go on with my everyday duties. Bigger companies forget what customers need that is where Jay and his team shine!