Sun Pacific Mortgage is a family owned business in Sonoma County that my wife and I started way back in 1988. Right from day one, our aim was to help real estate home owners and buyers, by offering alternative financing for those who had been turned down elsewhere. Our Hard Money loans soon came to the rescue with mortgages funded by private individuals.
Not only did these loans make mortgages easier - thanks to fewer qualifications - they made them a lot faster too! We frequently deliver funding in under 5 days and our personal best is 48 hours. Now into our third decade as licensed Realtors, Lenders and Hard Money Brokers, Sun Pacific Mortgage has become a leading expert in Hard Money loans and we have never run out of money to lend!
Not only did these loans make mortgages easier - thanks to fewer qualifications - they made them a lot faster too! We frequently deliver funding in under 5 days and our personal best is 48 hours. Now into our third decade as licensed Realtors, Lenders and Hard Money Brokers, Sun Pacific Mortgage has become a leading expert in Hard Money loans and we have never run out of money to lend!
Services
Only company offering Alt-A Hard Money loans for those just shy of qualifying for a conventional or bank loan. Lower rates at 6%-8%. FAST alternative financing loans (bad or poor credit, difficult-to-prove income, need fast cash, property a fixer, etc. - no problem for our Hard Money loans!). Regularly providing available Deeds of Trusts for Private Investors' high-return investments.
We are looking for more Investors. If you or anyone you know is interested in real estate investing, please call us at (707) 523-2099. Becoming a Private Investor with us can produce high yield on your investments. We regularly have available Trust Deed Offerings and email these to our Investors throughout the week.
We are always looking for qualified investors who are interested in high returns on their money through investment in California Trust Deeds. As of 2020, we have financed over 10,000 individual loans, averaging 30+ newly available deeds of trusts per month. Family owned and operated, we are licensed Private Money Brokers, Realtors and Loan Originators through CA Department of Real Estate (DRE) and the Nationwide Mortgage Licensing System (NMLS).
Since opening our doors in 1988, we have always found it best to work closely with each private investor and keep them informed of our exact process, what we expect from them and provide timely information about specific loan programs and any regulation changes. Below are topics you may want to find out more about, if you are an existing Investor with us or you are new and would like to start investing in our Trust Deed Offerings.
We know Brokers and Lenders always want to help, but we also know that traditional underwriting is not always the best fit. We get hundreds of loans brokered or referred to us by mortgage professionals who had to tell the borrower "no". Most need fast action and approval because they are running out of time.
Reviews (8)
Begone
Jan 02, 2022
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Ari and Team from Sun Pacific Mortgage & Real Estate Has truly re amped my business and personal finances, They understand business owners, real-estate investors, and people in tight situations. Sun Pacific Refinanced my home when others couldn't. Long story short Ari understood everything about my situation. My only regret was that I wish I would have known about them 3 months earlier but now I have the funds to put all my finances back in order and get back on track.
This is a long truthful review. I kid you not. I recommend that you read the entire review
Covid-19 construction cost, and inventory
This is a long truthful review. I kid you not. I recommend that you read the entire review
Covid-19 construction cost, and inventory
Sheldon Walker
Oct 03, 2021
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Stephen Virtue
Sep 23, 2021
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Sandra Quiroz
Sep 02, 2021
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Ken Walker and his staff are great to work with if you need a quick refinance.
This is the place to go for the quickest loans!
I have used Sun Pacific Mortgage 3 times and have always had great results each time, NO STRESS!
I recommend them highly and will be doing more business with them in my future investing.
They are trust worthy and I would not go anywhere else!
Sun Pacific Mortgage & Real Estate is a five star all the way!
This is the place to go for the most efficient service ever!
Thank You Ken!
This is the place to go for the quickest loans!
I have used Sun Pacific Mortgage 3 times and have always had great results each time, NO STRESS!
I recommend them highly and will be doing more business with them in my future investing.
They are trust worthy and I would not go anywhere else!
Sun Pacific Mortgage & Real Estate is a five star all the way!
This is the place to go for the most efficient service ever!
Thank You Ken!
Francisco Silva
Dec 15, 2020
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Palmeda Day
Sep 14, 2020
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Ken was referred to me by my real estate agent and secured a bridge loan on short notice. I would not have been able to buy the house I wanted if I could not get this financing. This loan saved me from losing the house that fit my needs perfectly. He was great to work with and I appreciated his attention to detail and helping me with a difficult problem.
C. J.
Aug 25, 2020
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I was out of options after my mother passed, and unable to navigate financing on any terms due to the trust my parents had their home vested in. Forest was able to secure short term private financing needed for me to not be forced to sell the property, which has been owned by family for 3 generations now. The funding occurred in a surprising 30 days, and I can not even find the words to express my endless gratitude for the assistance received.
DEKillmer
May 05, 2020
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Positive: Professionalism, Quality, Responsiveness, Value
Ken and the team at Sun Pacific made the loan process easy, even with last minute changes I requested. I was kept up-to-date on everything that was going on a all the deadlines were met and we are now in our new home. I would definitely use Sun Pacific again. Thanks Ken!!!
Ken and the team at Sun Pacific made the loan process easy, even with last minute changes I requested. I was kept up-to-date on everything that was going on a all the deadlines were met and we are now in our new home. I would definitely use Sun Pacific again. Thanks Ken!!!
