Ed Montermini, a young, recently married state employee, needed help to make a $500 down payment for a small home in Olympia. Because of his short tenure with the state, he couldn't find a lender that would help him. That simple dilemma began a journey that led to the creation of WSECU. Ed remains a member today.
In December, membership totaled 65. Membership was expanded to include all state employees, the Washington State Employees Association, Washington Federation of State Employees and WSECU employees. In December, the first dividend (3 1/2%) was declared. The debenture program was established, giving members who had a minimum of $5,000 on deposit the opportunity to borrow money without collateral.
In December, membership totaled 65. Membership was expanded to include all state employees, the Washington State Employees Association, Washington Federation of State Employees and WSECU employees. In December, the first dividend (3 1/2%) was declared. The debenture program was established, giving members who had a minimum of $5,000 on deposit the opportunity to borrow money without collateral.
Services
With our checking accounts, you can simplify your checking experience with an account that fits your unique Washington lifestyle. Whether you want cash back rewards, automatic savings or a traditional hassle-free account, you'll find just what you need with us. If you have direct deposit (greater than $1,000 monthly), automatically receive 1% cash back on gas, restaurants and airline purchases and $0.05 cash back on other debit card purchases.
With options for everything from earning cash back to building your credit, WSECU has you covered. Compare our cards and apply today for the one that fits your lifestyle and spending habits. Do you love earning cash back rewards on everything from travel to everyday purchases? So do we. That's why our Cash Back Visa Signature credit card is perfect for all kinds of spending, especially if you typically pay off your balance every month.
Credit reports contain a wealth of information about your credit history. It's important to review your credit report at least annually to ensure it is accurate and that you haven't become a victim of identity fraud. You're entitled to one free credit report from Experian, TransUnion and Equifax every 12 months.
A form of property insurance that covers losses and damages to an individual's house and to assets in the home. Private Mortgage Insurance protects the lender in the event the borrower defaults on a loan with a downpayment of less than 20% and is included in the monthly payment. Fees paid to an organization of homeowners of a particular subdivision, condominium, or planned unit development.
We offer Home Equity options that can help you pay for home improvements, consolidate debt or finance a large purchase. What is home equity? It's the current value of your home minus your mortgage balance. You can borrow against that equity to consolidate your debts to make paying them down easier and more efficient.
Reviews (15)
Sherry Carpenter
Oct 19, 2021
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Cats Cards
Aug 30, 2021
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We've banked with this branch for years, usually through the drive through. In fact, of all the WSECU's in the area, I'd have to say this drive through is the best. They serve people in order and they rarely make mistakes (but they do make mistakes so check your receipts and balance before driving away). However, the service inside the branch is abysmal. We sat in the bank for 30 minutes and were literally the only customers yet no one helped us. This was after we were told someone would help us right away. There was 7 staff there, 3 in offices and 4 up front, serving absolutely no one. Banking
Corey
May 28, 2021
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Landon Baker
Apr 19, 2021
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I recently established an account at WSECU and was there to utilize the notary services, but was told they could not notarize my real estate seller paperwork. These documents are not a part of the unable to notarize list found on the website. I was told to go to UPS were I had to pay close to $100 for notarization. I regret establishing my account with this credit union and will look for an alternative institution for my local banking.
Gabby Fuentes
Jan 30, 2020
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I’ve been banking with WSECU for over 5 years, and have only had good experiences with the banking services and customer service. This weekend my card was used fraudulently overseas, which they declined transactions for, and working with customer service this morning was a breeze. I appreciate the new opt in fraud alerts, and the new checking account options.
D. B.
Nov 01, 2019
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I'm reviewing the bank as a whole and this branch. I have never had so many issues with a bank as I had with WSECU. First, I took out a loan and spoke with the bank about a payment plan to pay this loan. We set up dates I would pay which coincided with my pay dates. However, this payment plan was never communicated to their call center and I would receive at least two calls a day about paying off the loan. Additionally, the bank blocked me from using any of my account funds until I made a payment according to their schedule, not the payment plan schedule. Besides most likely being illegal
Aryana W.
Mar 20, 2018
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I just recently turned 18 and decided to open my own account. I came to this branch and I was blown away by how friendly everyone is. At my previous bank, I would always use the ATM because whenever I went inside I felt uncomfortable and like I was being spoken down to, but the employees at WSECU explain everything in a way you can actually understand and always make sure you're satisfied. I feel more confident in knowing what's going on with my money than ever.
Stephanie E.
Dec 15, 2017
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I came in as a non member to solve a cashier Check issue that I had that was created at this credit union and the way Katie handled it I was beyond impressed she took a very difficult Situation and made it happen. Because of her I closed my account with the other credit union I had been with for 25 years and opened an account. They have perfect customer service and make you feel like a priority. I appreciate what Katie did for me yesterday and I am glad to be a new member now!
Aaron Larson
Dec 08, 2017
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Fleur S.
Oct 04, 2017
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I am a former Twin Star CU customer. I moved both my personal and business bank accounts to WSECU, best decision ever. I have been with this bank and branch since this location opened and have been very pleased with their excellent service and attention to my banking needs. Super helpful and personal whether on the phone or in person.
Susan Miller
Sep 06, 2017
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Justine N.
Sep 13, 2016
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S. R.
Mar 11, 2016
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Trevor Slinker
Nov 21, 2014
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Polyester Avalanche
Jan 07, 2013
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