California Home Loans based in Santa Rosa, California. America's Home Loans is a low fee, low interest rate mortgage lender since 2003, with the best 30 yr and 15 yr mortage interest rates for a refinance home loan or purchase home loan. We lend on residential mortgages on single family homes, condominiums, townhomes, multiple-unit properties, mixed use property.
FHA Loans offer a viable home loan option if you're credit challenged or have no money for a down payment. You can receive a gift for the 3.5% downpayment and closing cost. Although, you may qualify for a conventional home loan with 3% down payment and avoid paying expensive upfront and monthly FHA mortgage insurance.
FHA Loans offer a viable home loan option if you're credit challenged or have no money for a down payment. You can receive a gift for the 3.5% downpayment and closing cost. Although, you may qualify for a conventional home loan with 3% down payment and avoid paying expensive upfront and monthly FHA mortgage insurance.
Services
At California Home Loans - Santa Rosa, CA, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
If you're like most people, purchasing a home is probably one of the biggest investments you'll ever make in your lifetime. If you're considering buying a home, you're likely aware of the complexity of the endeavor. Because of the numerous factors to consider when purchasing a home, it's important to prepare as best you can.
To apply for a mortgage loan, the lender will request detailed documentation of your financial history. The lender will request a credit report from a credit agency and will verify the information provided on your loan application. Most recent statements for any other assets such as bonds, stocks, or money saved in retirement programs i.e.
Santa Rosa Refinance Home Loan Experts, providing Refinancing solutions for Sonoma County and Marin County, servicing Santa Rosa, Ca., Petaluma, Windsor, Rohnert Park and the entire Bay Area. Refinancing is often used to lower your interest rate, if rates have dropped since you last financed your home, you may want to consider refinancing.
Cashing out refers to the refinancing of a loan where the borrowers will borrow money on their own home. If a home is appraised at $100,000 and the borrower's outstanding mortgage loan is $60,000, it is possible to enter into an 80% cash-out refinance transaction for a loan of $80,000 (80% of $100,000).
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Mike Nealon
Jun 06, 2019
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